{"id":8148,"date":"2025-02-10T16:16:10","date_gmt":"2025-02-10T21:16:10","guid":{"rendered":"https:\/\/yibababa.com\/article\/?p=8148"},"modified":"2025-02-10T16:16:10","modified_gmt":"2025-02-10T21:16:10","slug":"2025%e5%b9%b4%e7%be%8e%e5%9b%bd%e9%80%80%e4%bc%91%e4%ba%ba%e5%a3%ab%e7%ba%a2%e8%93%9d%e5%8d%a1%e4%b8%83%e9%a1%b9%e6%96%b0%e8%a7%84%e5%ae%9a","status":"publish","type":"post","link":"https:\/\/yibababa.com\/article\/archives\/8148","title":{"rendered":"2025\u5e74\u7f8e\u56fd\u9000\u4f11\u4eba\u58eb\u7ea2\u84dd\u5361\u4e03\u9879\u65b0\u89c4\u5b9a"},"content":{"rendered":"\n

\u4fd7\u79f0\u7ea2\u84dd\u5361\u7684\u7f8e\u56fd\u8054\u90a6\u533b\u7597\u4fdd\u9669\u8ba1\u5212(Medicare)\u57282025\u5e74\u6709\u4e03\u9879\u6539\u9769\uff0c\u5173\u4e4e6800\u4e07\u540d\u4f7f\u7528\u8005\u6743\u76ca\uff0c\u4e0d\u53ef\u4e0d\u77e5\u3002<\/p>\n\n\n\n

\u4fdd\u8d39(premiums)\u4e0e\u81ea\u4ed8\u989d(deductibles)\u90fd\u63d0\u9ad8<\/strong><\/p>\n\n\n\n

A\u90e8\u5206\u4f4f\u9662\u4fdd\u9669(Parts A)\u81ea\u4ed8\u989d\u4ece\u6bcf\u5e741632\u5143\u63d0\u9ad8\u52301676\u5143\uff0cB\u90e8\u5206\u95e8\u8bca\u4fdd\u9669(Part B)\u81ea\u4ed8\u989d\u4ece240\u5143\u8c03\u9ad8\u5230257\u5143\u3002\u7edd\u5927\u591a\u6570\u9000\u4f11\u4eba\u58eb\u4e0d\u5fc5\u7f34\u4ea4A\u90e8\u5206\u4fdd\u8d39\uff0c\u53ea\u9700\u8981\u7f34B\u90e8\u5206\u4fdd\u8d39\uff0c\u6807\u51c6\u578bB\u90e8\u5206\u4fdd\u8d39\u5c06\u4ece2024\u5e74\u7684\u6bcf\u6708174.70\u5143\u8c03\u9ad8\u52302025\u5e74\u7684185\u5143\uff0c\u4f46\u9ad8\u6536\u5165\u4eba\u58ebB\u90e8\u5206\u4fdd\u8d39\u6bcf\u6708\u53ef\u80fd\u9ad8\u8fbe628.90\u5143\u3002<\/p>\n\n\n\n

\u5904\u65b9\u836f\u54c1\u4ef7\u683c\u964d\u4f4e<\/strong><\/p>\n\n\n\n

\u201c\u964d\u4f4e\u901a\u81a8\u6cd5\u201d(Inflation Reduction Act\uff0cIRA)\u300c\u7ea2\u84dd\u5361\u5904\u65b9\u836f\u54c1\u901a\u81a8\u8fd4\u8fd8\u8ba1\u5212\u300d(Medicare Prescription Drug Inflation Rebate Program)\u8ba9\u6570\u5341\u79cd\u5904\u65b9\u836f\u964d\u4ef7\uff0cD\u90e8\u4efd\u5904\u65b9\u836f\u7269\u4fdd\u9669(Part D)\u6bcf\u5e74\u81ea\u638f\u8170\u5305\u82b1\u8d39\u4e0a\u9650\u4e3a2000\u5143\u3002<\/p>\n\n\n\n

\u4fd7\u79f0\u300c\u751c\u751c\u5708\u6d1e\u300d(donut hole)\u7684\u5904\u65b9\u836f\u54c1\u627f\u4fdd\u7f3a\u53e3\u5df2\u7ecf\u8865\u4e0a<\/strong><\/p>\n\n\n\n

2025\u5e74\u7ea2\u84dd\u5361\u836f\u54c1\u81ea\u4ed8\u989d\u4e3a590\u5143\uff0c\u8d85\u8fc7\u91d1\u989d\u65f6\u4e2a\u4eba\u53ea\u8981\u8d1f\u62c5\u836f\u54c1\u8d39\u7528\u768425%\uff0c\u76f4\u5230\u8fbe\u5230\u81ea\u4ed8\u989d\u4e0a\u96502000\u5143\uff0c\u7136\u540e\u5c31\u7531\u7ea2\u84dd\u5361\u57cb\u5355\u3002<\/p>\n\n\n\n

\u6269\u5927\u5fc3\u7406\u5065\u5eb7\u4fdd\u9669\u8303\u56f4<\/strong><\/p>\n\n\n\n

\u6210\u763e\u75c7\u54a8\u8be2\u5e08\u3001\u6301\u6709\u6267\u7167\u7684\u5fc3\u7406\u54a8\u8be2\u5e08\u3001\u5a5a\u59fb\u4e0e\u5bb6\u5ead\u6cbb\u7597\u5e08\u4ece2025\u5e74\u8d77\u90fd\u7eb3\u5165\u7ea2\u84dd\u5361\u670d\u52a1\u8303\u56f4\u3002<\/p>\n\n\n\n

\u8fdc\u8ddd\u533b\u7597(Telehealth)\u906d\u5230\u9650\u7f29<\/strong><\/p>\n\n\n\n

2025\u5e74\u8d77\uff0c\u53ea\u6709\u504f\u50fb\u5730\u533a\u533b\u7597\u8bca\u6240\u6216\u533b\u751f\u529e\u516c\u5ba4\u624d\u6709\u8d44\u683c\u4f7f\u7528\u8fdc\u8ddd\u533b\u7597\u670d\u52a1\uff0c\u4ec5\u6709\u5c11\u6570\u72b6\u51b5\u5f97\u4ee5\u4f8b\u5916\uff0c\u5305\u62ec\u80be\u81df\u75c5\u672b\u671f\u60a3\u8005\u5c45\u5bb6\u6d17\u80be\u7684\u6bcf\u6708\u770b\u533b\u751f\u3001\u6025\u6027\u4e2d\u98ce\u75c7\u72b6\u7684\u8bca\u65ad\u8bc4\u4f30\u53ca\u6cbb\u7597\u3001\u884c\u4e3a\u5065\u5eb7\u670d\u52a1\u3001\u7cd6\u5c3f\u75c5\u81ea\u4e3b\u7ba1\u7406\u8bad\u7ec3\u3001\u533b\u7597\u8425\u517b\u7597\u6cd5\u7b49\u3002<\/p>\n\n\n\n

\u7167\u987e\u8005(caregivers)\u83b7\u5f97\u66f4\u591a\u534f\u52a9<\/strong><\/p>\n\n\n\n

\u4e0e\u5931\u667a\u75c7(dementia)\u60a3\u8005\u540c\u4f4f\u5bb6\u4eba\u53ca\u7167\u987e\u8005\uff0c\u5c06\u53ef\u900f\u8fc7\u65b0\u6210\u7acb\u7684\u5b9e\u9a8c\u8ba1\u5212\u5f97\u5230\u66f4\u591a\u652f\u6301\u3002<\/p>\n\n\n\n

\u7f8e\u56fd\u90ae\u653f\u603b\u5c40(U.S. Postal Service)\u5458\u5de5\u4fdd\u9669\u8303\u56f4\u66f4\u52a8<\/strong><\/p>\n\n\n\n

\u90ae\u5c40\u5458\u5de5\u3001\u9000\u4f11\u5458\u5de5\u4e0e\u5bb6\u5c5e\u5c06\u900f\u8fc7\u201c\u90ae\u653f\u670d\u52a1\u5065\u5eb7\u798f\u5229\u8ba1\u5212\u201d(Postal Service Health Benefits Program\uff0cPSHB)\u6295\u4fdd\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

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