{"id":6864,"date":"2021-11-15T16:17:58","date_gmt":"2021-11-15T21:17:58","guid":{"rendered":"https:\/\/www.yibababa.com\/?p=6864"},"modified":"2021-11-15T16:17:58","modified_gmt":"2021-11-15T21:17:58","slug":"%e7%be%8e%e5%9b%bd%e8%81%94%e9%82%a6%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9medicare%e5%a6%82%e4%bd%95%e7%94%b3%e8%af%b7%e5%92%8c%e9%80%89%e6%8b%a9","status":"publish","type":"post","link":"https:\/\/yibababa.com\/article\/archives\/6864","title":{"rendered":"\u7f8e\u56fd\u8054\u90a6\u533b\u7597\u4fdd\u9669Medicare\u5982\u4f55\u7533\u8bf7\u548c\u9009\u62e9"},"content":{"rendered":"<p>\u6bcf\u5e74\u7684<span style=\"color: #ff0000;\">10\u670815\u65e5<\/span>\u81f3<span style=\"color: #ff0000;\">12\u67087\u65e5<\/span>\uff0c\u662f\u6ce8\u518c\u7f8e\u56fd\u8054\u90a6\u533b\u7597\u4fdd\u9669Medicare\u8ba1\u5212\uff08<span style=\"color: #ff0000;\">\u4fd7\u79f0\uff1a\u7ea2\u84dd\u5361<\/span>\uff09\u6216\u8005\u66f4\u6539\u8ba1\u5212\u7684\u65f6\u671f\u3002<\/p>\n<p>Medicare\u8ba1\u5212<span style=\"color: #ff0000;\">\u5206\u4e24\u7c7b<\/span>\uff1a<\/p>\n<ul>\n<li>\u4e00\u7c7b\u662f\u8054\u90a6\u653f\u5e9c\u76f4\u63a5\u7ba1\u7406\u7684<span style=\"color: #ff0000;\">\u4f20\u7edf\u8ba1\u5212<\/span>\uff08Original Medicare\uff0c\u53c8\u79f0\u539f\u59cb\u8ba1\u5212\uff09\uff0c\u5206\u4e3aPart A\u548cPart B\u4e24\u4e2a\u90e8\u5206\uff1b<\/li>\n<li>\u53e6\u4e00\u7c7b\u662f\u4fdd\u9669\u516c\u53f8\u4ee3\u4e3a\u7ba1\u7406\u7684<a href=\"https:\/\/www.medicare.gov\/sites\/default\/files\/2021-03\/12026-Chinese-Understanding-Medicare-Advantage-Plans.pdf\" target=\"_blank\"><span style=\"text-decoration: underline;\"><span style=\"color: #ff0000; text-decoration: underline;\">\u4f18\u52bf\u8ba1\u5212<\/span>\uff08Medicare Advantage\uff09<\/span><\/a>\uff0c\u4fd7\u79f0Part C\u3002\u800c\u4f18\u52bf\u8ba1\u8ba1\u5212\u79cd\u7c7b\u7e41\u591a\uff0c\u5404\u6709\u7279\u70b9\uff0c\u5728\u9009\u62e9\u65f6\uff0c\u4e00\u5b9a\u8981\u6839\u636e\u81ea\u8eab\u7684\u5b9e\u9645\u60c5\u51b5\u8fdb\u884c\u6289\u62e9\u3002<\/li>\n<\/ul>\n<p>\u8054\u90a6\u533b\u7597\u4fdd\u9669Medicare\u662f\u7f8e\u56fd\u8054\u90a6\u653f\u5e9c\u7684\u9879\u76ee\uff0c\u7533\u8bf7\u8005\u8981\u5411\u793e\u4f1a\u5b89\u5168\u5c40\uff08SSA\uff09\u5f53\u5730\u7684\u529e\u516c\u5ba4\u7533\u8bf7\u3002\u91cd\u8981\u7684\u662f\uff0c\u5982\u679c\u7533\u8bf7\u4eba\u6536\u5165\u8f83\u4f4e\uff0c\u7b26\u5408\u6536\u5165\u548c\u8d44\u4ea7\u6761\u4ef6\uff0c\u8fd8\u53ef\u5411\u5404\u5dde\u653f\u5e9c\u7533\u8bf7\u8d39\u7528\u8c41\u514d\uff08Medicare Savings Programs\uff09\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">Medicare\u8981\u6309\u65f6\u7533\u8bf7 \u903e\u671f\u4f1a\u6da8\u4fdd\u8d39<\/span><\/strong><\/h4>\n<p>\u5bf9\u4e8e\u5927\u90e8\u5206\u4eba\u6765\u8bf4\uff0c\u7533\u8bf7\u7ea2\u84dd\u5361\u7684\u5e74\u9f84\u987b\u6ee165\u5c81\uff0c\u4f46\u53ef\u63d0\u524d\u4e8e\u4e09\u4e2a\u6708\u5185\u6216\u63a8\u8fdf\u4e09\u4e2a\u6708\u5185\u7533\u8bf7\uff0c\u8fd9\u6837\u7533\u8bf7\u4eba\u5c31\u67097\u4e2a\u6708\u7684\u7533\u8bf7\u65f6\u95f4\u3002\u4f8b\u5982\uff0c\u5982\u679c\u7533\u8bf7\u4eba\u6ee165\u5c81\u90a3\u5e74\u7684\u751f\u65e5\u662f6\u6708\uff0c\u90a3\u4e48\u57283\u30014\u30015\u6708\u53ef\u4ee5\u7533\u8bf7\uff0c\u800c\u57287\u30018\u30019\u6708\u4e5f\u53ef\u4ee5\u7533\u8bf7\u3002\u5982\u4f55\u5fd8\u8bb0\u5728\u8fd97\u4e2a\u6708\u5185\u7533\u8bf7\uff0c\u5c31\u53ea\u80fd\u5728\u6bcf\u5e74\u76841\u67081\u65e5\u52303\u670831\u65e5\u4e4b\u95f4\u7533\u8bf7\u4e86\u3002<\/p>\n<p>\u5982\u679c\u7533\u8bf7\u665a\u4e86\uff0c\u653f\u5e9c\u7684\u5904\u7f5a\u65b9\u5f0f\u662f\u63d0\u9ad8\u6bcf\u6708\u6240\u4ea4\u7684\u4fdd\u8d39\u3002\u4f8b\u5982\uff0c\u5982\u679c\u662f\u63a8\u8fdf12\u4e2a\u6708\u624d\u7533\u8bf7\uff0c\u6bcf\u6708\u7684\u4fdd\u8d39\u8981\u52a010%\uff1b\u5982\u679c\u63a8\u8fdf\u4e24\u5e74\u624d\u7533\u8bf7\uff0c\u6bcf\u6708\u7684\u4fdd\u8d39\u8981\u52a020%\uff1b\u5982\u679c\u63a8\u8fdf\u4e94\u5e74\u624d\u7533\u8bf7\uff0c\u6bcf\u6708\u4fdd\u8d39\u8981\u52a050%\u3002\u800c\u4e14\uff0c\u8fd9\u4e2a\u52a0\u4ef7\u662f\u7ec8\u8eab\u7684\u3002\u56e0\u6b64\uff0c\u4e00\u5b9a\u8981\u6309\u65f6\u7533\u8bf7\u3002<\/p>\n<p>\u7533\u8bf7Medicare\u7ea2\u84dd\u5361\uff0c\u9664\u4e86\u5e74\u9f84\u6ee165\u5468\u5c81\u5916\uff0c\u8fd8\u5bf9\u8eab\u5206\u6709\u8981\u6c42\u3002\u5982\u679c\u662f<span style=\"color: #ff0000;\">\u7eff\u5361\uff0c\u5fc5\u987b\u8981\u6301\u6709\u4e94\u5e74<\/span>\u4ee5\u4e0a\u3002\u5982\u679c\u62ff\u5230\u7eff\u5361\u4e0d\u5230\u4e94\u5e74\uff0c\u5c31\u4e0d\u80fd\u7533\u8bf7\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">Medicare\u7684Part A\u3001Part B\u548cPart D<\/span><\/strong><\/h4>\n<p>Medicare\u7684<span style=\"color: #ff0000;\">Part A\u6708\u8d39<\/span>\u662f\u4ee5Medicare\u5de5\u4f5c\u5b63\u70b9\u4e3a\u4e3b\u3002\u5982\u679c\u5de5\u4f5c\u4e00\u5e74\uff0c\u6536\u5165\u8fbe\u5230\u6700\u4f4e\u8981\u6c42\uff0c<span style=\"color: #ff0000;\">\u6bcf\u5e74<\/span>\u53ef\u4ee5\u83b7\u5f97<span style=\"color: #ff0000;\">\u56db\u4e2a<\/span>\u5de5\u4f5c\u5b63\u70b9\uff08Medicare tax quarters\uff09\u3002\u5982\u679c\u5df2\u7ecf<span style=\"color: #ff0000;\">\u62e5\u670940\u4e2a\u5de5\u4f5c\u5b63\u70b9\uff0cPart A\u90e8\u5206\u7684\u4fdd\u8d39\u662f\u514d\u8d39<\/span>\u7684\u3002\u4ee52021\u5e74\u6765\u8bf4\uff0c\u5982\u679c\u5de5\u4f5c\u5b63\u70b9\u572830\u81f339\u4e4b\u95f4\uff0c\u53c2\u4fdd\u8005\u6bcf\u6708\u8981\u5411Medicare\u7f34\u7eb3259\u7f8e\u5143\u7684Part A\u6708\u8d39\u3002\u5982\u679c\u5de5\u4f5c\u5b63\u70b9\u572830\u4ee5\u4e0b\uff0c\u53c2\u4fdd\u8005\u6bcf\u6708\u8981\u7f34\u7eb3471\u7f8e\u5143\u7684Part A\u6708\u8d39\u3002<\/p>\n<p><span style=\"color: #ff0000;\">Part B\u662f\u8981\u7f34\u8d39\u7684<\/span>\u30022021\u5e74\u6bcf\u4e2a\u6708\u7684\u8d39\u7528\u662f148.5\u7f8e\u5143\u3002\u7531\u4e8e2022\u5e74\u7684\u751f\u6d3b\u8d39\u7528\u6307\u6570\uff08Cost-of-Living Adjustment\uff09\u6da8\u4e865.9%\uff0c\u56e0\u6b64\u8fd9\u4e2a\u6708\u8d39\u4e5f\u589e\u52a0\u4e86\u3002<\/p>\n<p>\u5bf9<span style=\"color: #ff0000;\">\u6536\u5165\u6700\u4f4e<\/span>\u7684\u6c11\u4f17\uff0c\u8054\u90a6\u533b\u7597\u4fdd\u9669<span style=\"color: #ff0000;\">Part B<\/span>\u7684\u4fdd\u9669\u8d39\u7528\u6bcf\u6708\u5c06\u4e0a\u6da814.5%\uff0c2021\u5e74\u7684\u6bcf\u6708\u4fdd\u8d39\u662f148.5\u7f8e\u5143\uff0c\u800c<span style=\"color: #ff0000;\">2022\u5e74<\/span>\u8c03\u9ad8\u81f3\u6bcf\u6708170.1\u7f8e\u5143\u3002<strong>\u8fd9\u662f\u6709\u53f2\u4ee5\u6765\u6700\u5927\u5e45\u5ea6\u7684\u4e00\u6b21\u8c03\u6da8<\/strong>\u3002<\/p>\n<p>\u7b80\u5355\u5730\u8bf4\uff0c<span style=\"color: #ff0000;\">Part A\u662f\u4f4f\u9662\u4fdd\u9669<\/span>\uff0c<span style=\"color: #ff0000;\">Part B\u4e3a\u95e8\u8bca\u4fdd\u9669<\/span>\uff0c\u800c<span style=\"color: #ff0000;\">Part D\u662f\u5904\u65b9\u836f\u4fdd\u9669<\/span>\uff08\u4fdd\u9669\u516c\u53f8\u4ee3\u4e3a\u63d0\u4f9b\uff09\u3002<\/p>\n<p><span style=\"color: #ff0000;\">Part D\uff08\u5904\u65b9\u836f\u4fdd\u9669\uff09\u8981\u4e0d\u8981\u4e70<\/span>\uff0c\u5219\u6839\u636e\u4e2a\u4eba\u60c5\u51b5\u5904\u7406\u3002\u4f8b\u5982\uff0c\u6709\u4eba\u867d\u7136\u8fbe\u5230\u9000\u4f11\u5e74\u9f84\uff0c\u4f46\u4ecd\u7136\u5728\u5de5\u4f5c\uff0c\u800c\u516c\u53f8\u63d0\u4f9b\u5904\u65b9\u836f\u4fdd\u9669\u3002\u53e6\u5916\uff0c\u6709\u4eba\u81ea\u5df1\u9000\u4f11\uff0c\u4f46\u914d\u5076\u4ecd\u5728\u5de5\u4f5c\uff0c\u800c\u914d\u5076\u7684\u516c\u53f8\u63d0\u4f9b\u5f88\u597d\u7684\u533b\u7597\u4fdd\u9669\uff0c\u6db5\u76d6\u4e86\u5904\u65b9\u836f\u3002\u8fd9\u65f6\uff0c\u4ed6\u4eec\u53ef\u5411\u516c\u53f8\u4eba\u4e8b\u90e8\u8c18\u8be2\u6709\u5173Part D\u8ba1\u5212\u7684\u6807\u51c6\uff08Creditable Coverage\uff09\u3002<\/p>\n<h4><span style=\"color: #0000ff;\"><strong>Medicar\u8ba1\u5212\u5982\u4f55\u9009\u62e9\uff1f<\/strong><\/span><\/h4>\n<p><a href=\"https:\/\/www.medicare.gov\/sites\/default\/files\/2021-03\/12026-Chinese-Understanding-Medicare-Advantage-Plans.pdf\" target=\"_blank\"><span style=\"text-decoration: underline; color: #0000ff;\">Medicare Advantage\uff08\u4f18\u52bf\u8ba1\u5212\uff09<\/span><\/a>\u4e5f\u79f0\u4e3aMedicare <span style=\"color: #ff0000;\">Part C<\/span>\u3002\u4e0e\u4e0a\u9762\u7684Original Medicare\u76f8\u6bd4\uff0c\u6709\u7684Medicare Advantage\u8fd8\u5305\u62ecOTC\u975e\u5904\u65b9\u836f\u3001\u7259\u9f7f\u4fdd\u9669\u7b49\u3002\u4e0d\u7ba1\u662f\u54ea\u4e00\u79cdMedicare\u8ba1\u5212\uff0c\u4e00\u5b9a\u8981\u4ece\u4e0b\u9762\u4e09\u4e2a\u6807\u51c6\u8861\u91cf\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u4e00\u3001\u652f\u4ed8\u7684\u6708\u8d39<\/span>\u3002Medicare\u662f\u4e00\u79cd\u7531\u7f8e\u56fd\u8054\u90a6\u653f\u5e9c\u4e3a\u6ee165\u5c81\u7684\u4eba\u63d0\u4f9b\u7684\u533b\u7597\u4fdd\u9669\uff0c\u4e5f\u88ab\u79f0\u4e3a\u201c<span style=\"color: #ff0000;\">\u8001\u4eba\u4fdd\u9669<\/span>\u201d\u3002\u4f46\u662f\uff0c\u53c2\u4fdd\u8005\u6bcf\u6708\u53ef\u80fd\u8981\u7f34\u7eb3\u4fdd\u8d39\u3002\u6b64\u5916\uff0c\u6709\u7684\u53c2\u4fdd\u8005\u8fd8\u8981\u652f\u4ed8co-pay\uff08\u6302\u53f7\u8d39\uff09\u3001deductible\uff08\u81ea\u4ed8\u989d\uff09\u548c co-insurance\uff08\u5171\u4fdd\u989d\uff0c\u81ea\u5df1\u652f\u4ed8\u533b\u7597\u8d39\u4e00\u5b9a\u767e\u5206\u6bd4\u90e8\u5206\uff09\u3002\u56e0\u6b64\uff0c\u7533\u8bf7\u8005\u4e00\u5b9a\u8981\u5728\u52a0\u5165\u524d\u95ee\u6e05\u695a\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u4e8c\u3001\u80fd\u770b\u7684\u533b\u751f<\/span>\u3002\u533b\u9662\u548c\u8bca\u6240\u90fd\u63a5\u6536Original Medicare\u8ba1\u5212\u3002\u4f46\u662f\uff0c\u79c1\u8425\u4fdd\u9669\u516c\u53f8\u5219\u4e0d\u540c\uff0c\u5b83\u4eec\u90fd\u6709\u81ea\u5df1\u7684\u533b\u7597\u7f51\u7edc\u3002\u5982\u679c\u53c2\u4fdd\u8005\u9700\u8981\u770b\u5f88\u591a\u533b\u751f\uff0c\u800c\u8fd9\u4e9b\u533b\u751f\u4e2d\u90e8\u5206\u533b\u751f\u4e0d\u5728\u8fd9\u5bb6\u5065\u4fdd\u516c\u53f8\u7684\u7f51\u7edc\u5185\uff0c\u90a3\u4e48\u5c06\u6765\u770b\u75c5\u5c31\u4f1a\u6bd4\u8f83\u9ebb\u70e6\u3002\u56e0\u6b64\uff0c\u53c2\u4fdd\u8005\u4e5f\u8981\u68c0\u67e5\u4ed6\u4eec\u7684\u533b\u751f\u540d\u5355\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u4e09\u3001\u670d\u7528\u7684\u836f\u7269<\/span>\u3002\u6709\u7684\u8001\u4eba\u6bcf\u5929\u8981\u5403\u5f88\u591a\u836f\u7269\u3002\u56e0\u6b64\uff0c\u5982\u679c\u8981\u8f6c\u6362Part D\u5904\u65b9\u836f\u4fdd\u9669\uff0c\u6216\u9009\u62e9\u4f18\u60e0\u5065\u5eb7\u4fdd\u9669\uff0c\u8981\u95ee\u6e05\u695a\u8fd9\u4e9b\u4fdd\u9669\u516c\u53f8\u662f\u5426\u62a5\u9500\u8fd9\u4e9b\u836f\u7269\u3002\u82e5\u662f\u76f2\u76ee\u9009\u62e9\u4e00\u5bb6\u5065\u4fdd\u516c\u53f8\uff0c\u800c\u8fd9\u5bb6\u5065\u4fdd\u516c\u53f8\u53ea\u80fd\u62a5\u9500\u90e8\u5206\u836f\u7269\uff0c\u5c31\u4f1a\u5bfc\u81f4\u7533\u8bf7\u4eba\u5c06\u6765\u8981\u81ea\u5df1\u652f\u4ed8\u836f\u8d39\u7684\u56f0\u5883\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">\u80fd\u5426\u7533\u8bf7Medicaid\uff08\u767d\u5361\uff09<\/span><\/strong><\/h4>\n<p>\u8bb8\u591a\u65b0\u79fb\u6c11\u6700\u5e38\u95ee\u7684\u95ee\u9898\u5c31\u662f\u81ea\u5df1\u80fd\u5426\u7533\u8bf7Medicaid\uff08\u767d\u5361\uff09\u3002Medicaid\u662f\u7531\u7f8e\u56fd<span style=\"color: #ff0000;\">\u8054\u90a6\u653f\u5e9c\u548c\u5dde\u653f\u5e9c\u5171\u540c\u51fa\u8d44<\/span>\uff0c\u800c\u7531\u5dde\u653f\u5e9c\u8d1f\u8d23\u8425\u8fd0\u7684\u63f4\u52a9\u9879\u76ee\u3002\u5404\u5dde\u90fd\u6709\u63a5\u53d7\u7533\u8bf7\u7684Medicaid\u529e\u516c\u5ba4\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u7533\u8bf7Medicaid\uff08\u767d\u5361\uff09\u5bf9\u6536\u5165\u548c\u8d22\u4ea7\u7684\u89c4\u5b9a<\/span><\/p>\n<p>Medicaid\uff08\u767d\u5361\uff09\u662f\u5bf9<span style=\"color: #ff0000;\">\u4f4e\u6536\u5165\u8005<\/span>\u7684\u533b\u7597\u8865\u52a9\uff0c\u56e0\u6b64\u770b\u75c5\u5403\u836f\u4f4f\u9662\u7684\u8d39\u7528\u53ef\u80fd\u975e\u5e38\u4f4e\uff0c\u751a\u81f3\u4e8e\u514d\u8d39\u3002\u5982\u679c\u5230\u4e8665\u5c81\uff0c\u6536\u5165\u548c\u8d44\u4ea7\u8981\u4f4e\u5230\u4e00\u5b9a\u7a0b\u5ea6\u624d\u53ef\u7533\u8bf7\u3002<strong>\u4e3e\u4f8b<\/strong>\uff0c<span style=\"color: #ff0000;\">\u7ebd\u7ea6\u5e02\u5c45\u6c11<\/span>\u57282021\u5e74\u5982\u679c\u662f\u5355\u8eab\uff0c\u6708\u6536\u5165\u6bcf\u6708\u8981\u4f4e\u4e8e884\u7f8e\u5143\uff0c\u8d44\u4ea7\u4ef7\u503c\u4f4e\u4e8e1.59\u4e07\u7f8e\u5143\uff1b\u5982\u679c\u662f\u592b\u59bb\u4e24\u4eba\uff0c\u6708\u6536\u5165\u8981\u4f4e\u4e8e1300\u7f8e\u5143\uff0c\u8d44\u4ea7\u4ef7\u503c\u4f4e\u4e8e2.34\u4e07\u7f8e\u5143\u3002<span style=\"color: #ff0000;\">\u8d44\u4ea7<\/span>\u4e3b\u8981\u662f\u6307\u94f6\u884c\u5e10\u6237\u3001\u6295\u8d44\u5e10\u6237\u7b49\u3002<\/p>\n<p>\u800c\u534e\u4eba\u6700\u591a\u7684\u8d44\u4ea7\u5f62\u6001\u662f\u623f\u4ea7\u3002\u4eba\u4eec\u5e38\u95ee\uff0c\u62e5\u6709\u4e00\u5957\u4f4f\u623f\uff0c\u5982\u5171\u6709\u516c\u5bd3\uff08condo\uff09\u3001\u5408\u4f5c\u516c\u5bd3\uff08co-op\uff09\uff0c\u80fd\u4e0d\u80fd\u7533\u8bf7\u767d\u5361\uff1f \u5982\u679c\u662f<span style=\"color: #ff0000;\">\u81ea\u4f4f<\/span>\uff0c\u8fd9\u4e2a\u623f\u4ea7\u4e0d\u4f1a\u8ba1\u7b97\u5728\u8d44\u4ea7\u5185\uff0c\u53ef\u4ee5\u7533\u8bf7\u3002\u4f46\u662f\uff0c\u5982\u679c\u7533\u8bf7\u4eba\u4e0d\u4f4f\u5728\u91cc\u9762\uff0c\u800c\u662f\u5c06\u5176\u51fa\u79df\uff0c\u8fd9\u5c31\u8981\u7b97\u4f5c\u8d44\u4ea7\u3002<\/p>\n<p>\u90e8\u5206\u534e\u4eba\u4e0d\u6562\u591a\u5de5\u4f5c\u3001\u591a\u6323\u94b1\uff0c\u56e0\u4e3a\u60f3\u4fdd\u4f4f\u767d\u5361\u3002\u4f46\u662f\uff0c\u6b64\u4eba\u4ecd\u7136\u79df\u623f\u5b50\u4f4f\uff0c\u800c\u7ebd\u7ea6\u5e02\u79df\u91d1\u4e5f\u6bd4\u8f83\u8d35\u3002\u5176\u5b9e\u4ed6\u53ef\u4ee5\u589e\u52a0\u5de5\u4f5c\u65f6\u95f4\u4e5f\u4e0d\u4f1a\u8d85\u8fc7\u6807\u51c6\u3002\u7ebd\u7ea6\u5dde\u5e9c\u4ee5\u6536\u5165\u4e3a\u51c6\u4f46\u4e0d\u4f1a\u8ba1\u7b97\u67d0\u90e8\u5206\u6536\u5165\u3002<\/p>\n<p>\u5728\u7ebd\u7ea6\u5e02\uff0c\u9664\u4e86\u975e\u8425\u5229\u7ec4\u7ec7\u63d0\u4f9b\u514d\u8d39\u54a8\u8be2\u5916\uff0c\u534e\u4eba\u793e\u533a\u8fd8\u6709\u4e00\u4e9b\u4eba\u63d0\u4f9b\u4ed8\u8d39\u54a8\u8be2\u3002\u8981\u662f\u5728\u5510\u4eba\u8857\u8d70\u4e00\u8d9f\uff0c\u5e38\u770b\u5230\u4e00\u4e9b\u534e\u4eba\u7ad9\u5728\u8def\u8fb9\uff0c\u53d1\u653e\u201c\u53ef\u4ee5\u529e\u7406\u7ea2\u84dd\u5361\u548c\u767d\u5361\u201d\u7684\u5e7f\u544a\u3002\u4e13\u4e1a\u4eba\u58eb\u5efa\u8bae\uff0c\u534e\u4eba\u8fd8\u662f\u5230\u975e\u8425\u5229\u673a\u6784\u8c18\u8be2\u548c\u7533\u8bf7\uff0c\u7ebd\u7ea6\u8fd9\u7c7b\u673a\u6784\u5f88\u591a\uff0c\u800c\u4e14\u662f\u514d\u8d39\u7684\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">Medicare Advantage\uff08\u4f18\u52bf\u8ba1\u5212\uff09\u7684\u4f18\u70b9<\/span><\/strong><\/h4>\n<p>\u7f8e\u56fd\u8bb8\u591a\u79c1\u8425\u5065\u4fdd\u516c\u53f8\u63d0\u4f9b<a href=\"https:\/\/www.medicare.gov\/sites\/default\/files\/2021-03\/12026-Chinese-Understanding-Medicare-Advantage-Plans.pdf\" target=\"_blank\"><span style=\"text-decoration: underline; color: #0000ff;\">\u4f18\u52bf\u8ba1\u5212<\/span><\/a>\u3002\u7f8e\u56fd\u8054\u90a6\u653f\u5e9c\u4e5f\u5e0c\u671b\u79c1\u4eba\u4fdd\u9669\u516c\u53f8\u5206\u62c5\u4e00\u4e9b\u8d1f\u62c5\uff0c\u6ee1\u8db3\u4e0d\u540c\u4eba\u7fa4\u7684\u9700\u8981\u3002\u4f8b\u5982\uff0c\u6709\u7684\u79c1\u8425\u5065\u4fdd\u516c\u53f8\u63d0\u4f9b\u773c\u79d1\u4fdd\u9669\u3001\u7259\u9f7f\u4fdd\u9669\u3001\u5065\u8eab\u4e2d\u5fc3\u7b49\u670d\u52a1\uff0c\u800c\u8054\u90a6\u653f\u5e9c\u7684Original Medicare\u6ca1\u6709\u8fd9\u4e9b\u5185\u5bb9\u3002<\/p>\n<h4><span style=\"color: #0000ff;\"><strong>\u662f\u5426\u5e94\u8be5\u53c2\u52a0Medicare<\/strong><\/span><\/h4>\n<p>\u7531\u4e8e\u5bff\u547d\u7684\u5ef6\u957f\uff0c\u8bb8\u591a\u4eba\u5230\u4e8665\u5c81\u65f6\u4ecd\u7136\u5728\u5de5\u4f5c\u3002\u800c\u4e14\uff0c\u6b64\u65f6\u513f\u5973\u5927\u4e86\uff0c\u79bb\u5bb6\u72ec\u7acb\u3002\u8fd9\u4e9b\u8001\u4eba\u662f\u5426\u9700\u8981\u53c2\u52a0Medicare\u5462\uff1f\u8fd9\u53d6\u51b3\u4e8e\u6240\u5728\u516c\u53f8\u7684\u89c4\u6a21\u3002\u5982\u679c\u516c\u53f8\u7684\u96c7\u5458\u572820\u4eba\u4ee5\u4e0a\uff0c\u5982\u79d1\u6280\u516c\u53f8\u3001\u94f6\u884c\u7b49\uff0c\u96c7\u4e3b\u4e3a\u4ed6\u4eec\u63d0\u4f9b\u533b\u7597\u4fdd\u9669\uff0c\u5219\u53ef\u6682\u65f6\u4e0d\u9700\u8981\u7533\u8bf7Medicare\u3002<\/p>\n<p>Part A\u90e8\u5206\u662f\u4f4f\u9662\u4fdd\u9669\uff0c\u5927\u90e8\u5206\u4eba\u5373\u4fbf\u4e0d\u9700\u7f34\u7eb3\u6708\u8d39\uff0c\u4f46\u8981\u5148\u4ed81000\u591a\u7f8e\u5143\u7684deductible\uff08\u81ea\u4ed8\u989d\uff09\u624d\u53ef\u514d\u8d39\u4f4f\u9662\u3002\u540c\u65f6\uff0c\u8981\u652f\u4ed8Part B\u6bcf\u6708148.5\u7f8e\u5143\uff082021\u5e74\uff09\u7684\u6708\u8d39\u3002\u56e0\u4e3aMedicare\u4f20\u7edf\u8ba1\u5212\u53ea\u652f\u4ed880%\u7684\u8d39\u7528\uff0c\u5176\u4f5920%\uff08Co-insurance \u5171\u8d1f\u989d\uff09\u7531\u81ea\u5df1\u8d1f\u62c5\u3002\u6240\u4ee5\uff0c\u5982\u679c\u53ea\u53c2\u52a0Medicare\u4f20\u7edf\u8ba1\u5212\uff0c\u8981\u76f8\u5f53\u4e86\u89e3\u53ca\u6e05\u695a\u76f8\u5173\u7684\u8d39\u7528\u3002\u800c\u4e14\uff0c\u8d39\u7528\u4f1a\u4e0d\u65ad\u4e0a\u6da8\uff0c\u50cfPart B\u7684\u6708\u8d39\u6bcf\u5e74\u57fa\u672c\u90fd\u4f1a\u4e0a\u6da8\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">\u5ef6\u8fdf\u7533\u8bf7Medicare\u8981\u4e0e\u793e\u5b89\u5c40\u534f\u5546<\/span><\/strong><\/h4>\n<p>\u5982\u679c\u6ee165\u5468\u5c81\u8fd8\u5728\u5de5\u4f5c\uff0c\u5c31\u9700\u8981\u505a\u51fa\u9009\u62e9\u3002\u6709\u7684\u516c\u53f8\u7ed9\u96c7\u5458\u63d0\u4f9b\u4fdd\u9669\uff0c\u4f46\u662f\u96c7\u5458\u8981\u7f34\u7eb3\u4e00\u5b9a\u7684\u8d39\u7528\u3002\u662f\u5426\u7533\u8bf7Part B\u90e8\u5206\uff0c\u4e00\u5b9a\u8981\u4e0e\u7f8e\u56fd\u793e\u4f1a\u5b89\u5168\u5c40\u8fdb\u884c\u6c9f\u901a\u3002\u5982\u679c\u793e\u4f1a\u5b89\u5168\u5c40\u540c\u610f\uff0c\u5219\u53ef\u4ee5\u6682\u65f6\u4e0d\u4e70\u3002<\/p>\n<p>\u5982\u679c\u662f\u505a\u5c0f\u751f\u610f\u7684\uff0c\u81ea\u5df1\u662f\u8001\u677f\uff0c\u6309\u7167\u89c4\u5b9a\u8981\u52a0\u5165Part A\u90e8\u5206\u548cPart B\u90e8\u5206\u3002\u5e76\u540c\u65f6\u7533\u8bf7\u4f18\u52bf\u8ba1\u5212\uff08Part C\uff09\u3002\u65e0\u5de5\u4f5c\u8005\u4e5f\u5e94\u572865\u5c81\u65f6\u7533\u8bf7\u8fd9\u4e24\u4e2a\u8ba1\u5212\u4e2d\u7684\u4e00\u4e2a\uff0c\u5c06\u8fd9\u4e2a\u8ba1\u5212\u4f5c\u4e3a\u81ea\u5df1\u7684\u4e3b\u8981\u7684\u533b\u7597\u4fdd\u9669\uff08primary insurance\uff09\u3002<\/p>\n<p>\u8fc7\u53bb\u8fd110\u5e74\u6765\uff0c\u7f8e\u56fd\u5a74\u513f\u6f6e\u4eba\u7fa4\u5927\u90e8\u5206\u90fd\u7533\u8bf7\u4e86Medicare\u3002\u5728\u672a\u6765\u4e94\u5e74\uff0c\u53732022\u5e74\u81f32027\u5e74\uff0c\u7f8e\u56fd\u5a74\u513f\u6f6e\u7684\u5269\u4f59\u8005\u5c06\u5360\u7533\u8bf7Medicare\u4e2d\u7684\u591a\u6570\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">Medicare\u6709\u4e09\u4e2a\u6761\u4ef6\uff0c\u7b26\u5408\u4efb\u4f55\u4e00\u6761\u5373\u53ef\u7533\u8bf7<\/span><\/strong>\uff1a<\/h4>\n<ul>\n<li>65\u5c81\u6216\u4ee5\u4e0a\uff1b<\/li>\n<li>\u672a\u6ee165\u5c81\u4f46\u6709\u6b8b\u75be\uff1b<\/li>\n<li>\u672b\u671f\u80be\u810f\u75be\u75c5\u60a3\u8005\uff08ESRD\uff0c\u80be\u8870\u7aed\u9700\u8981\u900f\u6790\u6216\u79fb\u690d\uff09\u3002<\/li>\n<\/ul>\n<h4><strong><span style=\"color: #0000ff;\">\u5728\u7f8e\u56fd\u5982\u4f55\u7533\u8bf7Medicare\uff1f<\/span><\/strong><\/h4>\n<p>\u52a0\u5165Medicare\u8ba1\u5212\u9700\u8981\u5411\u793e\u4f1a\u5b89\u5168\u5c40\uff08SSA\uff09\u7533\u8bf7\uff0c\u6709\u4ee5\u4e0b<span style=\"color: #ff0000;\">\u4e09\u79cd\u65b9\u6cd5<\/span>\u7533\u8bf7\uff1a<\/p>\n<p style=\"padding-left: 30px;\">1\u3001SSA\u5b98\u7f51\u5728\u7ebf\u7533\u8bf7\uff1ahttps:\/\/www.ssa.gov\/benefits\/medicare\/<\/p>\n<p style=\"padding-left: 30px;\">2\u3001\u7535\u8bdd\u7533\u8bf7\uff1a1-800-772-1213\uff0c\u5468\u4e00\u81f3\u5468\u4e94\uff0c7AM-7PM\uff1b<\/p>\n<p style=\"padding-left: 30px;\">3\u3001\u4eb2\u81ea\u5230\u5f53\u5730\u793e\u4f1a\u5b89\u5168\u5c40\uff08SSA\uff09\u7533\u8bf7\uff0c\u7533\u8bf7\u8005\u53ef\u5728https:\/\/secure.ssa.gov\/ICON\/main.jsp\u67e5\u8be2\u529e\u516c\u5ba4\u5730\u5740\uff0c\u6253\u7535\u8bdd\u9884\u7ea6\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">\u7533\u8bf7Medicare\u7684\u65f6\u95f4<\/span><\/strong><\/h4>\n<p>\u5bf9\u4e8e\u5927\u90e8\u5206\u4eba\u6765\u8bf4\uff0c\u5e74\u6ee1<span style=\"color: #ff0000;\">64\u5c819\u4e2a\u6708<\/span>\u5373\u7b26\u5408\u7533\u8bf7Medicare\u8d44\u683c\uff0c\u548c\u9000\u4f11\u4e0e\u5426\u65e0\u5173\u3002\u6ee165\u5c81\u6240\u5728\u6708\u4efd\u7684<span style=\"color: #ff0000;\">\u524d3\u4e2a\u6708<\/span>\u548c<span style=\"color: #ff0000;\">\u540e3\u4e2a\u6708<\/span>\uff0c\u4e3a\u6700\u521d\u7533\u8bf7\u65f6\u95f4\uff08IEP\uff0cInitial Enrollment Period\uff09\u3002\u5728IEP\u671f\u95f4\uff0c\u53ef\u4ee5\u7533\u8bf7Part A\u3001Part B\u3001Part D\u6216\u8005\u5728\u7533\u8bf7Part A\u3001Part B\u540e\u9009\u62e9\u8f6c\u4e3aPart C\u3002<\/p>\n<p>\u5982\u679c\u9519\u8fc7IEP\uff0c\u8fd8\u53ef\u4ee5\u5728\u4e00\u822c\u7533\u8bf7\u65f6\u95f4\uff08GEP\uff0cGeneral Enrollment Period\uff09\u52a0\u5165\uff1a\u6bcf\u5e74<span style=\"color: #ff0000;\">1\u67081\u65e5\u81f33\u670831\u65e5<\/span>\u671f\u95f4\u767b\u8bb0Part A\u548cPart B\uff0c\u4fdd\u9669\u4f1a\u4ece\u5f53\u5e74\u7684<span style=\"color: #ff0000;\">7\u67081\u65e5<\/span>\u5f00\u59cb\u751f\u6548\u3002\u6bcf\u5e74<span style=\"color: #ff0000;\">10\u670815\u65e5\u81f312\u67087\u65e5<\/span>\u662f\u5e74\u5ea6\u7533\u8bf7\u65f6\u95f4\uff08AEP\uff0cAnnual Enrollment Period\uff09\uff0c\u53c2\u4e0e\u8005\u53ef\u4ee5\u9009\u62e9<span style=\"color: #ff0000;\">\u52a0\u5165\u3001\u66f4\u6539\u6216\u53d6\u6d88<\/span><strong>Part C\u6216Part D<\/strong>\uff0c\u8f6c\u6362\u4f20\u7edf\u8ba1\u5212\u548c\u4f18\u52bf\u8ba1\u5212\uff0c\u6539\u53d8\u4f1a\u4ece\u7b2c\u4e8c\u5e741\u67081\u65e5\u8d77\u751f\u6548\u3002\u5982\u679c\u63a8\u8fdf\u7533\u8bf7Part D\uff0c\u4e5f\u53ef\u80fd\u5bfc\u81f4\u7f5a\u6b3e\u3002<\/p>\n<p>\u5982\u679c\u7533\u8bf7\u8005\u6216\u914d\u5076\u6709\u5de5\u4f5c\uff0c\u800c\u4e14\u96c7\u4e3b\u63d0\u4f9b\u96c6\u4f53\u533b\u7597\u4fdd\u9669\u798f\u5229\uff08SHOP\uff09\uff0c\u5219\u53ef\u4ee5\u5728\u7279\u6b8a\u6ce8\u518c\u65f6\u95f4\uff08SEP\uff0cSpecial Enrollment Perido\uff09\u5185\u7533\u8bf7Part A\u548cPart B\u800c\u4e0d\u4f1a\u6709\u7f5a\u6b3e\u3002\u5982\u679c\u4e4b\u524d\u62e5\u6709\u5176\u4ed6\u7b26\u5408\u8d44\u683c\u7684\u5904\u65b9\u836f\u4fdd\u9669\uff0c\u4e5f\u53ef\u4ee5\u514d\u7f5a\u6b3e\u5ef6\u8fdf\u7533\u8bf7Part D\u3002<\/p>\n<p>Part A\u548cPart B\u53ef\u4ee5\u5728\u96c7\u4e3b\u63d0\u4f9b\u7684\u96c6\u4f53\u533b\u4fdd\u8ba1\u5212<span style=\"color: #ff0000;\">\u4ecd\u7136\u751f\u6548<\/span>\u7684\u4efb\u4f55\u65f6\u95f4\u7533\u8bf7\uff0c\u6216\u8005\u5728\u5de5\u4f5c\u7ec8\u6b62\u6216\u96c7\u4e3b\u63d0\u4f9b\u7684\u96c6\u4f53\u533b\u7597\u4fdd\u9669\u798f\u5229\u7ec8\u6b62\u540e<span style=\"color: #ff0000;\">8\u4e2a\u6708\u5185<\/span>\uff08\u4ee5\u6700\u5148\u4e00\u4e2a\u65f6\u95f4\u4e3a\u51c6\uff09\u7533\u8bf7\u3002Part D\u7684SEP\uff08\u7279\u6b8a\u6ce8\u518c\u65f6\u95f4\uff09\u4e3a\u539f\u5904\u65b9\u836f\u4fdd\u9669\u7ec8\u6b62\u540e63\u5929\u5185\u3002<\/p>\n<h4><strong><span style=\"color: #0000ff;\">\u5982\u4f55\u9009\u62e9Medicare\u4f18\u52bf\u8ba1\u5212\uff08Advantage Plan\uff0c\u4e5f\u53ebPart C\uff09<\/span><\/strong><\/h4>\n<p><a href=\"https:\/\/www.medicare.gov\/sites\/default\/files\/2021-03\/12026-Chinese-Understanding-Medicare-Advantage-Plans.pdf\" target=\"_blank\"><span style=\"text-decoration: underline; color: #0000ff;\">Medicare\u4f18\u52bf\u8ba1\u5212<\/span><\/a>\u548c\u4f20\u7edf\u8ba1\u5212\u7684\u4e3b\u8981\u533a\u522b\u5c31\u662f\u4f20\u7edf\u8ba1\u5212\u6db5\u76d6\u7684\u533b\u9662\u548c\u533b\u751f\u7f51\u7edc\u6bd4\u8f83\u5927\uff0c\u800c\u4f18\u52bf\u8ba1\u5212\u5219\u63d0\u4f9b\u66f4\u591a\u7684\u798f\u5229\u3002\u5982\u679c\u4f60\u9009\u62e9\u4f18\u52bf\u8ba1\u5212\uff08\u5373Part C\uff09\uff0c\u5219\u9700\u8981\u540c\u65f6\u652f\u4ed8Part B\u4fdd\u8d39\uff0c\u4ee5\u53caPart C\u90e8\u5206\u7684\u4fdd\u8d39\uff0c\u4f46Part C\u4fdd\u8d39\u53ef\u4f4e\u81f3\u6bcf\u6708\u96f6\u8d39\u7528\uff0c\u6839\u636e\u5177\u4f53\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u800c\u5b9a\u3002<\/p>\n<p>\u5f88\u591a\u7f8e\u56fd\u79c1\u8425\u4fdd\u9669\u516c\u53f8\u7684\u8ba1\u5212\u5404\u4e0d\u76f8\u540c\uff0c\u6ca1\u6709\u7edd\u5bf9\u7684\u597d\u548c\u574f\uff0c\u6bd4\u8f83\u65f6\u5e94<span style=\"color: #ff0000;\">\u8003\u8651\u81ea\u8eab\u7684\u60c5\u51b5<\/span>\uff0c\u770b\u81ea\u5df1\u8fd1\u671f\u6216\u4e0b\u4e00\u5e74\u6700\u5173\u5fc3\u7684\u95ee\u9898\u662f\u4ec0\u4e48\u3002\u4f8b\u5982\uff0c\u5982\u679c\u8eab\u4f53\u5f88\u597d\uff0c\u53ea\u662f\u60f3\u660e\u5e74\u690d\u7259\uff0c\u90a3\u5728\u4eca\u5e74\u7684AEP\u671f\u95f4\uff0c\u5c31\u5e94\u8be5\u627e\u4e00\u5bb6\u80fd\u62a5\u9500\u690d\u7259\u8d39\u7528\u7684\u5065\u4fdd\u516c\u53f8\u3002\u5982\u679c\u7533\u8bf7\u8005\u6216\u914d\u5076\u6709\u6709\u96c6\u4f53\u533b\u7597\u4fdd\u9669\uff0c\u5982\u679c\u5df2\u7ecf\u5305\u62ec\u5904\u65b9\u836f\u4fdd\u9669\u53ef\u4ee5\u4e0d\u7533\u8bf7Part D\u3002\u82e5\u539f\u5904\u65b9\u836f\u4fdd\u9669\u7ec8\u6b62\uff0c\u521963\u5929\u5185\u9700\u7533\u8bf7Part D\u3002<\/p>\n<p>\u4e0d\u540c\u5065\u4fdd\u516c\u53f8\u63a8\u51fa\u7684\u8ba1\u5212\u4e0d\u540c\u3002\u6709\u7684\u5065\u4fdd\u516c\u53f8\u63a8\u51fa\u7684\u8ba1\u5212\u662f0\u6708\u8d39\uff0c\u4f46\u662f\u8be5\u8ba1\u5212\u7684\u81ea\u4ed8\u989d\uff08Deductible\uff09\u53ef\u80fd\u6bd4\u8f83\u9ad8\u3002\u6709\u7684\u8ba1\u5212\u8bf4\u53ef\u8fd4\u8fd8Part B\u90e8\u5206\u4fdd\u8d39\uff0c\u4f46\u662f\u5176\u81ea\u4ed8\u989d\u6216\u8bb8\u9ad8\u3002\u6709\u7684\u516c\u53f8\u4ea7\u54c1\u591a\uff0c\u8fd8\u6709\u989d\u5916\u798f\u5229\uff0c\u4f46\u662f\u53ef\u80fd\u524a\u51cf\u4e86\u5176\u4ed6\u533b\u836f\u65b9\u9762\u7684\u798f\u5229\u3002\u56e0\u6b64\uff0c\u4eba\u4eec\u4e00\u5b9a\u8981\u8981\u786e\u5b9a\u771f\u7684\u9700\u8981\u8fd9\u4e9b\u798f\u5229\u3002<strong><span style=\"color: #ff0000;\">\u8981\u8bb0\u4f4f\uff0c\u6ca1\u6709\u514d\u8d39\u7684\u5348\u9910<\/span><\/strong>\u3002<\/p>\n<p>\u52a0\u5165Medicare\u4f20\u7edf\u8ba1\u5212\u540e\uff0c\u4ecd\u7136\u6709\u81ea\u4ed8\u8d39\u8981\u652f\u4ed8\u624d\u80fd\u4f7f\u7528\u798f\u5229\u3002\u4f8b\u5982\uff0c\u76ee\u524dPart A\u90e8\u5206\u7684\u81ea\u4ed8\u989d\u8d39\u7528\u662f1484\u7f8e\u5143\uff1bPart B\u90e8\u5206\u7684\u81ea\u4ed8\u989d\u8d39\u7528\u662f203\u7f8e\u5143\uff1bPart D\u8ba1\u5212\u5e73\u5747\u6708\u8d39\u5927\u698233\u7f8e\u5143\u3002\u53ea\u6709\u53c2\u4fdd\u8005\u4ea4\u4e86\u8fd9\u4e9b\u8d39\u7528\uff0cMedicare\u624d\u4e3a\u53c2\u4e0e\u8005\u652f\u4ed8\u4f59\u4e0b\u7684\u533b\u7597\u548c\u5904\u65b9\u836f\u8d39\u7528\u3002<\/p>\n<p>\u79c1\u8425\u5065\u4fdd\u516c\u53f8\u7ba1\u7406\u7684\u4f18\u52bf\u8ba1\u5212\u4e5f\u6709\u81ea\u5df1\u7684\u4f18\u60e0\uff0c\u4e0e\u4f20\u7edf\u8ba1\u5212\u7ade\u4e89\u5ba2\u6237\u3002\u4f8b\u5982\uff0c\u4e00\u822c\u5065\u4fdd\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u4f18\u52bf\u8ba1\u5212\u90fd\u6709\u6700\u9ad8\u4ed8\u81ea\u4ed8\u6b3e\u989d\u4fdd\u969c\uff0c\u6bd4\u5982\u5168\u5e74\u9650\u5236\u57285000\u7f8e\u5143\u3002\u8d85\u51fa\u8fd9\u4e2a\u8d39\u7528\uff0c\u5065\u4fdd\u516c\u53f8\u5168\u4ed8\u3002\u56e0\u6b64\uff0c\u8fd9\u4e2a\u653f\u7b56\u53ef\u4ee5\u7ed9\u6c11\u4f17\u63d0\u4f9b\u4e00\u4e2a\u4fdd\u969c\u3002<\/p>\n<p>\u7f8e\u56fd\u8054\u90a6\u653f\u5e9c\u89c4\u5b9a\uff0c<a href=\"https:\/\/www.medicare.gov\/sites\/default\/files\/2021-03\/12026-Chinese-Understanding-Medicare-Advantage-Plans.pdf\" target=\"_blank\"><span style=\"text-decoration: underline; color: #0000ff;\">\u4f18\u52bf\u8ba1\u5212<\/span><\/a>\u5fc5\u987b\u4e0e\u4f20\u7edf\u8ba1\u5212\u4e00\u6837\uff0c\u6216\u8005\u4f18\u4e8e\u4f20\u7edf\u8ba1\u5212\u3002\u5982\u679c\u5065\u4fdd\u516c\u53f8\u63d0\u4f9b\u7684\u4f18\u52bf\u8ba1\u5212\uff08Advantage Plan\uff09\u4e0d\u5982\u8054\u90a6\u653f\u5e9c\u63d0\u4f9b\u7684\u4f20\u7edf\u8ba1\u5212\uff0c\u516c\u53f8\u5c31\u4f1a\u8fdd\u6cd5\u3002\u4e0d\u8fc7\uff0c\u4e5f\u6709\u4eba\u56e0\u4e3a\u4e0d\u559c\u6b22\u533b\u9662\u6216\u533b\u751f\u7f51\u7edc\u7684\u9650\u5236\u800c\u559c\u6b22\u52a0\u5165\u81ea\u7531\u5ea6\u8f83\u5927\u7684<a href=\"https:\/\/www.medicare.gov\/supplements-other-insurance\/whats-medicare-supplement-insurance-medigap\" target=\"_blank\"><span style=\"text-decoration: underline; color: #0000ff;\">Medicare Supplement<\/span><\/a>\uff08<a href=\"https:\/\/www.medicare.gov\/sites\/default\/files\/2020-11\/11575-Chinese-Medigap-Getting-Started_0.pdf\" target=\"_blank\"><span style=\"text-decoration: underline; color: #0000ff;\">\u8054\u90a6\u533b\u7597\u4fdd\u9669\u8f85\u52a9\u4fdd\u9669<\/span><\/a> \u6216 \u5dee\u989d\u4fdd\u9669\uff0c\u4fd7\u79f0\u201c\u4e70\u4e24\u6210\u201d\uff09\uff0c\u4ed6\u4eec\u53bb\u770b\u533b\u751f\uff0cMedicare\u652f\u4ed880%\uff0c\u9700\u7531\u4ed6\u4eec\u81ea\u5df1\u652f\u4ed8\u768420%\u7531Supplement\u4fdd\u9669\u652f\u4ed8\u3002\u82e5\u6709\u4e00\u5b9a\u7684\u8d44\u4ea7\uff0c\u53ef\u4ee5\u8003\u8651\u8d2d\u4e70\u8fd9\u4e2a\u201c\u4e70\u4e24\u6210\u201d\u3002<\/p>\n<p>\u63d0\u4f9b\u4f18\u52bf\u8ba1\u5212\uff08Advantage Plan\uff09\u7684\u533b\u7597\u4fdd\u9669\u516c\u53f8\u6709\u7684\u662f\u5168\u56fd\u6027\u7684\uff0c\u6709\u7684\u662f\u5730\u65b9\u6027\u7684\u3002\u8981\u6839\u636e\u81ea\u5df1\u60c5\u51b5\u770b\u662f\u5426\u9700\u8981\u8d2d\u4e70\u5168\u56fd\u6027\u5065\u4fdd\u516c\u53f8\u7684\u4f18\u52bf\u8ba1\u5212\u3002<\/p>\n<p>\u5728\u9009\u62e9\u4fdd\u9669\u8ba1\u5212\u524d\uff0c\u4fdd\u9669\u516c\u53f8\u4ee3\u8868\u4e00\u5b9a\u8981\u4e86\u89e3\u6e05\u695a\u7533\u8bf7\u8005\u7684\u75c5\u53f2\uff0c\u5f88\u591a\u534e\u4eba\u4e0d\u613f\u610f\u900f\u9732\u81ea\u5df1\u7684\u75c5\u53f2\u3002\u4f46\u662f\uff0c\u75c5\u53f2\u662f\u5173\u952e\u5185\u5bb9\uff0c\u4fdd\u9669\u516c\u53f8\u7684\u4ee3\u8868\u4e00\u5b9a\u8981\u77e5\u9053\u3002\u4f8b\u5982\uff0c\u6709\u4eba\u7684\u5bb6\u65cf\u5e26\u6709\u764c\u75c7\u57fa\u56e0\uff0c\u4ed6\u4eec\u53ef\u80fd\u4e5f\u4f1a\u662f\u9ad8\u5371\u60a3\u8005\uff0c\u56e0\u4e3a\u764c\u75c7\u53ef\u80fd\u662f\u6709\u9057\u4f20\u6027\u7684\uff0c\u56e0\u6b64\uff0c\u516c\u53f8\u4e00\u5b9a\u8981\u4e86\u89e3\uff0c\u624d\u80fd\u5e2e\u52a9\u53c2\u4fdd\u4eba\u6765\u9009\u62e9\u5408\u9002\u7684\u4fdd\u9669\u8ba1\u5212\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6bcf\u5e74\u768410\u670815\u65e5\u81f312\u67087\u65e5\uff0c\u662f\u6ce8\u518c\u7f8e\u56fd\u8054\u90a6\u533b\u7597\u4fdd\u9669Medicare\u8ba1\u5212\uff08\u4fd7\u79f0 &hellip; <a href=\"https:\/\/yibababa.com\/article\/archives\/6864\">\u7ee7\u7eed\u9605\u8bfb <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6864","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/6864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/comments?post=6864"}],"version-history":[{"count":0,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/6864\/revisions"}],"wp:attachment":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/media?parent=6864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/categories?post=6864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/tags?post=6864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}