{"id":6565,"date":"2021-07-06T16:36:03","date_gmt":"2021-07-06T20:36:03","guid":{"rendered":"https:\/\/www.yibababa.com\/?p=6565"},"modified":"2021-07-06T16:36:03","modified_gmt":"2021-07-06T20:36:03","slug":"%e5%9c%a8%e7%be%8e%e5%9b%bd%e8%b4%b7%e6%ac%be%e4%b9%b0%e6%88%bf%e7%9a%84%e6%b5%81%e7%a8%8b","status":"publish","type":"post","link":"https:\/\/yibababa.com\/article\/archives\/6565","title":{"rendered":"\u5728\u7f8e\u56fd\u8d37\u6b3e\u4e70\u623f\u7684\u6d41\u7a0b"},"content":{"rendered":"<p>\u5bf9\u4e8e\u534e\u4eba\u6765\u8bf4\uff0c\u5b9e\u73b0\u7f8e\u56fd\u68a6\u7684\u5176\u4e2d\u5f88\u91cd\u8981\u4e00\u70b9\u662f\u62e5\u6709\u81ea\u5df1\u7684\u623f\u5b50\u3002\u6240\u4ee5\uff0c\u5927\u90e8\u5206\u534e\u4eba\u79fb\u6c11\u6765\u5230\u7f8e\u56fd\u4f1a\u52aa\u529b\u5de5\u4f5c\uff0c\u7701\u5403\u4fed\u7528\uff0c\u5e0c\u671b\u80fd\u65e9\u65e5\u4e70\u5230\u623f\u5b50\u3002\u4f46\u4e0d\u662f\u4e70\u4e2a\u4eba\u90fd\u80fd\u5168\u6b3e\u7528\u73b0\u91d1\u4e70\u623f\uff0c\u4f1a\u8003\u8651\u8d37\u6b3e\u4e70\u623f\u3002<\/p>\n<p>\u90a3\u4e48\uff0c\u5728\u7f8e\u56fd\u8d37\u6b3e\u4e70\u623f\uff0c\u529e\u7406\u623f\u8d37\u7684\u6d41\u7a0b\u5230\u5e95\u5982\u4f55\uff0c\u4e0b\u9762\u7b80\u5355\u4ecb\u7ecd\u4e00\u4e0b\u3002<\/p>\n<h4>\u9996\u5148\uff0c\u901a\u8fc7\u4e70\u623f\u9884\u7b97\u548c Pre-Approval \u786e\u5b9a\u623f\u5c4b\u603b\u4ef7<\/h4>\n<p>\u623f\u4ea7\u5e02\u573a\u4e0a\u6709\u4e2a\u57fa\u672c\u7684\u5b9a\u5f8b\uff0c<strong>\u623f\u4ef7\u4e0d\u8981\u8d85\u8fc7\u8d37\u6b3e\u4eba\u5e74\u6536\u5165\u7684\u56db\u500d<\/strong>\u3002\u8fd9\u662f\u4e00\u4e2a\u5927\u6982\u7684\u4f30\u8ba1\uff0c\u5177\u4f53\u8fd8\u8981\u770b\u81ea\u5df1\u662f\u5426\u6709\u8d1f\u503a\u3001\u5b58\u6b3e\uff0c\u662f\u5426\u6709\u5bb6\u4eba\u8d44\u52a9\u7b49\u3002<\/p>\n<p class=\"has-text-align-center\">\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u8d37\u6b3e\u989d\u5ea6\u4e0a\u9650\u4e3a\u8d37\u6b3e\u4eba\u7a0e\u524d\u6536\u5165\u768445%\u3002\u5047\u5982<span style=\"color: #ff0000;\">\u4f60\u5e74\u6536\u516510\u4e07\uff0c\u90a3\u4e48\u4f60\u6700\u9ad8\u7684\u5e74\u5ea6\u8fd8\u6b3e\u80fd\u529b\u4e3a4.5\u4e07<\/span>\uff0c\u5305\u62ec\u672c\u91d1\u3001\u5229\u606f\u3001\u623f\u4ea7\u7a0e\u3001HOA fee \u7b49\u3002\u8f83\u4fdd\u5b88\u8005\u8ba4\u4e3a\u623f\u5c4b\u603b\u4ef7\u4e0d\u8d85\u8fc7\u5e74\u6536\u5165\u76842.5\u500d\uff0c\u8f83\u4e50\u89c2\u8005\u8ba4\u4e3a\u53ef\u4ee5\u52304-5\u500d\u3002<\/p>\n<p>\u8fd9\u662f\u975e\u5e38\u7c97\u7565\u7684\u4f30\u8ba1\uff0c\u6bcf\u4e2a\u4eba\u7684\u5b9e\u9645\u60c5\u51b5\u53ef\u80fd\u76f8\u5dee\u5f88\u8fdc\u3002\u540c\u6837\u7684\u5e74\u6536\u5165\uff0c\u6ca1\u6709\u8d1f\u503a\u548c\u5b69\u5b50\u5c31\u53ef\u4ee5\u627f\u53d7\u66f4\u9ad8\u7684\u623f\u4ef7\uff0c\u5982\u679c\u662f\u521a\u6bd5\u4e1a\u7684\u5e74\u8f7b\u592b\u5987\uff0c\u6709\u8f66\u8d37\u3001\u5b66\u751f\u8d37\u6b3e\u3001\u8fd8\u67091-2\u4e2a\u5b69\u5b50\u8981\u629a\u517b\uff0c\u53ef\u8d1f\u62c5\u7684\u623f\u4ef7\u4f1a\u4f4e\u5f88\u591a\u3002<\/p>\n<p>\u5982\u679c\u672a\u6765\u51e0\u5e74\u6253\u7b97\u4e70\u623f\uff0c\u53ef\u4ee5\u5148\u7528\u5728\u7ebf\u5de5\u5177<a href=\"https:\/\/www.zillow.com\/mortgage-calculator\/house-affordability\/\" target=\"_blank\" rel=\"nofollow\">\u8ba1\u7b97\u4e00\u4e0b\u81ea\u5df1\u73b0\u5728\u7684\u652f\u4ed8\u548c\u8d37\u6b3e\u80fd\u529b<\/a>\uff1b\u7b49\u5230\u4e86\u771f\u6b63\u5f00\u59cb\u770b\u623f\u7684\u65f6\u5019\uff0c\u5e94\u8be5\u5148\u627e\u94f6\u884c\u505a Pre-Approval\uff08\u9884\u6279\uff09 \u6765\u66f4\u51c6\u786e\u5730\u5224\u65ad\u81ea\u5df1\u7684\u8fd8\u8d37\u80fd\u529b\u3002<\/p>\n<p class=\"has-text-align-center\">\u4e70\u623f\u524d\u5f88\u91cd\u8981\u7684\u5de5\u4f5c\u662f\u627e\u94f6\u884c\u7684\u8d37\u6b3e\u4e13\u5458\uff08Loan Officer\uff09\u505a\u623f\u8d37Pre-Approval\uff0c\u5373\u201c\u9884\u5148\u6279\u51c6\u201d\u7684\u8d37\u6b3e\u989d\u5ea6\u3002\u8fd9\u8f83\u4e3a\u51c6\u786e\u5730\u53cd\u6620\u4e86\u4f60\u7684\u627f\u53d7\u80fd\u529b\uff0c\u4e5f\u5411\u5356\u5bb6\u548c\u7ecf\u7eaa\u4eba\u8868\u660e\u4f60\u8bda\u5fc3\u8981\u4e70\u623f\uff08You are a Serious Buyer\uff09\uff0c\u800c\u4e0d\u662f\u968f\u4fbf\u770b\u770b\u3002\u5728\u623f\u5e02\u8f83\u70ed\u7684\u65f6\u5019\u548c\u533a\u57df\uff0c\u5f88\u591a\u7ecf\u7eaa\u4eba\u548c\u5356\u5bb6\u53ef\u80fd\u4e0d\u4f1a\u63a5\u5f85\u6ca1\u6709 Pre-Approval \u7684\u4e70\u5bb6\u3002<\/p>\n<p>\u505a Pre-Approval \u4e4b\u524d\uff0c\u4e0d\u8981\u60f3\u5f53\u7136\u4ee5\u4e3a\u81ea\u5df1\u4e00\u5b9a\u80fd\u501f\u5230\u5f88\u591a\u94b1\uff0c\u7ed3\u679c\u53ef\u80fd\u4f1a\u51fa\u4e4e\u4f60\u610f\u6599\u3002\u5bf9\u4e8e\u5927\u90e8\u5206\u4e0a\u73ed\u65cf\u6765\u8bf4\uff0c\u505a Pre-Approval \u4e00\u822c\u8981\u63d0\u4f9b\u8fd9\u4e9b\u4fe1\u606f\u548c\u6587\u4ef6\uff1a<\/p>\n<ul>\n<li>\u8fc7\u53bb2-3\u5e74\u7684 W2 \u6216\u62a5\u7a0e\u8868\u3002<\/li>\n<li>\u6700\u8fd11-3\u4e2a\u6708\u7684\u5de5\u8d44\u5355\u3002<\/li>\n<li>\u6700\u8fd12-3\u4e2a\u6708\u94f6\u884c\u6d41\u6c34\u5e10\u3002<\/li>\n<li>\u9a7e\u7167\/ID\u3001\u793e\u5b89\u53f7\u3002<\/li>\n<\/ul>\n<p>\u94f6\u884c\u8d37\u6b3e\u4e13\u5458\uff08Loan Officer\uff09\u4f1a\u67e5\u8be2\u4f60\u7684\u4fe1\u7528\u5206\u6570\u548c\u8bb0\u5f55\uff0c\u7ed3\u5408\u4f60\u7684\u6536\u5165\u548c\u8d1f\u503a\u60c5\u51b5\uff0c\u51b3\u5b9a\u5927\u81f4\u4e0a\u80fd\u8d37\u7ed9\u4f60\u591a\u5c11\u94b1\uff0c\u5e76\u7ed9\u4f60\u5199\u4e00\u4e2a Pre-Approval Letter\u3002\u8fd9\u4e2a\u8fc7\u7a0b\u4e00\u822c\u514d\u8d39\uff0c\u53ef\u80fd\u9700\u89811-3\u5929\u3002Pre-Approval\u53ea\u662f\u9884\u4f30\u8d37\u6b3e\u989d\u5ea6\uff0c\u5e76\u4e0d\u662f\u4e00\u5b9a\u80fd\u6279\u5230\u7684\u989d\u5ea6\uff0c\u8fd9\u610f\u5473\u7740\uff1a<\/p>\n<ul>\n<li>\u4f60\u53ef\u80fd\u62ff\u5230\u4e86 50\u4e07 \u7684 Pre-Approved \u989d\u5ea6\uff0c\u4f46\u771f\u6b63\u529e\u7406\u8d37\u6b3e\u65f6\u5374\u53ea\u6279\u4e86 48\u4e07\u3002\u8fd9\u79cd\u60c5\u5f62\u53ef\u80fd\u6709\u591a\u79cd\u539f\u56e0\uff0c\u6bd4\u5982\u8bf4\u4f60\u62ff\u5230 Pre-Approval \u540e\u7ecf\u6d4e\u72b6\u51b5\u53d1\u751f\u4e86\u53d8\u5316\uff08\u6bd4\u5982\u8d37\u6b3e\u4e70\u4e86\u4e00\u8f86\u65b0\u8f66\uff09\uff0c\u6216\u8005\u4f60\u7684\u4fe1\u7528\u5206\u6570\u3001\u8d37\u6b3e\u5229\u606f\u7b49\u5e02\u573a\u73af\u5883\u5728\u8fd9\u6bb5\u65f6\u95f4\u53d1\u751f\u4e86\u8f83\u5927\u53d8\u5316\u7b49\u3002\u4e3a\u4e86\u8ba9 Pre-Approval \u51c6\u786e\u53ef\u9760\uff0c\u4f60\u5e94\u8be5\u5982\u5b9e\u62ab\u9732\u81ea\u5df1\u7684\u8d44\u4ea7\u3001\u8d1f\u503a\u548c\u6536\u5165\u60c5\u51b5\u3002<\/li>\n<li>\u4f60\u53ef\u4ee5\u5230 A \u94f6\u884c\u505a Pre-Approval\uff0c\u6700\u540e\u5374\u7533\u8bf7 B \u94f6\u884c\u7684\u8d37\u6b3e\uff1b\u4e5f\u53ef\u4ee5\u540c\u65f6\u62ff A\u3001B\u3001C \u4e09\u5bb6\u94f6\u884c\u7684 Pre-Approval\uff0c\u6700\u540e\u9009\u62e9 D\u3002<\/li>\n<\/ul>\n<p>\u4f7f\u7528 Pre-Approval \u7684\u989d\u5ea6\uff0c\u52a0\u4e0a\u624b\u5934\u7528\u4e8e\u505a\u9996\u4ed8\uff08Down Payment\uff09\u7684\u8d44\u91d1\uff0c\u5373\u4f60\u53ef\u4ee5\u8d1f\u62c5\u7684\u6700\u9ad8\u623f\u4ef7 \u3002<span style=\"color: #ff0000;\">\u6ce8\u610f\u8fd8\u8981\u7559\u4e00\u4e9b\u94b1\u505a\u624b\u7eed\u8d39<\/span>\u3002<\/p>\n<h4>Pre-Approval \u5bf9\u4fe1\u7528\u5206\u6570\u7684\u5f71\u54cd\u6709\u9650<\/h4>\n<p>\u4e0d\u540c\u7684\u94f6\u884c\u7ed9\u4f60\u989d\u5ea6\u548c\u5229\u7387\u90fd\u53ef\u80fd\u4e0d\u540c\uff0c\u5927\u591a\u6570\u4eba\u4e70\u524d\u4f1a\u627e\u591a\u5bb6\u94f6\u884c\u6bd4\u8f83\u3002\u524d\u9762\u63d0\u5230\u4e86\uff0c\u505a Pre-Approval \u7684\u65f6\u5019\u94f6\u884c\u4f1a\u67e5\u770b\u4fe1\u7528\u5206\u6570\u548c\u8bb0\u5f55\uff0c\u8fd9\u662f Hard Pull\uff08Hard Enquiry\uff09\uff0c\u4f1a\u7565\u5fae\u964d\u4f4e\u4f60\u7684\u4fe1\u7528\u5206\u6570\u3002<\/p>\n<p>\u4e0d\u8fc7\uff0c\u5982\u679c\u4f60\u53ea\u662f\u5728\u4e0d\u540c\u94f6\u884c\u4e4b\u95f4 \u8d27\u6bd4\u4e09\u5bb6 \u505a\u623f\u8d37 Pre-Approval\uff0c\u5e76\u4e0d\u662f\u540c\u65f6\u7533\u8bf7\u5f00\u901a\u591a\u4e2a\u4fe1\u7528\u5e10\u53f7\uff0c\u73b0\u5728\u7684\u4fe1\u7528\u5206\u6570\u8ba1\u7b97\u6a21\u578b\u4e00\u822c\u4e0d\u4f1a\u91cd\u590d\u8ba1\u7b97\u3002\u6700\u65b0\u7684 FICO \u4f1a\u628a45\u5929\u5185\u7684\u591a\u4e2a Hard Enquiry \u5408\u5e76\u4e3a1\u4e2a\uff1b\u4e00\u4e9b\u8f83\u8001\u7684\u6a21\u578b\u5219\u662f14\u5929\u3002\u53e6\u5916\uff0cFICO \u8bc4\u5206\u65f6\u4f1a\u5ffd\u756530\u5929\u4ee5\u5185\u7684 Hard Enquiry\u3002\u8fd9\u610f\u5473\u7740\uff1a<\/p>\n<ul>\n<li>\u5982\u679c\u6ca1\u6709\u5f88\u5feb\u4e70\u623f\u7684\u6253\u7b97\uff0c\u6ca1\u4e8b\u4e0d\u8981\u4e71\u505a Pre-Approval\uff0c\u56e0\u4e3a\u6bcf\u4e2a Hard Enquiry \u90fd\u4f1a\u964d\u4f4e\u4f60\u7684\u4fe1\u7528\u5206\u6570\u3002<\/li>\n<li>\u5982\u679c\u8981\u505a\u591a\u4e2a Pre-Approval\uff0c\u6700\u597d\u572814\u5929\u4e4b\u5185\u5168\u90e8\u505a\u5b8c\uff0c\u8fd9\u6837\u4f1a\u5728 FICO \u6a21\u578b\u4e2d\u5408\u5e76\u4e3a1\u4e2a Hard Enquiry\uff0c\u5bf9\u4fe1\u7528\u5206\u6570\u7684\u5f71\u54cd\u66f4\u5c0f\u3002<\/li>\n<li>\u5982\u679c\u4e70\u623f\u7684\u8fdb\u5c55\u987a\u5229\uff0c\u5728 Pre-Approval \u4e4b\u540e30\u5929\u4e4b\u5185\u7533\u8bf7\u8d37\u6b3e\u662f\u6700\u7406\u60f3\u7684\u72b6\u51b5\uff0c\u56e0\u4e3a\u6b64\u65f6 FICO \u4f1a\u5ffd\u7565\u505a Pre-Approval \u7684 Hard Enquiry\u3002<\/li>\n<\/ul>\n<h4>\u5f00\u59cb\u770b\u623f\u5e76\u9009\u62e9\u623f\u4ea7\u7ecf\u7eaa\u4eba<\/h4>\n<p>\u81ea\u5df1\u770b\u623f\u53ef\u4ee5\u5148\u53bb Zillow.com, Realtor.com\u00a0\u548c\u00a0Redfin.com \u7b49\u7f51\u7ad9\u627e\u3002\u5927\u81f4\u5fc3\u91cc\u6709\u6570\u4e4b\u540e\u5c31\u8981\u627e\u623f\u4ea7\u7ecf\u7eaa\u4eba\uff08Realtor or Real Estate agent\uff09\u5e26\u4f60\u5b9e\u5730\u770b\u623f\u3002<\/p>\n<p>\u5728\u7f51\u4e0a\u9762\u770b\u623f\uff0c\u4e3b\u8981\u6709\u51e0\u4e2a\u5173\u952e\u70b9\u8981\u770b\u3002\u5730\u70b9\u3001\u552e\u4ef7\u3001\u7167\u7247\u8fd9\u4e9b\u81ea\u4e0d\u5fc5\u8bf4\uff0c\u8fd8\u6709\u4ee5\u4e0b\u51e0\u70b9\uff1a<\/p>\n<ol>\n<li>\u4e3b\u8981\u7279\u70b9\u3002\u770b\u8fd9\u623f\u5b50\u6709\u54ea\u4e9b\u8bbe\u65bd\uff0c\u6696\u6c14\u662f\u70e7\u71c3\u6c14\u7684\u8fd8\u662f\u7528\u7535\u7684\uff0c\u8f66\u5e93\u6709\u51e0\u4e2a\u8f66\u4f4d\uff0c\u6709\u54ea\u4e9b\u7535\u5668\u5305\u62ec\u5728\u5185\uff0c\u5730\u677f\u662f\u5730\u6bef\/\u6728\u5934\/\u74f7\u7816\u3002\u867d\u8bf4\u8fd9\u4e9b\u65e5\u540e\u90fd\u53ef\u4ee5\u6539\u9020\uff0c\u4f46\u53c8\u662f\u4e00\u7b14\u82b1\u8d39\u8981\u8003\u8651\u8fdb\u9884\u7b97\u4e2d\u3002<\/li>\n<li>\u623f\u5b50\u54ea\u4e00\u5e74\u5efa\u7684\u3002\u5f53\u7136\u8d8a\u65b0\u8d8a\u597d\uff0c\u8d85\u8fc720\u5e74\u7684\u65e7\u623f\u5b50\u4f1a\u6709\u5f88\u591a\u5730\u65b9\u8981\u4fee\u8865\u3002<\/li>\n<li>\u623f\u5b50\u5df2\u7ecf\u5728\u7f51\u4e0a\u6302\u724c\u51fa\u552e\u6709\u591a\u4e45\u3002\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u623f\u5b50\u5927\u591a\u6570\u5728\u4e00\u4e2a\u6708\u5de6\u53f3\u5c31\u4ea4\u6613\u6210\u529f\uff0c\u8d85\u8fc7\u4e09\u4e2a\u6708\u7684\u623f\u5b50\u80af\u5b9a\u54ea\u91cc\u6709\u95ee\u9898\uff0c\u53c8\u6216\u8bb8\u662f\u623f\u4e3b\u4e0d\u6025\u7740\u5356\u3002<\/li>\n<li>\u623f\u4ef7\u548c\u623f\u4ea7\u7a0e\u5386\u53f2\u8bb0\u5f55\u3002\u53ef\u4ee5\u770b\u51fa\u623f\u5b50\u7684\u6da8\u8dcc\u4ef7\u8d8b\u52bf\u3002\u6709\u65f6\u5019\u80fd\u770b\u5230\u623f\u5b50\u5728\u6302\u724c\u8fc7\u7a0b\u4e2d\u964d\u4ef7\uff0c\u90a3\u5c31\u8868\u793a\u66f4\u6709\u780d\u4ef7\u7a7a\u95f4\u3002<\/li>\n<li>\u6708\u5ea6\u8fd8\u6b3e\u989d\u3002\u8fd9\u662f\u4e2a\u5f88\u6709\u7528\u7684\u5c0f\u5de5\u5177\uff0c\u53ef\u4ee5\u4f30\u8ba1\u51fa\u6bcf\u4e2a\u6708\u7684\u8fd8\u8d37\u989d\u3002\u7f51\u7ad9\u4f30\u7b97\u7684\u6570\u5b57\u4e0e\u771f\u5b9e\u8fd8\u8d37\u989d\u76f8\u5dee\u4e0d\u5927\uff0c\u8fd8\u7b97\u633a\u51c6\u786e\u7684\u3002<\/li>\n<\/ol>\n<p>\u8fd9\u4e9b\u7f51\u7ad9\u4e0a\u90fd\u6709\u623f\u4ea7\u4e2d\u4ecb\u4fe1\u606f\uff0c\u9ec4\u9875\u5e7f\u544a\u4e5f\u6709\uff0c\u627e\u670b\u53cb\u4ecb\u7ecd\u4e5f\u53ef\u4ee5\u3002\u5728\u8fd8\u6ca1\u8ddf\u4e2d\u4ecb\u7b7e\u5408\u7ea6\u524d\uff0c\u53ef\u4ee5\u968f\u65f6\u6362\u4e00\u4e2a\u3002<\/p>\n<p class=\"has-text-align-center\">\u6709\u4e9b\u623f\u4ea7\u7ecf\u7eaa\u4eba\u6bd4\u8f83\u6025\u51b2\u51b2\u7684\uff0c\u53ef\u80fd\u521a\u89c1\u7b2c\u4e00\u9762\u5c31\u50ac\u7740\u4f60\u7b7e\u4ee3\u7406\u534f\u8bae\u3002\u7b7e\u4e86\u8fd9\u4efd\u534f\u8bae\u4e4b\u540e\u4ed6\/\u5979\u5c31\u662f\u4f60\u7684\u72ec\u5bb6\u4ee3\u7406\u4eba\uff0c\u901a\u5e386\u4e2a\u6708\u4e4b\u5185\u4e0d\u80fd\u66f4\u6362\uff0c\u5728\u6b64\u671f\u95f4\u5c31\u7b97\u522b\u4eba\u5e26\u4f60\u770b\u623f\u3001\u6216\u8005\u4f60\u81ea\u5df1\u627e\u5230\u4e86\u559c\u6b22\u7684\u623f\u5b50\uff0c\u4e70\u623f\u65f6\u4f60\u4ecd\u7136\u9700\u8981\u652f\u4ed8\u4f63\u91d1\u7ed9\u8fd9\u4e2a\u5df2\u7ecf\u7b7e\u7ea6\u7684\u7ecf\u7eaa\u4eba\u3002\u56e0\u6b64\uff0c\u8ba4\u8bc6\u65b0\u7684\u623f\u4ea7\u7ecf\u7eaa\u4eba\u4e4b\u540e\uff0c\u5e94\u8be5\u5145\u5206\u8003\u8651\u5176\u662f\u5426\u8d1f\u8d23\u3001\u53ef\u9760\u3001\u5b88\u65f6\u3001\u4e13\u4e1a\uff08\u719f\u6089\u5f53\u5730\u623f\u4ea7\u5e02\u573a\u4ee5\u53ca\u623f\u5c4b\u4ea4\u6613\u6d41\u7a0b\uff09\u3001\u6709\u8010\u6027\u3001\u6613\u4e8e\u6c9f\u901a\u3001\u503c\u5f97\u4fe1\u8d56\u7b49\uff0c\u7136\u540e\u518d\u7b7e\u8ba2\u4ee3\u7406\u534f\u8bae\u3002<\/p>\n<p>\u5f53\u7136\uff0c\u7ecf\u7eaa\u4eba\u4e5f\u8981\u4fdd\u969c\u81ea\u5df1\u7684\u5229\u76ca\uff0c\u5c24\u5176\u5728\u5fd9\u788c\u7684\u90fd\u5e02\uff0c\u6ca1\u8c01\u4f1a\u5728\u6ca1\u6709\u7b7e\u8ba2\u534f\u8bae\u7684\u60c5\u51b5\u4e0b\u6ca1\u5b8c\u6ca1\u4e86\u5e26\u4f60\u770b\u623f\uff0c\u56e0\u6b64\u4f60\u5728\u5f00\u59cb\u770b\u623f\u7684\u540c\u65f6\u4e5f\u8981\u6ce8\u610f\u89c2\u5bdf\u7ecf\u7eaa\u4eba\uff0c\u6709\u95ee\u9898\u53ca\u65e9\u6c9f\u901a\u3002<\/p>\n<p>\u9009\u62e9\u7684\u623f\u5b50\u6700\u597d\u4e0d\u8981\u592a\u65e7\uff085-10\u5e74\u5185\uff09\uff1b\u7ef4\u62a4\u7684\u6bd4\u8f83\u597d\uff1b\u65e0\u9700\u5927\u88c5\u4fee\uff08\u6bd4\u5982\u6362\u5730\u677f\u3001\u91cd\u94fa\u9694\u70ed\u5c42\u3001\u91cd\u505a\u5929\u82b1\u677f\u7b49\u5927\u5de5\u7a0b\uff09\u3002<\/p>\n<p>\u5f88\u91cd\u8981\u7684\u662f\uff0c\u4e00\u5b9a\u8981\u5b9e\u5730\u4ed4\u7ec6\u770b\u6cd5\uff0c\u5f88\u591a\u5c0f\u7ec6\u8282\u5728\u7167\u7247\u4e0a\u6ca1\u6cd5\u4f53\u73b0\u3002<\/p>\n<p>\u53ef\u4ee5\u628a\u6211\u60f3\u8c61\u6210\u5df2\u7ecf\u4f4f\u5728\u8fd9\u4e2a\u623f\u5b50\u91cc\u7684\u4eba\uff0c\u4ece\u65e9\u4e0a\u8d77\u5e8a\u3001\u6d17\u6f31\u3001\u505a\u996d\u3001\u5bb6\u52a1\u3001\u7167\u987e\u5b69\u5b50\u3001\u51fa\u95e8\u7b49\u4e00\u7cfb\u5217\u6d3b\u52a8\u6f14\u7ec3\u4e00\u904d\uff0c\u5927\u81f4\u4e0a\u5c31\u80fd\u611f\u89c9\u51fa\u8fd9\u623f\u5b50\u9002\u4e0d\u9002\u5408\u4f60\u4e86\u3002\u6bd4\u5982\u5367\u5ba4\u7684\u5149\u7ebf\u4f1a\u4e0d\u4f1a\u5915\u7167\uff0c\u6d74\u5ba4\u6709\u6ca1\u6709\u7a97\u6237\u8ba9\u81ea\u7136\u5149\u8fdb\u6765\uff0c\u536b\u751f\u95f4\u6709\u6ca1\u6709\u7a97\u6237\u53ef\u4ee5\u6362\u6c14\uff0c\u53a8\u623f\u7684\u683c\u5c40\u662f\u5426\u5408\u7406\uff0c\u64cd\u4f5c\u8d77\u6765\u4f1a\u5426\u4e0d\u987a\u7b49\u3002<\/p>\n<h4>\u51fa\u610f\u5411\u4e66\uff08Offer\uff09\u548c\u8c08\u4ef7\u683c\uff08Counter Offer\uff09<\/h4>\n<p>\u770b\u4e2d\u4e86\u60f3\u4e70\u7684\u623f\u5b50\u540e\uff0c\u5c31\u53ef\u4ee5\u548c\u7ecf\u7eaa\u4eba\u7b7e\u8ba2\u4ee3\u7406\u534f\u8bae\u4e86\uff08\u4e00\u822c\u6709\u6548\u671f\u4e3a\u4e09\u4e2a\u6708\uff09\uff0c\u7ecf\u7eaa\u4eba\u4f1a\u63d0\u4f9b\u4f60\u9009\u5b9a\u623f\u5b50\u7684 Seller Disclosure Report\uff0c\u91cc\u9762\u8bf4\u660e\u4e86\u623f\u5b50\u7684\u72b6\u51b5\uff0c\u5982\u679c\u6709\u4efb\u4f55\u635f\u574f\uff0c\u5c4b\u4e3b\u5fc5\u987b\u6ce8\u660e\u3002<\/p>\n<p>\u7ecf\u7eaa\u4eba\u66ff\u4f60\u5411\u5bf9\u65b9\u62a5\u4ef7\u540e\uff0c\u8fd9\u4e2a\u62a5\u4ef7\u6709\u6548\u671f\u4e00\u822c\u662f24\u5c0f\u65f6\uff0c\u5c4b\u4e3b\u53ef\u4ee5\u63a5\u53d7\/\u62d2\u7edd\/\u5ffd\u7565\/\u8fd8\u4ef7\u3002<\/p>\n<p>\u53cc\u65b9\u5c31\u4ef7\u683c\u642d\u4e58\u4e00\u81f4\u540e\uff0c\u63a5\u4e0b\u6765\u5c31\u662f\u7b7e\u4ea4\u6613\u5408\u540c\uff08Sales Contract\uff09\u3002\u4e0b\u4e00\u6b65\u662f\u529e\u7406\u8d37\u6b3e\u3002<\/p>\n<h4>\u7533\u8bf7\u8d37\u6b3e\u548c\u4e70\u623f\u5c4b\u4fdd\u9669<\/h4>\n<p>\u7f8e\u56fd\u6700\u5e38\u89c1\u7684\u623f\u8d37\u662f30\u5e74\u621615\u5e74\u56fa\u5b9a\u5229\u7387\uff1a<\/p>\n<ul>\n<li>30\u5e74\u5229\u7387\u9ad8\uff0c\u6bcf\u671f\u8fd8\u6b3e\u989d\u4f4e\uff0c\u8fd8\u8d37\u671f\u957f\uff0c\u6700\u540e\u652f\u4ed8\u7684\u5229\u606f\u603b\u989d\u8f83\u9ad8\u3002<\/li>\n<li>15\u5e74\u5229\u7387\u4f4e\uff0c\u6bcf\u671f\u8fd8\u6b3e\u989d\u9ad8\uff0c\u8fd8\u8d37\u671f\u77ed\uff0c\u6700\u540e\u652f\u4ed8\u7684\u5229\u606f\u603b\u989d\u8f83\u4f4e\u3002<\/li>\n<\/ul>\n<p>\u4e0d\u8fc7\uff0c\u5982\u679c\u6536\u5165\u4e0d\u9ad8\uff08\u8fd8\u6b3e\u80fd\u529b\u6709\u9650\uff09\u53c8\u60f3\u8d3715\u5e74\uff0c\u53ef\u80fd\u8d37\u6b3e\u603b\u989d\u4f1a\u4e0b\u964d\u300230\u5e74\u7684\u8bdd\u8d37\u6b3e\u53ef\u4ee5\u8d85\u8fc7\u623f\u4ef7\u768480%\uff0c\u4e0d\u8fc7\u9700\u8981\u518d\u4ed8\u201c\u8d37\u6b3e\u4fdd\u9669\u8d39\u201d\u3002\u53e6\u5916\uff0c\u8fd8\u53ef\u4ee5\u9009\u62e9\u6d6e\u52a8\u5229\u7387\uff0c\u4e0d\u8fc7\u6709\u4e00\u5b9a\u98ce\u9669\uff0c\u56e0\u4e3a\u4f60\u4e0d\u77e5\u9053\u51e0\u5e74\u540e\u5e02\u573a\u884c\u60c5\u5229\u7387\u662f\u5426\u4f1a\u4e0a\u6da8\u3002<\/p>\n<p class=\"has-text-align-center\">\u5982\u679c\u662f\u7b2c\u4e00\u6b21\u4e70\u623f\uff0c\u5e76\u4e14\u6536\u5165\u7b26\u5408\u8981\u6c42\uff0c\u8fd8\u53ef\u4ee5\u67e5\u67e5\u5f53\u5730\u662f\u5426\u6709 \u300c<a href=\"https:\/\/www.google.com\/search?hl=en&amp;source=hp&amp;q=First+Time+Home+Buyer+Program&amp;btnG=Google+Search&amp;aq=f&amp;aqi=&amp;aql=&amp;oq=&amp;gs_rfai=\" target=\"_blank\" rel=\"nofollow\">First Time Home Buyer Program<\/a>\u300d \u6216 \u300c<a href=\"https:\/\/www.google.com\/search?hl=en&amp;source=hp&amp;q=Housing+Assistance+Program&amp;btnG=Google+Search&amp;aq=f&amp;aqi=&amp;aql=&amp;oq=&amp;gs_rfai=\" target=\"_blank\" rel=\"nofollow\">Housing Assistance Program<\/a>\u300d\u3002\u5f53\u7136\uff0c\u5404\u5730\u7684\u9879\u76ee\u548c\u653f\u7b56\u4e0d\u4e00\u6837\uff0c\u4f60\u4e5f\u53ef\u4ee5\u54a8\u8be2\u7ecf\u7eaa\u4eba\u3002<\/p>\n<p>\u5bf9\u4e8e\u5728\u7f8e\u56fd\u7684\u534e\u4eba\u6765\u8bf4\uff0c\u8981\u7279\u522b\u6ce8\u610f\u8fc7\u53bb2-3\u4e2a\u6708\u7684\u94f6\u884c\u8d26\u5355\u3002\u56e0\u4e3a\u8d2d\u623f\u6240\u7528\u8d44\u91d1\u5fc5\u987b\u6709\u5408\u6cd5\u6765\u6e90\uff0c\u5de5\u8d44\u548c\u5b58\u6b3e\u5f53\u7136\u6ca1\u95ee\u9898\uff0c\u4f46\u5982\u679c\u662f\u8fc7\u53bb2-3\u4e2a\u6708\u7684\u94f6\u884c\u8d26\u5355\u4e0a\u6709\u5927\u7b14\u5165\u8d26\u65e0\u6cd5\u8bf4\u660e\u6765\u6e90\uff0c\u5219\u4e0d\u80fd\u7528\u4e8e\u652f\u4ed8\u623f\u6b3e\u3001\u94f6\u884c\u5ba1\u6279\u8d37\u6b3e\u989d\u5ea6\u65f6\u5c06\u4e0d\u4f1a\u8003\u8651\u8fd9\u4e9b\u8d44\u91d1\u3002<\/p>\n<p><strong>\u5982\u679c\u4f60\u6709\u4eb2\u53cb\u8d44\u52a9\uff0c\u6216\u8005\u4ece\u4e2d\u56fd\u7684\u5e10\u53f7\u6c47\u6b3e\u8fc7\u6765\uff0c\u6216\u8005\u662f\u5927\u989d\u73b0\u91d1\u5b58\u5165\uff0c\u5e94\u8be5\u81f3\u5c11\u63d0\u524d3\u4e2a\u6708\u5b58\u5165\u4f60\u5728\u7f8e\u56fd\u7684\u94f6\u884c\u5e10\u53f7<\/strong>\uff0c\u5426\u5219\u5373\u4f7f\u662f\u5408\u6cd5\u8d44\u91d1\uff0c\u4f60\u4e5f\u5f88\u96be\u63d0\u4f9b\u6070\u5f53\u7684\u8bc1\u660e\u3002<\/p>\n<p>\u94f6\u884c Loan Officer \u8d1f\u8d23\u5e2e\u4f60\u51c6\u5907\u548c\u521d\u7533\u6750\u6599\uff0c\u63d0\u4ea4\u8d37\u6b3e\u7533\u8bf7\uff1b\u771f\u6b63\u6279\u51c6\u8d37\u6b3e\u7684\u4eba\u662f\u94f6\u884c\u7684 Underwriter\uff0c\u4e00\u822c\u6765\u8bf4\u4f60\u89c1\u4e0d\u5230\u3002\u7136\u540e\u5c3d\u91cf\u8fd9\u6bb5\u65f6\u95f4\u4e0d\u8981\u51fa\u95e8\u65c5\u884c\uff0c\u4ee5\u514d\u8981\u8865\u5145\u6750\u6599\u65f6\u627e\u4e0d\u5230\u4eba\uff1b\u53e6\u5916\u5728\u6b63\u5f0f\u8d37\u6b3e\u6279\u590d\u4e4b\u524d\uff0c\u4e0d\u53ef\u4ee5\u6709\u5927\u4ef6\u8d2d\u7269\uff0c\u5c24\u5176\u662f\u4e0d\u80fd\u5f97\u610f\u5fd8\u5f62\u53bb\u8d37\u6b3e\u4e70\u8f66\u3001\u5206\u671f\u4ed8\u6b3e\u8d2d\u4e70\u5927\u4ef6\u5bb6\u7535\u6216\u7b14\u8bb0\u672c\u7b49\uff0c\u56e0\u4e3a\u8fd9\u4f1a\u63d0\u9ad8\u4f60\u7684\u8d1f\u503a\u6c34\u5e73\u3001\u4ece\u800c\u964d\u4f4e\u8fd8\u6b3e\u80fd\u529b\u548c\u8d37\u6b3e\u989d\u5ea6\uff0c\u751a\u81f3\u5bfc\u81f4\u8d37\u6b3e\u7533\u8bf7\u88ab\u62d2\u3002<\/p>\n<p>\u8c08\u4e86\u8d37\u6b3e\u540e\u6700\u597d\u5c3d\u5feb\u627e\u597d\u623f\u5b50\u4fdd\u9669\uff08House Insurance\uff09\u3002\u5efa\u8bae\u53bb\u627e\u4f60\u4e70\u8f66\u9669\u7684\u540c\u4e00\u5bb6\u516c\u53f8\uff0c\u56e0\u4e3a\u623f\u9669\u8f66\u9669\u90fd\u7ed9\u540c\u4e00\u5bb6\u516c\u53f8\u505a\uff0c\u4ef7\u683c\u53ef\u4ee5\u66f4\u4f18\u60e0\u3002\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u628a\u4fdd\u9669\u8d44\u6599\u4ea4\u7ed9\u94f6\u884c\u3002<\/p>\n<h4>Appraisal\u3001Inspection \u548c Contingency<\/h4>\n<p>Appraisal \u5c31\u662f\u623f\u5b50\u4f30\u4ef7\uff0c\u7531\u94f6\u884c\u8d1f\u8d23\uff0c\u5f53\u7136\u8d39\u7528\u6700\u540e\u662f\u7b97\u5728\u4e70\u5bb6\u5934\u4e0a\u3002Appraisal \u5927\u6982\u9700\u8981\u4e00\u4e2a\u793c\u62dc\uff0c\u505a\u597d\u540e\u94f6\u884c\u4f1a\u628a\u62a5\u544a\u4e66\u5bc4\u7ed9\u4f60\uff1a<\/p>\n<ul>\n<li>\u5982\u679c\u4f30\u4ef7\u7ed3\u679c\u6bd4\u623f\u5b50\u7684\u6210\u4ea4\u4ef7\u683c\u9ad8\uff0c\u90a3\u5f88\u597d\uff0c\u4f60\u4ec0\u4e48\u90fd\u4e0d\u7528\u505a\u3002<\/li>\n<li>\u5982\u679c\u4f30\u4ef7\u6bd4\u623f\u4ef7\u4f4e\uff0c\u4f60\u53ef\u4ee5\u548c\u5c4b\u4e3b\u8c08\u5224\u3001\u770b\u80fd\u5426\u518d\u964d\u4ef7\u3002\u5982\u679c\u5c4b\u4e3b\u4e0d\u80af\uff0c\u90a3\u4e48\u4f60\u6709\u4e24\u4e2a\u9009\u62e9\uff1a\n<ol>\n<li>\u53ef\u4ee5\u7ee7\u7eed\u4ea4\u6613\u3002\u4e0d\u8fc7\uff0c\u94f6\u884c\u80fd\u6279\u51c6\u7684\u8d37\u6b3e\u53ea\u80fd\u662f\u4f30\u4ef7\u7684 80%\uff0c\u800c\u4e0d\u662f\u623f\u5b50\u6210\u4ea4\u4ef7\u683c\u768480%\uff0c\u610f\u5473\u7740\u4f60\u9700\u8981\u51c6\u5907\u66f4\u591a\u7684\u9996\u4ed8\u3002<\/li>\n<li>\u653e\u5f03\u4ea4\u6613\uff0c\u62ff\u56de\u4e4b\u524d\u7684\u5b9a\u91d1\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<p>Inspection\uff08\u623f\u5c4b\u68c0\u67e5\uff09\u548c\u8d37\u6b3e\u540c\u65f6\u8fdb\u884c\u3002\u4e70\u5bb6\u53ef\u4ee5\u81ea\u5df1\u627e Inspector\uff0c\u4e5f\u53ef\u4ee5\u62dc\u6258\u4e2d\u4ecb\u627e\u3002\u4e00\u822c\u4e2d\u4ecb\u90fd\u6709\u81ea\u5df1\u6bd4\u8f83\u719f\u6089\u7684\uff0c\u5c3d\u91cf\u4eb2\u81ea\u53bb Inspection \u73b0\u573a\u3002<\/p>\n<ul>\n<li>\u4e70\u4e8c\u624b\u623f\u8ddf\u4e70\u4e8c\u624b\u8f66\u4e00\u6837\uff0c\u51e0\u4e4e\u4e0d\u53ef\u80fd\u6709\u5341\u5168\u5341\u7f8e\uff0c\u591a\u5c11\u90fd\u4f1a\u6709\u70b9\u5c0f\u6bdb\u75c5\uff0c\u53ea\u8981\u6ca1\u6709\u5927\u6bdb\u75c5\u5c31\u597d\u3002\u4e00\u822c\u7b2c\u4e8c\u5929 Inspection \u62a5\u544a\u5c31\u80fd\u51fa\u6765\uff1a<\/li>\n<\/ul>\n<ul>\n<li>\u67e5\u51fa\u6765\u7684\u6bdb\u7b14\u8ddf\u5c4b\u4e3b\u7684 Disclosure \u5bf9\u6bd4\u4e00\u4e0b\uff0c\u770b\u662f\u5426\u6709\u4e0d\u4e00\u6837\u7684\uff1b\u82e5\u6ca1\u6ce8\u660e\u53ef\u8ba9\u5356\u5bb6\u4fee\u3002<\/li>\n<\/ul>\n<ul>\n<li>\u6709\u9700\u8981\u5356\u5bb6\u7ef4\u4fee\u7684\uff0c\u5c31\u53ef\u4ee5\u5728 Contract \u91cc\u52a0\u4e2a Addendum\uff0c\u6ce8\u660e\u8981\u6c42\u5c4b\u4e3b\u627e Professional \u4e13\u4e1a\u4eba\u58eb\u6765\u4fee\uff0c\u800c\u4e0d\u662f\u81ea\u5df1\u968f\u4fbf\u4fee\u4e00\u4e0b\u5e94\u4ed8\u3002<\/li>\n<\/ul>\n<p>House Inspection \u540e\u518d\u505a\u767d\u8681\u68c0\u67e5\uff08Termite Inspection\uff09\uff0c\u8fd9\u4e24\u4e2a\u7684\u8d39\u7528\u603b\u5171\u662f $400 \u5de6\u53f3\u3002\u8fd9\u4e2a\u8d39\u7528\u4e0d\u4f1a\u7b97\u5728 Closing \u91cc\u9762\uff0c\u5fc5\u987b\u76f4\u63a5\u4ed8\u6b3e\u7ed9 Inspector\u3002\u5982\u679c\u623f\u5b50\u6709\u5730\u4e0b\u5ba4\u7684\u8bdd\uff0c\u8fd8\u5e94\u8be5\u505a\u6c21\u6c14\u68c0\u67e5\uff08Radon Inspection\uff09\u3002<\/p>\n<p>\u7f8e\u56fd\u4e70\u623f\u901a\u5e38\u90fd\u6709\u4e00\u4e9b \u300cContingency\u300d \u6761\u6b3e\uff0c\u5373\u5c65\u884c\u5408\u540c\u7684\u5148\u51b3\u6761\u4ef6\u3002\u82e5\u7279\u5b9a\u6761\u4ef6\u65e0\u6cd5\u6ee1\u8db3\uff0c\u5219\u53cc\u65b9\u53ef\u4ee5\u9009\u62e9\u4e2d\u6b62\u5408\u540c\u3001\u4e0d\u6784\u6210\u8fdd\u7ea6\u3002\u8fd9\u4e9b\u6761\u6b3e\u901a\u5e38\u90fd\u662f\u7528\u4e8e\u4fdd\u62a4\u4e70\u5bb6\uff0c\u4ee5\u514d\u5728\u51fa\u73b0\u610f\u5916\u7684\u65f6\u5019\u65e0\u6cd5\u4ea4\u6613\u3001\u767d\u767d\u8d54\u6389\u51e0\u5343\u751a\u81f3\u51e0\u4e07\u7f8e\u5143\u5b9a\u91d1\uff0c\u5e38\u89c1\u7684\u6709 Appraisal Contingency\u3001Financing Contingency\u3001Inspection Contingency\u3001HOA Document Contingency \u7b49\u3002<\/p>\n<h4>Closing Disclosure\u3001\u9a8c\u623f\u3001\u63a5\u901a\u6c34\u7535<\/h4>\n<p>\u4ea4\u623f\uff08Closing\uff09\u524d\u4e00\u5468\u5de6\u53f3\uff0c\u94f6\u884c\u901a\u77e5\u8d37\u6b3e\u4eba\u53bb\u7b7e Closing Disclosure\u3002\u8fd9\u662f\u4e00\u4e2a\u6807\u51c6\u7684\u8868\u683c\uff0c\u91cc\u9762\u6709\u8d37\u6b3e\u7684\u5404\u4e2a\u7ec6\u8282\uff0c\u8981\u4ed4\u7ec6\u9605\u8bfb\uff0c\u5982\u679c\u53d1\u73b0\u548c\u5f53\u521d\u8c08\u597d\u7684\u6570\u5b57\u6709\u51fa\u5165\uff0c\u9a6c\u4e0a\u8054\u7cfb\u94f6\u884c\u3002\u8868\u683c\u5e95\u90e8\u7684 Cash to Close \u5c31\u662f\u4ea4\u6613\u5f53\u5929\u9700\u8981\u652f\u4ed8\u7684\u91d1\u989d\uff0c\u5305\u62ec\u4e86\u9996\u671f\u548c\u5176\u4ed6 Closing Cost\uff0c\u4f46\u662f\u8fd9\u4e2a\u6570\u5b57\u5230\u4e86\u5b9e\u9645\u4ea4\u623f\u5f53\u5929\u8fd8\u53ef\u80fd\u4f1a\u6709\u8f7b\u5fae\u7684\u53d8\u5316\u3002<\/p>\n<p>\u63a8\u8350\u00a0Consumer Financial Protection Bureau \u7684\u4e00\u4e2a\u7f51\u9875\uff0c\u5b83\u6559\u4f60\u5982\u4f55\u8bfb\u61c2 Closing Disclosure\uff0c\u89e3\u91ca\u975e\u5e38\u8be6\u5c3d\uff0c\u94fe\u63a5<a href=\"http:\/\/www.consumerfinance.gov\/owning-a-home\/closing-disclosure\" target=\"_blank\" rel=\"nofollow\">\u5728\u6b64<\/a>\u3002\u53e6\u5916\uff0c\u8bb0\u5f97\u53ca\u65f6\u548c\u4e2d\u4ecb\u8ddf\u8fdb\u623f\u5c4b\u4fee\u6574\u8fdb\u5ea6\uff0c\u5728 Closing \u7684\u65e5\u671f\u524d\u4e00\u5b9a\u8981\u518d\u53bb\u9a8c\u623f\uff08Final Walk Through\uff09\u3002\u8fd8\u597d\u6211\u4eec\u7684\u8be5\u6362\u65b0\u7684\u90fd\u6362\u4e86\uff0c\u4e2d\u4ecb\u8fd8\u5e2e\u6211\u8865\u4e86\u5899\u58c1\u3002<\/p>\n<h4>\u4ea4\u623f\uff08Closing\uff09\u62ff\u94a5\u5319<\/h4>\n<p>\u4ea4\u623f\u524d\u4e00\u4e24\u5929\uff0c\u94f6\u884c\u8d37\u6b3e\u4e13\u5458\u4f1a\u90ae\u4ef6\u901a\u77e5 Closing Cost \u7684\u91d1\u989d\uff0c\u8d37\u6b3e\u4eba\u4e00\u822c\u9700\u8981\u7528\u73b0\u91d1\u652f\u7968\uff08Cashier&#8217;s Check\uff09\u652f\u4ed8\uff0c\u53ef\u4ee5\u5230\u4f60\u5f00\u6237\u7684\u94f6\u884c\u529e\u4e00\u5f20\u3002\u4ea4\u623f\u5f53\u5929\uff0c\u5e26\u4e0a\u652f\u7968\u3001\u9a7e\u7167\uff08ID\uff09\uff0c\u548c\u4e2d\u4ecb\u4e00\u8d77\u5230\u94f6\u884c\u505a\u6700\u540e\u624b\u7eed\uff0c\u6700\u4e3b\u8981\u662f\u7b7e\u4e00\u5927\u5806\u6587\u4ef6\uff0c\u4e00\u624b\u4ea4\u94b1\u3001\u4e00\u624b\u62ff\u94a5\u5319\u3002<\/p>\n<h4>\u5728\u7f8e\u56fd\u8d37\u6b3e\u4e70\u623f\uff0c\u9996\u671f\u9700\u8981\u51c6\u5907\u591a\u5c11\u73b0\u91d1\uff1f<\/h4>\n<p>\u5047\u8bbe\u623f\u4ef720\u4e07\u7f8e\u5143\uff0c\u8d37\u6b3e80%\uff0c\u9996\u671f\u6b3e\u9700\u89814\u4e07\uff0cAppraisal, Escrow Fee, Pro-Rated Property Tax, \u94f6\u884c\u5404\u79cd Report \u8d39\u7528\uff0c\u6700\u540e\u8981\u518d\u591a\u51c6\u59071\u4e07\u73b0\u91d1\u3002<strong><span style=\"color: #ff0000;\">\u5728\u7f8e\u56fd\u4e70\u623f\u5b50\uff0c\u4e2d\u4ecb\u8d39\u662f\u5356\u65b9\u5168\u4ed8\uff0c\u4e70\u65b9\u4e0d\u7528\u4ed8<\/span><\/strong>\u3002<\/p>\n<h4>\u7f8e\u56fd\u623f\u5c4b\u4ea7\u6743\u7684\u5e38\u89c1\u7c7b\u578b<\/h4>\n<p>\u5bf9\u4e8e\u5927\u90e8\u5206\u4eba\u6765\u8bf4\uff0c\u623f\u5b50\u662f\u4e00\u751f\u4e2d\u6700\u8d35\u91cd\u7684\u8d22\u4ea7\u3002\u56e0\u6b64\uff0c\u4e70\u623f\u7684\u8fc7\u7a0b\u901a\u5e38\u4e5f\u6700\u590d\u6742\u3002\u5982\u679c\u4f60\u662f\u4e00\u4e2a\u4eba\u81ea\u5df1\u4e70\u623f\uff0c\u4ea7\u6743\u7531\u4f60\u5b8c\u5168\u6240\u6709\uff0c\u7b80\u5355\u6e05\u695a\u3002\u82e5\u4f60\u662f\u4e24\u4e2a\u4eba\uff08\u751a\u81f3\u66f4\u591a\uff09\u4e00\u8d77\u4e70\u623f\uff0c\u4ea7\u6743\u5c31\u6ca1\u6709\u90a3\u4e48\u7b80\u5355\u4e86\uff1a<\/p>\n<ul>\n<li>\u8fd9\u680b\u623f\u5b50\u5f52\u8c01\u6240\u6709\uff1f\u5404\u5360\u591a\u5c11\u6bd4\u4f8b\uff1f<\/li>\n<li>\u8c01\u6709\u6743\u4f7f\u7528\u8fd9\u680b\u623f\u5b50\u7684\u54ea\u4e9b\u90e8\u5206\uff1f<\/li>\n<li>\u82e5\u4e00\u65b9\u8eab\u6545\uff0c\u4ed6\u7684\u4ea7\u6743\u5982\u4f55\u5904\u7406\uff1f\u82e5\u592b\u59bb\u79bb\u5a5a\u3001\u7537\u5973\u670b\u53cb\u5206\u624b\uff0c\u4ea7\u6743\u5982\u4f55\u5904\u7406\uff1f<\/li>\n<li>\u82e5\u4e00\u65b9\u60f3\u9000\u51fa\uff0c\u662f\u5426\u53ef\u4ee5\u8f6c\u8ba9\u6216\u552e\u5356\u81ea\u5df1\u6240\u6301\u6709\u7684\u90e8\u5206\u4ea7\u6743\uff1f<\/li>\n<li>\u82e5\u4e00\u65b9\u5728\u5916\u6b20\u4e86\u94b1\uff0c\u503a\u4e3b\u662f\u5426\u6709\u6743\u8ffd\u8ba8\u8be5\u623f\u4ea7\uff1f<\/li>\n<\/ul>\n<p>\u5f88\u591a\u4eba\u76f4\u5230\u4e70\u623f\u7b7e\u5408\u540c\u7684\u90a3\u4e00\u523b\uff0c\u624d\u610f\u8bc6\u5230\u8fd8\u6709\u8fd9\u4e2a\u95ee\u9898\uff0c\u6240\u4ee5\u4e70\u623f\u524d\u4e00\u5b9a\u8981\u60f3\u6e05\u695a\u54e6\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5bf9\u4e8e\u534e\u4eba\u6765\u8bf4\uff0c\u5b9e\u73b0\u7f8e\u56fd\u68a6\u7684\u5176\u4e2d\u5f88\u91cd\u8981\u4e00\u70b9\u662f\u62e5\u6709\u81ea\u5df1\u7684\u623f\u5b50\u3002\u6240\u4ee5\uff0c\u5927\u90e8\u5206\u534e\u4eba\u79fb\u6c11\u6765 &hellip; <a href=\"https:\/\/yibababa.com\/article\/archives\/6565\">\u7ee7\u7eed\u9605\u8bfb <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6565","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/6565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/comments?post=6565"}],"version-history":[{"count":0,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/6565\/revisions"}],"wp:attachment":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/media?parent=6565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/categories?post=6565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/tags?post=6565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}