{"id":4799,"date":"2020-06-10T16:20:11","date_gmt":"2020-06-10T20:20:11","guid":{"rendered":"https:\/\/www.yibababa.com\/?p=4799"},"modified":"2020-06-10T16:20:11","modified_gmt":"2020-06-10T20:20:11","slug":"%e7%be%8e%e5%9b%bd%e6%88%bf%e8%b4%b7refinance%e8%b4%b7%e6%ac%be%e9%87%8d%e7%bb%84%e5%b0%8f%e7%9f%a5%e8%af%86","status":"publish","type":"post","link":"https:\/\/yibababa.com\/article\/archives\/4799","title":{"rendered":"\u7f8e\u56fd\u623f\u8d37Refinance(\u8d37\u6b3e\u91cd\u7ec4)\u5c0f\u77e5\u8bc6"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large\" 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\" alt=\"Refinance your mortgage\" width=\"338\" height=\"149\" \/><\/p>\n<p><strong>\u4ec0\u4e48\u662f Refinance\uff1f<\/strong><\/p>\n<p>Refinance \u300c\u518d\u878d\u8d44\u300d\u7684\u610f\u601d\u5c31\u662f\u300c\u62ff\u65b0\u7684\u8d37\u6b3e\u53bb\u507f\u8fd8\u73b0\u6709\u7684\u8d37\u6b3e\u300d\u3002\u65b0\u8d37\u6b3e\u4e5f\u8bb8\u6709\u66f4\u4f4e\u7684\u5229\u606f\uff0c\u4e0d\u4f46\u53ef\u4ee5\u5e2e\u4f60\u6539\u5584\u81ea\u5df1\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u4e5f\u6709\u53ef\u80fd\u6539\u5584\u81ea\u5df1\u7684\u8d37\u6b3e\u80fd\u529b\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u6d41\u7a0b\u901a\u5e38\u5982\u4e0b\u6240\u793a<\/span>\uff1a<\/p>\n<ul>\n<li>\u4f60\u60f3\u964d\u4f4e\u5229\u606f\uff0c\u6539\u5584\u73b0\u6709\u7684\u8d37\u6b3e<\/li>\n<li>\u627e\u5230\u597d\u7684\u8d37\u65b9\uff08\u94f6\u884c\uff09\uff0c\u5e76\u8bf7\u7533\u8bf7\u65b0\u8d37\u6b3e<\/li>\n<li>\u7528\u65b0\u8d37\u6b3e\u507f\u8fd8\u73b0\u6709\u7684\u503a\u52a1<\/li>\n<li>\u6309\u65f6\u652f\u4ed8\u65b0\u8d37\u6b3e\uff0c\u76f4\u5230\u4f60\u8fd8\u6e05\u5168\u90e8\u8d37\u6b3e<\/li>\n<\/ul>\n<p><strong>\u600e\u4e48\u7533\u8bf7 Refinance? \u7f8e\u56fd\u54ea\u5bb6 Refinance \u516c\u53f8\u6bd4\u8f83\u597d\uff1f<\/strong><\/p>\n<p>\u7533\u8bf7 Refinance \u597d\u6bd4\u5728\u83dc\u5e02\u573a\u4e70\u83dc\u4e00\u6837\uff0c\u4e00\u5b9a\u8981\u8d27\u6bd4\u4e09\u5bb6\u3002\u9996\u5148\uff0c\u5148\u4e86\u89e3\u4f60\u7684\u4fe1\u7528\u8bc4\u4ef7\uff0c\u5373\u4fbf\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\u5f88\u9ad8\uff0c\u4f46\u5176\u4ed6\u5bb6\u53ef\u80fd\u6709\u66f4\u597d\u7684\u4f18\u60e0\u4ef7\u683c\u3001\u5229\u606f\u7ed9\u4f60\u3002\u4f60\u53ef\u4ee5\u5728\u7533\u8bf7\u4e4b\u524d\u5148\u544a\u77e5\u8d37\u65b9\u5e2e\u4f60\u62a5\u4e2a\u4ef7\uff0c\u7136\u540e\u5230\u5904\u5bfb\u627e\u66f4\u4f18\u60e0\u7684\u6761\u6b3e\u3002\u4f46\u5207\u8bb0\u4e0d\u8981\u540c\u65f6\u7533\u8bf7\u4e0d\u540c\u5bb6\u7684\u8d37\u6b3e Refinance \uff0c\u56e0\u4e3a\u8fd9\u6837\u4e0d\u4ec5\u4f1a\u5bfc\u81f4\u7684\u4f60\u7684\u4fe1\u7528\u8bc4\u4ef7\u53d8\u4f4e\uff0c\u4e5f\u4f1a\u4f7f\u5f97\u4f60\u4ee5\u540e\u7684\u8d37\u6b3e\u5229\u7387\u53d8\u9ad8\u3002<\/p>\n<p>\u5982\u679c\u662f\u623f\u5c4b\u8d37\u6b3e Refinance \u7684\u8bdd\uff0c\u53ef\u4ee5\u4f7f\u7528 <a href=\"https:\/\/www.quickenloans.com\/calculator-refinance\" target=\"_blank\"><span style=\"text-decoration: underline; color: #0000ff;\">Quicken Loans \u7684\u7406\u8d22 Calculator<\/span><\/a> \u6765\u4f30\u8ba1\u4f60\u6bcf\u6708\u6240\u9700\u507f\u8fd8\u7684\u8d39\u7528\u548c\u5229\u606f\uff1b\u82e5\u8ba1\u5212 Refinance\uff0c\u5219\u53ef\u8bbf\u95ee<a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/refinance-lenders\" target=\"_blank\"><span style=\"text-decoration: underline;\"><span style=\"color: #0000ff; text-decoration: underline;\">\u8fd9\u4e2a\u9875\u9762<\/span><\/span><\/a>\u6765\u6bd4\u8f83\u9009\u62e9\u6240\u5c45\u4f4f\u5dde\u7684 Refinance \u516c\u53f8\u63a8\u8350\u3002<\/p>\n<p><strong>\u9009\u62e9\u8d37\u6b3e\u516c\u53f8\u65f6\u8981\u8003\u8651\u54ea\u4e9b\u56e0\u7d20\uff1f<\/strong><\/p>\n<p>\u2022 \u8d39\u7528\uff1a\u5305\u542b\u6708\u4ed8\u6b3e\u91d1\u989d\uff0c\u9700\u4ed8\u591a\u4e45\uff0c\u5229\u606f\u591a\u5c11\uff0c\u5176\u4ed6\u652f\u51fa\u8d39\u7528\uff0c\u6709\u6ca1\u6709\u63d0\u524d\u4ed8\u6e05\u7f5a\u6b3e\uff0c\u6797\u6797\u603b\u603b\u7684\u8d39\u7528\u52a0\u8d77\u6765\u54ea\u5bb6\u7ed9\u7684\u6700\u4f18\u60e0\u3002\u56e0\u6b64\u8d37\u6b3e\u65b9\u8981\u8bb0\u5f97\u8be6\u8bfb\u4e00\u4efd\u5f88\u91cd\u8981\u7684\u6587\u6863 \u2014 Good Faith Estimate (GFE) \uff0c\u8fd9\u662f\u6cd5\u5f8b\u4e0a\u4fdd\u969c\u8d37\u6b3e\u65b9\u7684\u4e00\u9879\u6587\u6863\uff0c\u7531 Refinance \u516c\u53f8\u63d0\u4f9b\uff0c\u89c4\u5b9a Refinance \u516c\u53f8\u8981\u6309\u7167\u683c\u5f0f\u6765\u4f30\u7b97\u6240\u6709\u8d37\u6b3e\u4f1a\u884d\u751f\u7684\u8d39\u7528\u3002<\/p>\n<p>\u2022 \u6bd4\u4ef7\uff1a\u6cd5\u5f8b\u4e0a\u6ca1\u6709\u660e\u786e\u89c4\u5b9a Refinance \u516c\u53f8\u5728\u6bcf\u4e2a\u9879\u76ee\u53ef\u4ee5\u6536\u591a\u5c11\u94b1\uff0c\u6bd4\u5982\u8bf4\u6709\u7684\u501f\u6b3e\u65b9\u53ef\u80fd\u5728\u6cd5\u5f8b\u8d39\u7528\u6536\u6bd4\u8f83\u9ad8\uff0c\u4f46\u6536\u6bd4\u8f83\u5c11\u7533\u8bf7\u8d39\uff1b\u53e6\u4e00\u5bb6\u53ef\u80fd\u6574\u4f53\u6536\u53d6\u8d39\u7528\u6bd4\u8f83\u4f4e\uff0c\u5229\u606f\u786e\u504f\u9ad8\u3002\u6709\u4e86\u6bcf\u5bb6 Refinance \u516c\u53f8\u63d0\u4f9b\u7684 good faith estimate (GFE) \u5c31\u53ef\u4ee5\u7528\u6765\u505a\u4e00\u76ee\u4e86\u7136\u7684\u6bd4\u4ef7\u3002<\/p>\n<p>\u2022 \u670d\u52a1\uff1a\u9664\u4e86\u8d39\u7528\u4e4b\u5916\uff0c\u670d\u52a1\u6001\u5ea6\u548c\u8d28\u91cf\u4e5f\u5f88\u91cd\u8981\u3002\u54ea\u5bb6\u516c\u53f8\u80fd\u5728\u77ed\u65f6\u95f4\u5185\u6b63\u786e\u5730\u56de\u7b54\u4f60\u7684\u95ee\u9898\uff1f\u5c24\u5176\u662f\u5728\u6b63\u5f0f\u7533\u8bf7\u5230\u8d37\u6b3e\u4e4b\u524d\uff0c\u8d37\u6b3e\u65b9\u9700\u8981\u5904\u7406\u5f88\u591a\u6587\u6863\uff0c\u5404\u65b9\u5954\u8d70\u7d22\u53d6\u641c\u96c6\u6570\u636e\u90fd\u975e\u5e38\u6298\u78e8\u8010\u5fc3\uff0c\u5982\u679c Refinance \u516c\u53f8\u80fd\u534f\u52a9\u7684\u8bdd\u4f1a\u8f7b\u677e\u5f88\u591a\u3002\u5e78\u597d\u73b0\u5728\u900f\u8fc7\u7f51\u7edc\u4ece\u62ff\u62a5\u4ef7\u5230\u63a5\u6d3d\u8054\u7cfb\u90fd\u65b9\u4fbf\u5f88\u591a\uff0c\u6709\u4e9b\u53ea\u8981\u56de\u7b54\u4e00\u4e9b\u7b80\u5355\u95ee\u9898\uff0c\u5c31\u53ef\u4ee5\u5e2e\u4f60\u628a\u624b\u7eed\u8d39\u3001\u623f\u8d37\u5229\u7387\u7b49\u7b49\u90fd\u7b97\u597d\u597d\u3002<\/p>\n<p><strong>Refinance \u6709\u4ec0\u4e48\u597d\u5904\uff1f<\/strong><\/p>\n<p><span style=\"color: #ff0000;\">\u7701\u94b1<\/span>\uff1aRefinance \u7684\u7406\u7531\u662f\u4e3a\u4e86\u8282\u7701\u5229\u606f\uff0c\u901a\u5e38 Refinance \u53ef\u4ee5\u964d\u4f4e\u73b0\u6709\u7684\u5229\u7387\uff0c\u7279\u522b\u662f\u957f\u671f\u6216\u662f\u5927\u989d\u7684\u8d37\u6b3e\uff0c\u53ef\u4ee5\u56e0\u4e3a\u964d\u4f4e\u5229\u7387\u800c\u8282\u7701\u5927\u91cf\u7684\u8d44\u91d1\u3002\u4f8b\u5982\uff1a\u4f60\u73b0\u6709\u7684\u623f\u8d37\u5229\u606f\u662f7%\uff0cRefinance \u540e\u4f60\u53ef\u80fd\u53ef\u4ee5\u62ff\u5230\u66f4\u4f4e\u7684\u623f\u8d37\u5229\u606f\uff0c\u6bd4\u59824%\u6216\u662f5%\uff0c\u53ef\u4ee5\u7528\u8f83\u4f4e\u7684\u5229\u606f\u507f\u8fd8\u623f\u8d37\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u964d\u4f4e\u4ed8\u6b3e<\/span>\uff1aRefinance \u53ef\u4ee5\u5e2e\u4f60\u964d\u4f4e\u6bcf\u6708\u652f\u4ed8\u7684\u8d39\u7528\uff0c\u800c\u4e14\u5f53\u4f60\u7533\u8bf7 Refinance \u65f6\uff0c\u53ef\u4ee5\u91cd\u65b0\u542f\u52a8\u300c\u8d37\u6b3e\u65f6\u949f\u300d\uff0c\u5ef6\u957f\u4f60\u507f\u8fd8\u8d37\u6b3e\u6240\u9700\u8981\u7684\u65f6\u95f4\u6765\u538b\u4f4e\u4f60\u6bcf\u6708\u652f\u4ed8\u7684\u8d39\u7528\u3002\u4f8b\u5982\uff1a\u4f60\u73b0\u5728\u623f\u8d37\u7684\u5229\u606f\u662f7%\uff0c\u7eed\u7f3430\u5e74\uff0c\u5047\u5982\u5728\u7b2c10\u5e74\uff0c\u4f60\u51b3\u5b9a\u7533\u8bf7 Refinance \u540e\uff0c\u4f60\u4e0d\u4ec5\u53ef\u80fd\u62ff\u5230\u8f83\u4f4e\u7684\u5229\u606f\uff0c\u8fd8\u53ef\u4ee5\u91cd\u65b0\u628a\u4f60\u7684\u623f\u8d37\u4ece30\u5e74\u5f00\u59cb\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u7f29\u77ed\u8d37\u6b3e\u671f\u9650<\/span>\uff1a\u5982\u679c\u4e0d\u60f3\u5ef6\u957f\u652f\u4ed8\u65f6\u95f4\uff0c\u4f60\u4e5f\u53ef\u4ee5\u900f\u8fc7 Refinance \u6765\u7f29\u77ed\u81ea\u5df1\u7684\u8d37\u6b3e\u671f\u95f4\u3002\u4f8b\u5982\uff1a\u628a30\u5e74\u7684\u623f\u5c4b\u8d37\u6b3e Refinance \u8f6c\u621015\u5e74\u7684\u623f\u5c4b\u8d37\u6b3e\uff0c\u5e76\u4e14\u4f7f\u7528\u8f83\u4f4e\u7684\u5229\u606f\u507f\u8fd8\u8d37\u6b3e\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u5408\u5e76\u503a\u52a1<\/span>\uff1a\u5982\u679c\u4f60\u6709\u591a\u7b14\u8d37\u6b3e\uff0c\u5c06\u5b83\u4eec\u5408\u5e76\u4e3a\u4e00\u7b14\u8d37\u6b3e\u53ef\u4ee5\u5e2e\u4f60\u964d\u4f4e\u5229\u7387\uff0c\u800c\u4e14\u7efc\u5408\u4ed8\u6b3e\u66f4\u5bb9\u6613\u507f\u8fd8\u3002\u4f8b\u5982\uff1a\u4f60\u73b0\u5728\u67093\u5f20\u4fe1\u7528\u5361\uff0c\u4e09\u5f20\u90fd\u4e0d\u540c\u5229\u606f\uff0c\u4f60\u53ef\u4ee5\u7533\u8bf7\u5408\u5e76\u4e09\u5f20\u4fe1\u7528\u5361\u7684\u503a\u52a1\uff0c\u4e00\u8d77\u507f\u8fd8\uff0c\u8fd9\u6837\u7684\u597d\u5904\u662f\u4f60\u5f88\u6709\u53ef\u80fd\u53ef\u4ee5\u62ff\u5230\u66f4\u4f4e\u7684\u5229\u606f\uff0c\u800c\u4e14\u4e0d\u7528\u5206\u5f00\u4ed8\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u66f4\u6539\u4f60\u7684\u8d37\u6b3e\u7c7b\u578b<\/span>\uff1a\u5982\u679c\u4f7f\u7528\u6d6e\u52a8\u5229\u7387\u8d37\u6b3e\uff0c\u4f60\u53ef\u4ee5\u900f\u8fc7 Refinance \u6765\u66f4\u6539\u6210\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e\u3002\u4f8b\u5982\uff1a\u5f53\u7ecf\u6d4e\u4e0d\u666f\u6c14\u65f6\uff0c\u5e02\u573a\u6d6e\u52a8\u5229\u7387\u9ad8\uff0c\u8fd9\u4e2a\u65f6\u5019\u5982\u679c\u900f\u8fc7 Refinance \u6765\u542f\u52a8\u56fa\u5b9a\u5229\u7387\uff08\u901a\u5e38\u57284% &#8211; 5%\u4e4b\u95f4\uff09\uff0c\u5e2e\u8d37\u6b3e\u8005\u7701\u4e86\u5f88\u591a\u5229\u606f\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u8fd8\u6e05\u5230\u671f\u7684\u6b3e\u9879<\/span>\uff1a\u6709\u4e9b\u6b3e\u9879\u5fc5\u987b\u5728\u7279\u5b9a\u7684\u65f6\u95f4\u5185\u507f\u8fd8\uff0c\u4f46\u5982\u679c\u4f60\u6ca1\u6709\u8fd9\u4e48\u5927\u7b14\u8d44\u91d1\u53ef\u4ee5\u4e00\u5e76\u652f\u4ed8\uff0c\u4f60\u53ef\u4ee5 Refinance \u6765\u4e3a\u81ea\u5df1\u4e89\u53d6\u66f4\u591a\u7684\u65f6\u95f4\u507f\u8fd8\u503a\u52a1\u3002<\/p>\n<p><strong>Refinance \u6709\u4ec0\u4e48\u7f3a\u70b9\uff1f<\/strong><\/p>\n<p>\u5e76\u975e\u6bcf\u4e2a\u4eba\u90fd\u9002\u5408\u7533\u8bf7 Refinance\u3002\u5176\u5b9e\u6709\u7684\u65f6\u5019 Refinance \u524d\u671f\u7684\u6210\u672c\u53ef\u80fd\u975e\u5e38\u9ad8\u3002\u7a76\u7adf Refinance \u6709\u54ea\u4e9b\u7f3a\u70b9\u5462\uff1f<\/p>\n<p><span style=\"color: #ff0000;\">\u4ea4\u6613\u6210\u672c<\/span>\uff1aRefinance \u5176\u5b9e\u662f\u5f88\u6602\u8d35\u7684\uff0c\u7279\u522b\u662f\u623f\u5c4b\u8d37\u6b3e\uff0c\u6536\u76d8\uff08closing\uff09\u7684\u6210\u672c\u53ef\u80fd\u4f1a\u9ad8\u8fbe\u6570\u5343\u7f8e\u91d1\u3002\u5728\u7533\u8bf7 Refinance \u4e4b\u524d\uff0c\u52a1\u5fc5\u5148\u4e86\u89e3\u8d37\u65b9\u7684\u5904\u7406\u8d39\u548c\u624b\u7eed\u8d39\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u66f4\u9ad8\u7684\u5229\u606f\u6210\u672c<\/span>\uff1a\u6709\u4e9b\u4eba Refinance \u53ef\u80fd\u4f1a\u9002\u5f97\u5176\u53cd\uff0c\u5c24\u5176\u662f\u4f60\u5ef6\u957f\u8d37\u6b3e\u671f\u9650\u65f6\uff0c\u53ef\u80fd\u53cd\u800c\u9700\u8981\u652f\u4ed8\u66f4\u591a\u7684\u5229\u606f\u603b\u989d\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u4fe1\u7528\u6253\u6298\uff1a<\/span>\u56e0\u4e3a Refinance \u4e5f\u7b97\u662f\u8d37\u6b3e\u7533\u8bf7\uff0c\u5207\u8bb0\u51e1\u662f\u8d37\u6b3e\u76f8\u5173\u4f5c\u4e1a\u90fd\u4f1a\u5f71\u54cd\u5230\u81ea\u5df1\u7684\u4fe1\u7528\u3002\u4e5f\u8bb8\u4f1a\u56e0\u4e3a Refinance \u800c\u8ba9\u81ea\u5df1\u7684\u4fe1\u7528\u6253\u6298\u3002<\/p>\n<p><strong>\u4ec0\u4e48\u65f6\u5019 Refinance \u6700\u5408\u9002\uff1f<\/strong><\/p>\n<p>\u5f88\u663e\u7136\u7684\uff0c\u5927\u90e8\u5206\u4eba\u4f1a\u60f3 Refinance \u662f\u60f3\u8981\u7701\u94b1\uff0c\u4f46\u5728\u4ee5\u4e0b\u8fd9\u51e0\u4e2a\u60c5\u51b5\u4e0b\uff0c\u4f60\u53ef\u4ee5\u9002\u5f53\u7684\u8003\u8651 Refinance:<\/p>\n<p><span style=\"color: #ff0000;\">\u4fe1\u7528\u8bc4\u5206\u53d8\u9ad8\u4e86<\/span>\uff1a\u5982\u679c\u4f60\u5728\u4fe1\u7528\u4f4e\u7684\u65f6\u5019\u7533\u8bf7\u8d37\u6b3e\uff0c\u76f8\u5bf9\u7684\u4f60\u7684\u5229\u7387\u53ef\u80fd\u4f1a\u6bd4\u4e00\u822c\u6c11\u4f17\u8fd8\u8981\u9ad8\uff0c\u4f46\u7ecf\u8fc7\u4e00\u6bb5\u65f6\u95f4\uff0c\u4e5f\u8bb8\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\u53d8\u9ad8\u4e86\uff0c\u4f60\u53ef\u4ee5\u8003\u8651 Refinance \u4ee5\u8f83\u4f4e\u7684\u5229\u7387\u507f\u8fd8\u4f60\u7684\u503a\u52a1\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u623f\u5c4b\u88c5\u4fee<\/span>\uff1a\u5982\u679c\u4f60\u4e70\u4e86\u623f\u5b50\uff0c\u8fc7\u4e00\u9635\u5b50\u623f\u8d37\u5229\u7387\u4f4e\u4e86\uff0c\u6216\u8005\u623f\u8d37\u8fd8\u5f97\u5dee\u4e0d\u591a\u4e86\uff0c\u4f60\u53ef\u4ee5\u7533\u8bf7 Refinance \u628a\u5bb6\u4e2d\u9700\u8981\u957f\u671f\u8d37\u6b3e\u7684\u9879\u76ee\u5237\u65b0\uff0c\u4f8b\u5982\u589e\u8bbe\u6e38\u6cf3\u6c60\u3001\u6539\u88c5\u623f\u95f4\u3001\u7ffb\u65b0\u623f\u4ea7\uff0c\u5047\u8bbe\u4f60\u7684\u4fe1\u7528\u826f\u597d\uff0c\u4f60\u53ef\u4ee5\u5229\u7528 Refinance \u628a\u623f\u8d37\u7f34\u5b8c\uff0c\u7136\u540e\u7528\u5269\u4f59\u7684\u94b1\u5b8c\u6210\u5bb6\u4e2d\u9700\u8981\u6539\u88c5\u7684\u652f\u51fa\u9879\u76ee\u3002<\/p>\n<p><strong>Refinance \u4f1a\u4ea7\u751f\u54ea\u4e9b\u5fc5\u8981\u8d39\u7528\uff1f<\/strong><\/p>\n<p>\u2022 \u7533\u8bf7\u8d39 ($75 to $300)\uff1a\u4e0d\u7ba1\u4f60\u7684\u91cd\u8d37\u7533\u8bf7\u6709\u6ca1\u6709\u901a\u8fc7\uff0c\u90fd\u9700\u8981\u4ed8\u8fd9\u7b14\u7533\u8bf7\u8d39\u3002<\/p>\n<p>\u2022 \u501f\u6b3e\u4eba\u670d\u52a1\u8d39 Loan origination fee (0-1.5%\u7684\u672c\u91d1\u90e8\u5206)\uff1a\u5728\u7f8e\u56fd\u8d37\u6b3e\u65f6\u4f1a\u9047\u5230\u7684\u4e00\u79cd\u670d\u52a1\u8d39\uff0c\u7528\u6765\u5b8c\u6210\u653e\u6b3e\u524d\u7684\u5de5\u4f5c\uff0c\u6bd4\u5982\u5ba1\u6838\u501f\u6b3e\u4eba\u7684\u8eab\u4efd\uff0c\u4fe1\u7528\u72b6\u51b5\uff0c\u6587\u6863\u5ba1\u6838\u7b49\uff0c\u901a\u5e38\u4fe1\u7528\u8d8a\u9ad8\u7684\u501f\u6b3e\u4eba\u6536\u53d6\u7684\u670d\u52a1\u8d39\u8d8a\u4f4e\uff0c\u53cd\u4e4b\u8d8a\u9ad8\u3002<\/p>\n<p>\u2022 \u623f\u5c4b\u4f30\u4ef7\u8d39 Appraisal fee ($300\u81f3 $700)\uff1a\u8058\u8bf7\u4e13\u4e1a\u4f30\u4ef7\u5e08\u4f30\u7b97\u623f\u5c4b\u5e02\u573a\u4ef7\u503c\u7684\u8d39\u7528\u3002\u6709\u7684\u65f6\u5019\uff0c\u8fd9\u4e2a\u8d39\u7528\u5df2\u7ecf\u5305\u542b\u5728\u7533\u8bf7\u8d39\u7528\u91cc\u9762\u3002\u5982\u679c\u623f\u5c4b\u6700\u8fd1\u6709\u4f30\u4ef7\u9274\u5b9a\u8fc7\uff0c\u8fd9\u7b14\u8d39\u7528\u53ef\u4ee5\u514d\u9664\u3002<\/p>\n<p>\u2022 \u623f\u5c4b\u68c0\u67e5\u8d39 Inspection fee ($175\u81f3 $350)\uff1a\u5728\u4f60\u7533\u8bf7\u5230 Refinance \u4e4b\u524d\uff0c\u501f\u6b3e\u4eba\u53ef\u4ee5\u8981\u6c42\u623f\u5c4b\u53d7\u68c0\uff0c\u68c0\u67e5\u9879\u76ee\u5305\u542b\u623f\u5c4b\u7ed3\u6784\u95ee\u9898\uff0c\u6709\u65e0\u767d\u8681\u7b49\u5176\u4ed6\u5bb3\u866b\u95ee\u9898\u3002<\/p>\n<p>\u2022 \u5f8b\u5e08\u8d39 Attorney review and closing fee ($500\u81f3$1,000)\uff1a\u4f60\u53ef\u80fd\u9700\u8981\u8d1f\u62c5\u4e00\u7b14\u5f8b\u5e08\u5e2e\u5fd9\u7ed3\u6848\u7684\u8d39\u7528\u3002<\/p>\n<p>\u2022 \u4ea7\u6743\u8c03\u67e5\u548c\u4fdd\u9669 Title search and insurance ($700\u81f3 $900)\uff1a\u8fd9\u7b14\u8d39\u7528\u662f\u7528\u6765\u67e5\u770b\u623f\u5c4b\u6709\u65e0\u88ab\u6263\u62bc\u7b49\u5176\u4ed6\u7eaa\u5f55\u3002<\/p>\n<p>\u2022 \u6d4b\u91cf\u8d39 Survey fee ($150 to $400)\uff1a\u6838\u5b9e\u623f\u5c4b\u5730\u754c\u7ebf\u7684\u8d39\u7528\u3002\u5982\u679c\u571f\u5730\u53ca\u623f\u5c4b\u5728\u8fd1\u671f\u6709\u88ab\u8c03\u67e5\u8fc7\uff0c\u8fd9\u7b14\u8d39\u7528\u53ef\u4ee5\u514d\u9664\u3002<\/p>\n<p>\u2022 \u63d0\u524d\u7f34\u6e05\u7f5a\u6b3e Prepayment penalty (1\u81f36\u4e2a\u6708\u7684\u5229\u606f)\uff1a\u5728\u51b3\u5b9a Refinance \u4e4b\u524d\uff0c\u8bf7\u5148\u67e5\u597d\u81ea\u5df1\u73b0\u6709\u7684\u8d37\u6b3e\u6761\u4f8b\uff0c\u770b\u63d0\u524d\u7f34\u6e05\u8d37\u6b3e\u7684\u60c5\u51b5\u662f\u5426\u4f1a\u88ab\u5904\u4ee5\u7f5a\u6b3e\u3002<\/p>\n<p><strong>\u7f8e\u56fd\u6709\u54ea\u4e9b\u77e5\u540d\u7684 Refinance \u8d37\u6b3e\u516c\u53f8\uff1f<\/strong><\/p>\n<p>\u9664\u4e86\u5e38\u89c4\u7684\u94f6\u884c\u3001\u4fe1\u7528\u793e\u7b49\u8d37\u6b3e\u673a\u6784\u5916\uff0c\u4e00\u4e9b\u5728\u7ebf\u8d37\u6b3e\u516c\u53f8\u4e5f\u53ef\u4ee5\u8003\u8651\uff0c\u9664\u4e86\u53ef\u4ee5\u5728\u5728\u7ebf\u67e5\u8be2\u8d37\u6b3e\u989d\u5ea6\uff0c\u5f88\u591a\u8fd8\u63d0\u4f9b Online Refinance \u670d\u52a1\uff1a\u8fc7\u7a0b\u5168\u90e8\u90fd\u5728\u5728\u7ebf\u5b8c\u6210\u3002\u8fd9\u4e9b\u5728\u878d\u8d44\u670d\u52a1\u5c11\u6389\u4e86\u5b9e\u4f53\u5e97\u9762\u7684\u79df\u91d1\uff0c\u5728\u4ef7\u94b1\u65b9\u9762\u8fd8\u53ef\u4ee5\u538b\u66f4\u4f4e\u3002<\/p>\n<p>1. Quicken Loans\uff1a\u7f8e\u56fd\u6700\u5927\u7684\u5728\u7ebf\u8d37\u6b3e\u516c\u53f8\uff0c\u9664\u4e8615\u5e74\u548c30\u5e74\u7684\u671f\u9650\u9009\u62e9\uff0c\u8fd8\u53ef\u4ee5\u9009\u62e9\u7528\u56fa\u5b9a\u5229\u7387\u4ece8\u5e74\u523030\u5e74\u4e0d\u7b49\u7684\u8d37\u6b3e\u671f\u9650\u3002<\/p>\n<p>2. Rocket Mortgage\uff1aQuicken Loans \u7684\u9644\u5c5e\u516c\u53f8\uff0c\u57fa\u4e8e\u4f60\u7684\u4fe1\u7528\u5206\u6570\u53ef\u4ee5\u5e2e\u4f60\u6392\u51fa\u9002\u5408\u4f60\u7684\u5229\u606f\u548c\u8d37\u6b3e\u7ed3\u6784\uff0c\u7136\u540e\u5e2e\u4f60\u9501\u5b9a\u8fd9\u4e2a\u5229\u7387\u3002<\/p>\n<p>3. AmeriSave\uff1a\u6807\u699c\u4e0d\u4f1a\u8981 SSN \u4e5f\u4e0d\u4f1a Pull \u4fe1\u7528\u62a5\u544a\u4f24\u5bb3\u4fe1\u7528\u5206\u6570\u7eaa\u5f55\uff0c\u4e09\u5206\u949f\u5c31\u80fd\u62ff\u5230\u5229\u7387\u62a5\u4ef7\u8fd8\u6709 Pre-Qualification\u3002<\/p>\n<p>4. CITBank\uff1a\u63d0\u4f9b\u5404\u79cd\u8d37\u6b3e\u79cd\u7c7b\u7684\u62a5\u4ef7\uff0c\u5305\u62ec Jumbo Loan \u4e5f\u6709\uff0c\u5982\u679c\u8ddf\u50a8\u84c4\u5e10\u6237\u6216\u662f\u9ad8\u6536\u76ca\u5e10\u6237\u642d\u914d\u7684\u8bdd\u8fd8\u80fd\u4eab\u6709\u6298\u6263\uff0c\u540c\u6837\u6807\u699c\u53ef\u5ba2\u5236\u5316\u8d37\u6b3e\u5e76\u4fdd\u8bc1\u6700\u4f4e\u5229\u7387\u3002<\/p>\n<p>5. Better Mortgage Corporation\uff1a\u975e\u5e38\u76f4\u89c2\u597d\u64cd\u4f5c\u7684\u63a5\u53e3\uff0c\u900f\u8fc7\u7b80\u5355\u51e0\u4e2a\u95ee\u9898\u8be2\u95ee\u623f\u5c4b\u7c7b\u578b\u3001\u5e02\u4ef7\u4f30\u503c\u5c31\u53ef\u63d0\u4f9b\u62a5\u4ef7\uff0c\u5728\u7ebf\u5c31\u5b8c\u6210\uff0c\u975e\u5e38\u5c11\u4eba\u4e3a\u4ecb\u5165\uff0c\u6240\u4ee5\u5982\u679c\u53ea\u662f\u60f3\u8bd5\u6c34\u6e29\u4e0d\u60f3\u88ab\u70e6\u7684\u8bdd\u53ef\u4ee5\u5148\u8bd5\u7528\u6b64\u5e73\u53f0\u62ff\u4e2a\u5229\u7387\u53c2\u8003\u3002<\/p>\n<p>6. Guarenteed Rate\uff1a\u57fa\u4e8e\u4f60\u7684\u4fe1\u7528\u5206\u6570\u53ef\u4ee5\u5e2e\u4f60\u6392\u51fa\u9002\u5408\u4f60\u7684\u5229\u606f\u548c\u8d37\u6b3e\u7ed3\u6784\uff0c\u7136\u540e\u5e2e\u4f60\u9501\u5b9a\u8fd9\u4e2a\u5229\u7387\u3002<\/p>\n<p>7. LoanDepot\uff1a\u6ca1\u6709\u4e2d\u95f4\u4ef2\u4ecb\uff0c\u76f4\u63a5\u63d0\u4f9b\u8d37\u6b3e\u5e76\u81ea\u884c\u7ed3\u6848\uff0c\u6240\u4ee5\u8d39\u7528\u6bd4\u8f83\u4fbf\u5b9c\uff0c\u77ed\u65f6\u95f4\u5c31\u80fd\u62ff\u5230\u4f30\u4ef7\u3002<\/p>\n<p>8. CitiMortgage\uff1a\u5c11\u6570\u4e5f\u63d0\u4f9b Pre-approval \u7684\u8d37\u6b3e\u516c\u53f8\uff0c\u800c\u4e14\u5e73\u5747\u8d77\u6765 CitiMortgage \u7684\u5229\u606f\u5927\u90e8\u5206\u90fd\u6bd4\u5e02\u573a\u4e0a\u5176\u4ed6\u7ade\u4e89\u8005\u6765\u7684\u4f4e\u3002<\/p>\n<p>9. Lending Tree\uff1a\u5176\u5b9e\u8fd9\u662f\u4e00\u4e2a\u641c\u7d22\u5f15\u64ce\uff0c\u628a\u623f\u5b50\u8ddf\u8d37\u6b3e\u7684\u7ec6\u8282\u8f93\u5165\u8fdb\u53bb\u8ba1\u7b97\u5668\uff0c\u5c31\u80fd\u6536\u5230\u6700\u591a\u4e94\u4e2a\u501f\u6b3e\u8005\u63d0\u4f9b\u7684\u8d37\u6b3e\u9009\u9879\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4ec0\u4e48\u662f Refinance\uff1f Refinance \u300c\u518d\u878d\u8d44\u300d\u7684\u610f\u601d\u5c31\u662f\u300c\u62ff\u65b0\u7684\u8d37 &hellip; <a href=\"https:\/\/yibababa.com\/article\/archives\/4799\">\u7ee7\u7eed\u9605\u8bfb <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4799","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/4799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/comments?post=4799"}],"version-history":[{"count":0,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/4799\/revisions"}],"wp:attachment":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/media?parent=4799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/categories?post=4799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/tags?post=4799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}