{"id":3565,"date":"2018-10-23T15:04:29","date_gmt":"2018-10-23T19:04:29","guid":{"rendered":"https:\/\/yibababa.com\/?p=3565"},"modified":"2018-10-23T15:04:29","modified_gmt":"2018-10-23T19:04:29","slug":"%e5%9c%a8%e7%be%8e%e5%9b%bd%e4%bd%a0%e7%9a%84%e4%bf%a1%e7%94%a8%e5%88%86%e6%95%b0%e8%a6%81%e8%be%be%e5%88%b0%e5%a4%9a%e5%b0%91-%e6%89%8d%e5%8f%af%e6%8b%bf%e5%88%b0%e6%9c%80%e4%bd%b3%e8%b4%b7%e6%ac%be","status":"publish","type":"post","link":"https:\/\/yibababa.com\/article\/archives\/3565","title":{"rendered":"\u5728\u7f8e\u56fd\u4f60\u7684\u4fe1\u7528\u5206\u6570\u8981\u8fbe\u5230\u591a\u5c11 \u624d\u53ef\u62ff\u5230\u6700\u4f73\u8d37\u6b3e\u5229\u7387"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3566\" src=\"https:\/\/yibababa.com\/wp-content\/uploads\/2018\/10\/1-7.jpg\" alt=\"1\" width=\"730\" height=\"350\" \/><\/p>\n<p>\u9996\u5148\uff0c<span style=\"color: #ff0000;\">\u4ec0\u4e48\u662f FICO \u4fe1\u7528\u5206\u6570<\/span>\uff1fFICO \u662f\u7f8e\u56fd\u6700\u5e38\u88ab\u91c7\u7528\u7684<span style=\"color: #ff0000;\">\u5206\u6570\u516c\u5f0f<\/span>\uff0c\u6839\u636e\u4f60\u4fe1\u7528\u62a5\u544a\u4e0a\u7684\u8d44\u6599\uff0c\u7b97\u51fa\u4f60\u7684\u5206\u6570\uff0c\u6709\u4e86\u5206\u6570\uff0c\u94f6\u884c\u6216\u91d1\u878d\u673a\u6784\u5c31\u53ef\u4ee5\u5feb\u901f\u8bc4\u4f30\u53d1\u5361\u6216\u501f\u8d37\u7ed9\u4f60\u7684\u98ce\u9669\u3002Fair Isaac Corporation (FICO) \u63d0\u4f9b\u7684\u516c\u5f0f\u5df2\u7ecf\u88ab \u7f8e\u56fd90% \u4ee5\u4e0a\u7684\u91d1\u878d\u673a\u6784\u91c7\u7528\u3002\u6b64\u5916\uff0cFICO \u8981\u6709\u516d\u4e2a\u6708\u4ee5\u4e0a\u7684\u8d44\u6599\u8bb0\u5f55\u624d\u80fd\u7b97\u51fa FICO Score\uff0c\u5206\u6570\u533a\u95f4\u4e3a300\u5230850\u3002<\/p>\n<p>\u7f8e\u56fd\u300a\u6bcf\u65e5\u90ae\u62a5\u300b\u62a5\u5bfc\uff0c\u514b\u5229\u592b\u517056\u5c81\u7684\u653f\u5e9c\u5458\u5de5\u5e15\u7ef4\u5361(Tom Pavelka)\u662f2012\u5e74\u7f8e\u56fd\u4fe1\u7528\u8bc4\u5206\u6700\u9ad8\u8005\uff0c\u4ed6\u7684848\u5206\u63a5\u8fd1\u6ee1\u5206\uff08850\u5206\uff09\u3002\u5982\u6b64\u9ad8\u5206\uff0c\u5e26\u7ed9\u4e86\u4ed6\u4ec0\u4e48\u597d\u5904\uff1f\u4e13\u5bb6\u8bf4\uff0c\u9664\u4e86\u51fa\u540d15\u5206\u949f\u4e4b\u5916\uff0c\u4e0e\u5176\u4ed6\u4fe1\u7528\u5206\u6570760\u5206\u4ee5\u4e0a\u8005\u65e0\u5f02\u3002<\/p>\n<p>\u7f8e\u56fd\u7406\u8d22\u7f51\u7ad9Bankrate\u9996\u5e2d\u5206\u6790\u5e08\u9ea6\u514b\u4f2f\u5fb7(Greg McBride)\u8868\u793a\uff0c<span style=\"color: #ff0000;\">\u4fe1\u7528\u8bc4\u5206\u4e00\u65e6\u8fbe\u5230760\u5206\u5c31\u53ef\u83b7\u6700\u4f73\u8d37\u6b3e\u5229\u7387<\/span>\u3002\u8001\u628a\u81ea\u5df1\u7684800\u5206\u4e0e\u522b\u4eba\u7684820\u5206\u76f8\u6bd4\uff0c\u5176\u5b9e\u6ca1\u6709\u4efb\u4f55\u610f\u4e49\u3002<\/p>\n<p>\u4fe1\u7528\u5361\u4e0e\u503a\u52a1\u54a8\u8be2\u7f51\u7ad9CreditCardInsider.com\u521b\u529e\u4eba\u76d6\u8bfa\u63d0\u65af(John Ganotis)\u5219\u8ba4\u4e3a\uff0c\u9ad8\u4e8e750\u7684\u8bc4\u5206\uff0c\u5c31\u6709\u8d44\u683c\u83b7\u5f97\u6700\u4f73\u5229\u7387\u548c\u4f18\u60e0\u3002<\/p>\n<p>FICO\u8bc4\u5206\u8303\u56f4\u4e3a300-850\u5206\u3002\u4f4e\u4e8e650\u5206\u88ab\u8ba4\u4e3a\u6709\u95ee\u9898\uff0c700\u5206\u4ee5\u4e0a\u662f\u826f\u597d\u5206\u6570\u3002\u4fe1\u7528\u8bc4\u5206\u673a\u6784Experian\u7684\u6d88\u8d39\u8005\u8ba4\u77e5\u603b\u76d1\u845b\u745e\u82ac(Rod Griffin)\u6307\u51fa\uff0c\u8fbe\u5230700\u5206\uff0c\u867d\u53ef\u80fd\u65e0\u6cd5\u83b7\u5f97\u6700\u4f73\u5229\u7387\uff0c\u4f46\u901a\u5e38\u5df2\u7b26\u5408\u8d44\u683c\u3002FICO\u5206\u6570\u7684\u5e73\u5747\u5206\u8fd1\u6765\u5df2\u8fbe\u5386\u53f2\u65b0\u9ad8704\u5206\u3002<\/p>\n<p>750\u6216760\u5206\u4ee5\u4e0a\u53ef\u83b7\u5f97\u7684\u597d\u5904\u5f88\u591a\u3002\u4e2a\u4eba\u7406\u8d22\u7f51\u7ad9NerdWallet\u53d1\u73b0\uff0c\u76f8\u8f83\u4e8e680\u5206\uff0c\u66f4\u9ad8\u7684\u4fe1\u7528\u8bc4\u5206\u6709\u52a9\u4e8e\u572830\u5e74\u5185\u7701\u4e0b\u8d85\u8fc71\u4e07\u7f8e\u5143\u7684\u5229\u606f\uff0c\u4e5f\u6709\u52a9\u964d\u4f4e\u4fdd\u9669\u8d39\u7387\u53ca\u83b7\u5f97\u6700\u4f73\u4fe1\u7528\u5361\u3002<\/p>\n<p>FICO\u6700\u65b0\u5206\u6790\uff0c\u5927\u90e8\u5206\u6709\u9ad8\u4fe1\u7528\u8bc4\u5206\u8005\u5e73\u5747\u6709\u4e09\u5f20\u6b63\u5728\u4f7f\u7528\u7684\u4fe1\u7528\u5361\u3001\u8fd8\u6709\u5176\u4ed6\u4e09\u5f20\u5df2\u5173\u5361\u3002Tom Pavelka \u4f7f\u7528\u51c0\u503c\u4fe1\u7528\u8d37\u6b3e\u4e70\u8f66\uff0c\u4e4b\u540e\u5168\u989d\u4ed8\u6e05\uff0c\u5411\u4fe1\u7528\u673a\u6784\u663e\u793a\u4ed6\u6709\u80fd\u529b\u5f52\u8fd8\u8d37\u6b3e\uff1a\u6211\u559c\u6b22\u82b1\u94b1\uff0c\u4f46\u806a\u660e\u5730\u82b1\u3002<\/p>\n<p><center><br \/>\n<iframe loading=\"lazy\" style=\"border: none;\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=13&amp;l=ez&amp;f=ifr&amp;linkID=85a516653686fe1ce28567047e7728ec&amp;t=usd0e-20&amp;tracking_id=usd0e-20\" width=\"468\" height=\"60\" frameborder=\"0\" marginwidth=\"0\" scrolling=\"no\"><\/iframe><\/center><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u9996\u5148\uff0c\u4ec0\u4e48\u662f FICO \u4fe1\u7528\u5206\u6570\uff1fFICO \u662f\u7f8e\u56fd\u6700\u5e38\u88ab\u91c7\u7528\u7684\u5206\u6570\u516c\u5f0f\uff0c\u6839\u636e\u4f60\u4fe1 &hellip; <a href=\"https:\/\/yibababa.com\/article\/archives\/3565\">\u7ee7\u7eed\u9605\u8bfb <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3565","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/3565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/comments?post=3565"}],"version-history":[{"count":0,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/3565\/revisions"}],"wp:attachment":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/media?parent=3565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/categories?post=3565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/tags?post=3565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}