{"id":2246,"date":"2017-03-30T17:33:02","date_gmt":"2017-03-30T21:33:02","guid":{"rendered":"http:\/\/yibababa.com\/?p=2246"},"modified":"2017-03-30T17:33:02","modified_gmt":"2017-03-30T21:33:02","slug":"%e5%9c%a8%e7%be%8e%e5%9b%bd%e5%a6%82%e4%bd%95%e9%99%8d%e4%bd%8e%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%b4%b9","status":"publish","type":"post","link":"https:\/\/yibababa.com\/article\/archives\/2246","title":{"rendered":"\u5728\u7f8e\u56fd\u5982\u4f55\u964d\u4f4e\u6c7d\u8f66\u4fdd\u9669\u8d39"},"content":{"rendered":"<p><a href=\"https:\/\/www.amazon.com\/b\/ref=sd_per_5_15684181?_encoding=UTF8&amp;node=15684181&amp;tag=usd0e-20\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-2247\" src=\"http:\/\/yibababa.com\/wp-content\/uploads\/2017\/03\/3-1.jpg\" alt=\"3\" width=\"640\" height=\"320\" \/><\/a><\/p>\n<p>\u5168\u7f8e\u5404\u5730\u7684\u6c7d\u8f66\u4fdd\u9669\u8d39\u8282\u8282\u4e0a\u5347\uff0c2016\u5e74\u5e73\u5747\u4e0a\u6da816%\uff0c\u8fbe\u5230926\u5143\/\u5e74\u3002\u4f46\u662f\u4fdd\u9669\u516c\u53f8\u63d0\u9ad8\u6536\u8d39\uff0c\u4e0d\u8868\u793a\u4f60\u4e0d\u80fd\u524a\u51cf\u8d39\u7528\u3002<\/p>\n<p><strong>\u4e00\u3001\u4ee5\u4e0b\u51e0\u4e2a\u5c0f\u6280\u5de7\u53ef\u5e2e\u4f60\u964d\u4f4e\u4fdd\u8d39<\/strong>\uff1a<\/p>\n<p><strong>\u591a\u6bd4\u8f83<\/strong>\uff1a\u81f3\u5c11\u83b7\u5f97\u4e94\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u62a5\u4ef7\u624d\u505a\u6700\u540e\u51b3\u5b9a\u5411\u90a3\u5bb6\u8d2d\u4e70\uff0c\u8fd9\u5bf9\u5df2\u6709\u4e00\u6bb5\u65f6\u95f4\u672a\u6bd4\u4ef7\u7684\u9a7e\u9a76\u4eba\u7279\u522b\u91cd\u8981\u3002\u5982\u679c\u4fdd\u9669\u516c\u53f8\u77e5\u9053\u4f60\u4e0d\u6bd4\u4ef7\uff0c\u4ed6\u4eec\u66f4\u53ef\u80fd\u5bf9\u4f60\u63d0\u9ad8\u6536\u8d39\u3002<\/p>\n<p><strong>\u8981\u6c42\u6253\u6298<\/strong>\uff1a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u5404\u5f0f\u5404\u6837\u7684\u6298\u6263\uff0c\u4ece\u5e10\u5355\u7535\u5b50\u5316\u3001\u9a7e\u9a76\u73af\u4fdd\u8f66\u3001\u8fdc\u7a0b\u529e\u516c\uff0c\u751a\u81f3\u662f\u4e2a\u597d\u5b66\u751f\uff0c\u90fd\u53ef\u80fd\u5f97\u83b7\u6298\u6263\u3002\u5373\u4f7f\u6bd4\u4ef7\u540e\uff0c\u4ecd\u53ef\u5411\u4fdd\u9669\u516c\u53f8\u8be2\u95ee\u4f60\u662f\u5426\u53ef\u83b7\u6298\u6263\u3002<\/p>\n<p><strong>\u63d0\u9ad8\u81ea\u4ed8\u989d(Deductible)<\/strong>\uff1a\u964d\u4f4e\u6bcf\u6708\u4fdd\u8d39\u6709\u4e2a\u7b80\u5355\u65b9\u6cd5\uff0c\u5c31\u662f\u63d0\u9ad8\u81ea\u4ed8\u989d\uff0c\u4e5f\u5c31\u662f\u4fdd\u9669\u516c\u53f8\u7406\u8d54\u4e4b\u524d\u4f60\u9700\u81ea\u638f\u8170\u5305\u7684\u91d1\u989d\u3002\u82e5\u4f60\u6709\u4e00\u5b9a\u7684\u5e94\u6025\u8d44\u91d1\uff0c\u63d0\u9ad8\u81ea\u4ed8\u989d\u80fd\u7701\u94b1\u3002<\/p>\n<p><strong>\u5411\u540c\u5bb6\u516c\u53f8\u6295\u4fdd\u591a\u79cd\u4fdd\u9669<\/strong>\uff1a\u5982\u679c\u4f60\u6709\u51e0\u8f86\u8f66\uff0c\u6bcf\u8f86\u8f66\u7684\u4fdd\u9669\u516c\u53f8\u90fd\u4e0d\u540c\uff0c\u6216\u662f\u5c4b\u4e3b\u548c\u6c7d\u8f66\u4fdd\u9669\u5411\u4e0d\u540c\u516c\u53f8\u6295\u4fdd\uff0c\u628a\u4fdd\u9669\u96c6\u4e2d\u5728\u4e00\u5bb6\u516c\u53f8\u53ef\u7701\u94b1\u3002\u8be2\u95ee\u4fdd\u9669\u516c\u53f8\u6295\u4fdd\u591a\u91cd\u4fdd\u9669\u7684\u6700\u4f4e\u4ef7\uff0c\u7136\u540e\u518d\u51b3\u5b9a\u5206\u5f00\u6295\u4fdd\u662f\u5426\u66f4\u5212\u5f97\u6765\u3002<\/p>\n<p><strong>\u65e7\u8f66\u4e0d\u9700\u6295\u4fdd\u649e\u8f66\u9669\uff08Collision\uff09<\/strong>\uff1a\u6c7d\u8f66\u5c5e\u4e8e\u6d88\u8d39\u54c1\uff0c\u8d2c\u503c\u5f88\u5feb\uff0c\u6bd4\u8f83\u65e7\u7684\u8f66\u5c31\u4e0d\u503c\u5f97\u8d2d\u4e70\u649e\u8f66\u9669\u3002\u5982\u679c\u8f66\u7978\u540e\u4f60\u7684\u8f66\u9700\u8981\u4fee\u7406\u6216\u6362\u8f66\uff0c\u4fdd\u9669\u516c\u53f8\u53ea\u4f1a\u652f\u4ed8\u8f66\u7684\u5e02\u503c\u3002\u82e5\u4f60\u7684\u8f66\u8f83\u65e7\uff0c\u4f60\u7684\u81ea\u4ed8\u989d\u53c8\u9ad8\uff0c\u7ee7\u7eed\u6295\u4fdd\u649e\u8f66\u9669\u53ea\u662f\u6d6a\u8d39\u94b1\u3002<\/p>\n<p><strong>\u6539\u5584\u4fe1\u7528<\/strong>\uff1a\u5f88\u591a\u4fdd\u9669\u516c\u53f8\u51b3\u5b9a\u8d39\u7387\u65f6\u8003\u8651\u4f60\u7684\u4fe1\u7528\uff0c\u63d0\u9ad8\u4fe1\u7528\u5206\u6570\u6709\u52a9\u964d\u4f4e\u4fdd\u8d39\u3002<\/p>\n<p><strong>\u4e8c\u3001\u7f8e\u56fd\u6700\u597d\u7684\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8<\/strong><\/p>\n<p>\u4e70\u4fdd\u9669\uff0c\u5f53\u7136\u662f\u627e\u627e\u4e1a\u5185\u6bd4\u8f83\u5927\u3001\u53e3\u7891\u6bd4\u8f83\u597d\u7684\u8f66\u9669\u516c\u53f8\u3002\u603b\u90e8\u4f4d\u4e8e\u534e\u76db\u987f\u5dde\u7684 <span style=\"text-decoration: underline;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff; text-decoration: underline;\" href=\"http:\/\/www.reviews.com\/auto-insurance\/\" target=\"_blank\">www.reviews.com<\/a><\/span><\/span> \u82b1\u8d39\u4e86 200 \u591a\u4e2a\u5c0f\u65f6\u3001\u5206\u6790\u4e86 105 \u7bc7\u7814\u7a76\u6587\u7ae0\u300113 \u5bb6\u4fdd\u9669\u516c\u53f8\u7684 248 \u652f\u5e7f\u544a\u3001\u91c7\u8bbf\u4e86 50 \u540d\u4ece\u4e1a\u4eba\u5458\u300142 \u540d\u4fdd\u9669\u4e13\u5bb6\u3001120 \u591a\u5bb6\u6c7d\u8f66\u7ef4\u4fee\u70b9\u3001\u8c03\u67e5\u4e86 423 \u540d\u6709\u4fdd\u9669\u7684\u9a7e\u9a76\u5458\u300128 \u540d\u9700\u8981\u8d2d\u4e70\u4fdd\u9669\u7684\u300c\u65b0\u624b\u300d\u2026\u2026\u8bc4\u9009\u4e86\u300c\u5168\u7f8e\u6700\u597d\u7684\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u300d\uff08\u4ee5\u4e0b\u6309\u5b57\u6bcd\u6392\u5e8f\u3001\u4e0d\u5206\u5148\u540e\uff09\uff1a<\/p>\n<ul>\n<li>Allstate<\/li>\n<li>Ameriprise Group<\/li>\n<li>Amica<\/li>\n<li>Esurance<\/li>\n<li>Farmers<\/li>\n<li>Geico<\/li>\n<li>Liberty Mutual<\/li>\n<li>Metlife<\/li>\n<li>Nationwide<\/li>\n<li>Progressive<\/li>\n<li>State Farm<\/li>\n<li>The Hartford<\/li>\n<li>Travelers Insurance Group<\/li>\n<li>USAA<\/li>\n<\/ul>\n<p>\u6211\u521a\u4e70\u8f66\u65f6\uff082014\u5e745\u6708\uff09\u7528\u7684\u662fProgressive\uff0c\u534a\u5e74\u540e\u4e0a\u7f51\u5bf9\u6bd4\u4e86\u4ef7\u683c\uff0c\u7136\u540e\u6362\u5230\u4e86Geico\uff0c\u5168\u4fdd\u4e00\u5e74$1220\uff0c\u5e73\u5747\u4e00\u4e2a\u6708$100\uff0c\u8fd8\u884c\u3002<\/p>\n<p><strong>\u4e09\u3001\u7f8e\u56fd\u8f66\u9669\u5e38\u89c1\u6761\u6b3e\u89e3\u91ca<\/strong><\/p>\n<p>\u7f8e\u56fd\u8f66\u9669\u516c\u53f8\u5f88\u591a\uff0c\u5e38\u89c1\u7684\u4fdd\u9669\u9879\u76ee\u548c\u6761\u6b3e\u4e0d\u5916\u4e4e\u4e0b\u97629\u79cd\u3002\u4ed4\u7ec6\u9605\u8bfb\u3001\u7406\u89e3\u5404\u81ea\u7684\u542b\u4e49\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4f60\u51b3\u5b9a\u662f\u5426\u8981\u52a0\u4e0a\u3001\u8fd8\u662f\u62d2\u7edd\uff08\u5404\u5dde\u6cd5\u5f8b\u4e0d\u540c\uff0c\u6709\u4e9b\u6761\u6b3e\u5fc5\u987b\u52a0\uff09\uff0c\u4ee5\u53ca\u9009\u62e9\u591a\u9ad8\u7684\u989d\u5ea6\u3002<\/p>\n<p><strong>1\u3001\u4eba\u8eab\u4f24\u5bb3<\/strong><\/p>\n<p>\u5373\u300cBodily Injury Liability\u300d\u3002\u5982\u679c\u4e8b\u6545\u662f<strong>\u4f60\u7684\u8d23\u4efb<\/strong>\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u4f9d\u636e\u8fd9\u4e2a\u6761\u6b3e\u6765<strong>\u8d54\u507f\u5bf9\u65b9<\/strong>\u56e0\u4e3a\u53d7\u4f24\u6216\u6b7b\u4ea1\u800c\u4ea7\u751f\u7684\u8d39\u7528\uff0c\u5305\u62ec\u533b\u62a4\u3001\u4e27\u846c\u3001\u8bef\u5de5\u635f\u5931\u3001\u56e0\u4e3a\u53d7\u4f24\u800c\u4ea7\u751f\u7684\u7cbe\u795e\u635f\u5931\uff08\u7531\u6cd5\u9662\u88c1\u51b3\uff09\u7b49\uff1b\u5982\u679c\u56e0\u4e3a\u4eba\u8eab\u4f24\u5bb3\u800c\u6253\u5b98\u53f8\uff0c\u8fd9\u4e2a\u6761\u6b3e\u8fd8\u4f1a\u8d54\u4ed8\u8bc9\u8bbc\u7684\u8d39\u7528\u3002<\/p>\n<p>\u9700\u8981\u6ce8\u610f\u7684\u662f\u8fd9\u4e2a\u6761\u6b3e<strong>\u4e0d\u8d54\u4ed8\u00a0\u4f60\u81ea\u5df1<\/strong>\u56e0\u4e3a\u53d7\u4f24\u6216\u6b7b\u4ea1\u800c\u4ea7\u751f\u7684\u8d39\u7528\uff1a<\/p>\n<ul>\n<li>\u5982\u679c\u8d23\u4efb\u5728\u5bf9\u65b9\uff0c\u5bf9\u65b9\u7684\u4fdd\u9669\u8d1f\u8d23\u8d54\u507f\u4f60\u53d7\u4f24\u6216\u6b7b\u4ea1\u7684\u8d39\u7528\u3002<\/li>\n<li>\u5982\u679c\u8d23\u4efb\u5728\u4f60\u81ea\u8eab\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u4f9d\u636e\u300cMedical Expense\u300d\u6761\u6b3e\u6765\u8d54\u4ed8\uff0c\u6216\u8005\u9700\u8981\u4f60\u7684\u533b\u4fdd\u4ecb\u5165\uff1b\u5982\u679c\u4f60\u65e2\u6ca1\u6709\u8d2d\u4e70 Medical Expense \u4e5f\u6ca1\u6709\u533b\u4fdd\uff0c\u8bf7\u81ea\u638f\u8170\u5305\u3002<\/li>\n<\/ul>\n<p>Bodily Injury Liability \u901a\u5e38\u542b\u6709\u4e24\u90e8\u5206\uff1a\u6bcf\u4eba\u8d54\u4ed8\u989d\uff1b\u5355\u6b21\u4e8b\u6545\u8d54\u4ed8\u603b\u989d\u3002\u6bd4\u5982 100K\/300K\uff0c\u5982\u679c\u5f00\u8f66\u649e\u4f24\u4e86 5 \u4eba\uff0c\u662f\u4f60\u7684\u8d23\u4efb\uff0c\u90a3\u4e48\u4fdd\u9669\u516c\u53f8\u53ef<strong>\u8d54\u4ed8\u5bf9\u65b9<\/strong>\u6bcf\u4eba\u6700\u9ad8 10 \u4e07\uff0c\u4f46\u662f\u6574\u4e2a\u4e8b\u6545\u4e2d\u8d54\u4ed8\u603b\u989d\u4e0d\u8d85\u8fc7 30 \u4e07\u7f8e\u5143\u3002<\/p>\n<p><strong>2\u3001\u8d22\u4ea7\u635f\u5931 <\/strong><\/p>\n<p>\u5373\u300cProperty Damage Liability\u300d\u3002\u8d54\u4ed8\u4e8b\u6545\u4e2d<strong>\u56e0\u4e3a\u4f60\u7684\u8d23\u4efb<\/strong>\u3001\u9020\u6210\u7684<strong>\u4ed6\u4eba\u8d22\u4ea7\u635f\u5931<\/strong>\u3002\u540c\u4e0a\uff0c\u8fd9\u4e00\u6761\u6b3e<strong>\u4e0d\u8d1f\u8d23\u4f60\u81ea\u5df1\u7684\u8d22\u4ea7\u635f\u5931<\/strong>\u3002<\/p>\n<p><strong>3\u3001\u65e0\u4fdd\u9669\u8005\uff08\u6216\u4f4e\u4fdd\u9669\u8005\uff09\u4eba\u8eab\u9669 <\/strong><\/p>\n<p>\u901a\u5e38\u53eb\u300cUninsured and Underinsured Motorist Bodily Injury\u300d\u3002\u5982\u679c\u4e8b\u6545<strong>\u8d23\u4efb\u5728\u5bf9\u65b9<\/strong>\uff0c<strong>\u4f46\u662f\u5bf9\u65b9\u6ca1\u6709\u4fdd\u9669<\/strong>\u3001\u6216\u8005\u4fdd\u9669\u989d\u5ea6\u5f88\u4f4e\uff0c\u4e0d\u591f\u8d54\u4ed8\u4f60\uff08\u6216\u4f60\u7684\u5bb6\u4eba\uff09\u56e0\u4eba\u8eab\u4f24\u5bb3\u5e26\u6765\u7684\u635f\u5931\uff0c\u4f60\u7684\u4fdd\u9669\u516c\u53f8\u4f1a\u6839\u636e\u8fd9\u4e00\u6761\u6b3e\u6765\u8865\u507f\u3002\u672c\u6761\u6b3e\u548c\u300cBodily Injury Liability\u300d\u4e00\u6837\u901a\u5e38\u5305\u542b\u300c\u6bcf\u4eba\u8d54\u4ed8\u989d\u300d\u548c\u300c\u5355\u6b21\u4e8b\u6545\u8d54\u4ed8\u603b\u989d\u300d\u3002<\/p>\n<p><strong>4\u3001\u65e0\u4fdd\u9669\u8005\uff08\u4f4e\u4fdd\u9669\u8005\uff09\u8d22\u4ea7\u9669 <\/strong><\/p>\n<p>\u901a\u5e38\u53eb\u300cUninsured and Underinsured Motorist Property Damage\u300d\u3002\u5982\u679c\u4e8b\u6545<strong>\u8d23\u4efb\u5728\u5bf9\u65b9<\/strong>\uff0c\u4f46\u662f<strong>\u5bf9\u65b9\u6ca1\u6709\u4fdd\u9669<\/strong>\u3001\u6216\u8005\u4fdd\u9669\u989d\u5ea6\u5f88\u4f4e\uff0c\u4e0d\u591f\u8d54\u4ed8\u4f60\u7684\u8d22\u4ea7\u635f\u5931\uff0c\u4f60\u7684\u4fdd\u9669\u516c\u53f8\u4f1a\u6839\u636e\u8fd9\u4e00\u6761\u6b3e\u6765\u8865\u507f\u7ed9\u4f60\u3002<\/p>\n<p><strong>5\u3001\u533b\u7597\u652f\u51fa <\/strong><\/p>\n<p>\u901a\u5e38\u53eb\u300cMedical Expenses\u300d\u3002\u5982\u679c\u4e8b\u6545<strong>\u8d23\u4efb\u5728\u4f60<\/strong>\uff0c\u5e76\u4e14<strong>\u81ea\u5df1\u4e5f\u53d7\u4f24<\/strong>\uff08\u6216\u6b7b\u4ea1\uff09\u4e86\uff0c\u8fd9\u6761\u8d54\u4ed8\u7684\u662f\u4f60\u7684\u533b\u7597\uff08\u6216\u4e27\u846c\uff09\u8d39\u7528\uff0c\u4f46\u662f\u4e0d\u5305\u62ec\u8bef\u5de5\u7b49\u5176\u4ed6\u8d39\u7528\u3002\u4e0a\u9762\u89e3\u91ca\u8fc7\uff0c\u5982\u679c\u4e8b\u6545\u8d23\u4efb\u5728\u4f60\uff0c\u300cBodily Injury Liability\u300d\u8d54\u4ed8\u7684\u662f\u5bf9\u65b9\u7684\u4eba\u8eab\u4f24\u5bb3\u635f\u5931\u3001\u4e0d\u8d54\u4ed8\u4f60\u81ea\u5df1\u7684\u4eba\u8eab\u4f24\u5bb3\u635f\u5931\u3002<\/p>\n<p>\u9664\u4e86 Medical Expenses \u5916\uff0c\u7f8e\u56fd\u76ee\u524d\u6709 12 \u4e2a\u5dde\u6709\u300cNo-Fault Insurance\u300d\u6cd5\u5f8b\uff0c\u5373\u300c<strong>\u4e0d\u7ba1\u662f\u8c01\u7684\u8d23\u4efb\u3001\u4f60\u7684\u4fdd\u9669\u516c\u53f8\u90fd\u9700\u8981\u8d54\u4ed8\u4f60\u56e0\u4eba\u8eab\u4f24\u5bb3\u9020\u6210\u7684\u635f\u5931<\/strong>\u300d\uff1b\u8fd9 12 \u4e2a\u5dde\u662f\uff1aFlorida; Hawaii; Kansas; Kentucky; Massachusetts; Michigan; Minnesota; New Jersey; New York; North Dakota; Pennsylvania; Utah. \u5982\u679c\u4f60\u5728\u8fd9\u4e9b\u5dde\uff0c\u8bf7\u8054\u7cfb\u4fdd\u9669\u516c\u53f8\u54a8\u8be2\u7ec6\u8282\u3002<\/p>\n<p><strong>6\u3001\u78b0\u649e\u9669<\/strong><\/p>\n<p>\u5373\u300cCollision\u300d\uff0c\u8d54\u4ed8\u7684\u662f\u78b0\u649e\u4e8b\u6545\u4e2d<strong>\u4f60\u7684\u6c7d\u8f66\u635f\u5931<\/strong>\uff0c\u6bd4\u5982\u4f60\u649e\u4e86\u7535\u7ebf\u6746\u3001\u649e\u4e86\u522b\u4eba\u7684\u8f66\uff0c\u9700\u8981\u7ef4\u4fee\u751a\u81f3\u62a5\u5e9f\u4e86\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u4f9d\u636e\u8fd9\u4e00\u6761\u6b3e<strong>\u8d54\u507f\u4f60\u7684\u635f\u5931<\/strong>\u3002\u81f3\u4e8e\u4e8b\u6545\u4e2d\u56e0\u4e3a\u4f60\u7684\u8d23\u4efb\u9020\u6210\u5bf9\u65b9\u7684\u8d22\u4ea7\u635f\u5931\uff0c\u53c2\u89c1\u300cProperty Damage Liability\u300d\u3002<\/p>\n<p>Collision \u6761\u6b3e\u901a\u5e38\u53ef\u9009\u300cDeductible\u300d\uff0c\u5373\u300c\u514d\u8d54\u989d\u5ea6\u300d\u3002\u5982\u679c Deductible \u4e3a 0\uff0c\u90a3\u4e48\u4fdd\u9669\u516c\u53f8\u4f1a\u8d54\u507f\u4f60\u56e0\u4fee\u8f66\u3001\u62a5\u5e9f\u4ea7\u751f\u7684\u6240\u6709\u8d39\u7528\u3002\u5982\u679c Deductible \u4e3a 1,000 USD\uff0c\u5373\u4fdd\u9669\u516c\u53f8\u53ea\u8d1f\u8d23\u8d85\u51fa 1,000 \u7f8e\u5143\u7684\u90a3\u90e8\u5206\u635f\u5931\uff0c$1000\u7f8e\u5143\u4ee5\u5185\u7684\u8d39\u7528\u5c31\u8981\u81ea\u5df1\u638f\u8170\u5305\u4e86\u3002Deductible \u8d8a\u4f4e\uff0c\u4fdd\u8d39\u81ea\u7136\u8d8a\u9ad8\u3002<\/p>\n<p><strong>7\u3001\u7efc\u5408 <\/strong><\/p>\n<p>\u901a\u5e38\u53eb\u300cComprehensive\u300d\u6216\u300cNon-Collision\u300d\u3002\u8d54\u4ed8\u7684\u662f\u56e0\u4e3a<strong>\u9664\u4e86\u78b0\u649e\u4ee5\u5916\u7684\u5176\u4ed6\u610f\u5916<\/strong>\uff0c\u6bd4\u5982\u4f60\u7684\u8f66\u88ab\u5929\u4e0a\u6389\u4e0b\u6765\u7684\u6811\u679d\u7838\u4e86\uff08\u4fdd\u9669\u5e7f\u544a\u91cc\u7ecf\u5e38\u6709\u8fd9\u4e2a\u6897\uff09\u3001\u88ab\u706b\u70e7\u4e86\u3001\u88ab\u5077\u4e86\u3001\u88ab\u7838\u4e86\u3001\u88ab\u6d2a\u6c34\u6df9\u4e86\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u4f9d\u636e\u8fd9\u4e00\u6761\u6b3e\u8d54\u507f\u3002\u540c\u6837\u53ef\u9009 Deductible \u7684\u989d\u5ea6\u3002<\/p>\n<p><strong>8\u3001\u8def\u4e0a\u7d27\u6025\u6551\u63f4 <\/strong><\/p>\n<p>\u901a\u5e38\u53eb\u300cEmergency Road Service\u300d\u6216\u300cTow and Labor\u300d\uff0c\u8d54\u4ed8\u7684\u662f\u62d6\u8f66\u4ee5\u53ca\u7206\u80ce\u627e\u4eba\u4fee\u3001\u628a\u81ea\u5df1\u9501\u5728\u8f66\u5916\u9700\u8981\u53eb\u4eba\u5f00\u9501\u7b49\u52b3\u52a1\u8d39\u7528\u3002\u8fd9\u4e00\u6761\u7684\u4fdd\u989d\u901a\u5e38\u8f83\u4f4e\uff0c\u751a\u81f3\u514d\u8d39\u3002<\/p>\n<p><strong>9\u3001\u4ea4\u901a\u8865\u52a9 <\/strong><\/p>\n<p>\u901a\u5e38\u53eb\u300cTransportation Expense\u300d\uff0c\u8d54\u4ed8\u4f60\u56e0\u4e3a\u8f66\u574f\u4e86\u3001\u4e22\u4e86\uff0c\u9700\u8981\u79df\u8f66\u4ee3\u6b65\u4ea7\u751f\u7684\u8d39\u7528\u3002<\/p>\n<p><strong>\u56db\u3001\u8981\u4e70\u534a\u9669 \u8fd8\u662f \u5168\u9669\uff1f<\/strong><\/p>\n<ul>\n<li>Liability-Only \u5373\u534a\u9669\uff0c\u53c8\u53eb\u8d23\u4efb\u9669\uff0c\u4fdd\u7684\u662f<strong>\u4eba\u4e3a\u8fc7\u9519<\/strong>\u9020\u6210\u7684<strong>\u635f\u5931\u548c\u4f24\u5bb3<\/strong>\uff0c\u901a\u5e38\u662f\u6cd5\u5f8b\u8981\u6c42\u5fc5\u4e70\u7684\u9669\u79cd\u3002<\/li>\n<li>\u5168\u9669\u662f Full Coverage\uff0c\u901a\u5e38\u6307 \u534a\u9669 + \u78b0\u649e\u9669\uff08Collision\uff09+ \u7efc\u5408\u9669\uff08Comprehensive\uff09\uff0c\u589e\u52a0\u4fdd\u62a4\u7684\u662f\u610f\u5916\u4e8b\u4ef6\u5bf9\u81ea\u5df1\u7684\u8f66\u9020\u6210\u7684\u635f\u5931\u3002<\/li>\n<\/ul>\n<p>\u6bd4\u5982\u8bf4\uff0c\u5982\u679c\u4f60\u7684\u8f66\u505c\u5728\u8857\u4e0a\u88ab\u4eba\u6572\u70c2\u4e86\u73bb\u7483\uff08vandalism\uff09\u3001\u627e\u4e0d\u5230\u8d23\u4efb\u4eba\uff0c\u6216\u8005\u88ab\u5929\u4e0a\u6389\u4e0b\u6765\u7684\u6811\u679d\u7838\u4e86\uff0c\u6216\u8005\u4e0b\u66b4\u96e8\u6df9\u4e86\uff0c\u534a\u9669\uff08Liability-Only\uff09\u4e0d\u7ba1\uff0c\u5168\u9669\u7ba1\uff08Comprehensive\uff09\u3002\u4f46\u662f\uff0c\u300c\u5168\u9669\u300d\u5176\u5b9e\u662f\u4e2a\u6bd4\u8f83\u6a21\u7cca\u7684\u6982\u5ff5\uff1b\u5b83\u5e76\u4e0d\u662f\u300c\u4ec0\u4e48\u90fd\u7ba1\u300d\uff0c\u4e00\u822c\u6765\u8bf4\u5e76\u4e0d\u5305\u62ec\u8def\u4e0a\u6551\u63f4\u3001\u4ea4\u901a\u8865\u52a9\u7b49\u9879\u76ee\u3002<\/p>\n<p>\u5f88\u591a\u4fdd\u9669\u7ecf\u7eaa\u4eba\u548c\u5728\u7ebf\u62a5\u4ef7\u7cfb\u7edf\uff0c\u5e76\u4e0d\u8be2\u95ee\u4f60\u662f\u8981\u300cLiability-Only\u300d\u8fd8\u662f\u300cFull Coverage\u300d\uff0c\u800c\u662f\u76f4\u63a5\u8ba9\u4f60\u9009\u5404\u4e2a\u9669\u79cd\u4ee5\u53ca\u989d\u5ea6\uff0c\u5982\u679c\u4f60\u9009\u4e86 Collision \u548c Comprehensive\uff0c\u81ea\u7136\u5c31\u662f\u6240\u8c13\u7684\u300c\u5168\u9669\u300d\u3002<\/p>\n<p>\u5982\u4f55\u51b3\u5b9a\u81ea\u5df1\u662f\u8be5\u4e70\u5168\u9669\u3001\u8fd8\u662f\u53ea\u4e70 Liability \u5462\uff1f\u8bf7\u5bf9\u7167\u4e0a\u9762\u7684\u6761\u6b3e\u548c\u89e3\u91ca\uff0c\u770b\u770b\u81ea\u5df1\u662f\u5426\u9700\u8981 Collision \u548c Comprehensive\u3002<strong>\u6211\u8d2d\u4e70\u7684\u9669\u79cd\u5305\u62ec\u8def\u4e0a\u6551\u63f4\u7b49\uff0c\u6bd4\u6240\u8c13\u7684\u300c\u5168\u9669\u300d\u8fd8\u8981\u5168<\/strong>\u3002\u4e00\u822c\u6765\u8bf4\uff1a<\/p>\n<ul>\n<li>\u5982\u679c\u6709\u8d37\u6b3e\uff0c\u94f6\u884c\u901a\u5e38\u8981\u6c42\u5fc5\u987b\u8d2d\u4e70\u5168\u9669\uff0c\u56e0\u4e3a\u4ed6\u4eec\u9700\u8981\u4fdd\u969c\u81ea\u8eab\u5229\u76ca\uff0c\u5373\u4f7f\u8f66\u9047\u5230\u4e86\u610f\u5916\u4e5f\u80fd\u8ffd\u56de\u635f\u5931\u3002<\/li>\n<li>\u5982\u679c\u6ca1\u6709\u8d37\u6b3e\u3001\u8f66\u53c8\u5f88\u8001\uff08\u4ef7\u503c\u4f4e\u4e8e 5,000 USD\uff09\uff0c\u53ef\u80fd\u6ca1\u5fc5\u8981\u4e70\u5168\u9669\uff0c\u5c24\u5176\u662f Deductible \u5f88\u9ad8\u7684\u5168\u9669\uff0c\u53ea\u4e70 Liability \u5c31\u591f\u4e86\u3002<\/li>\n<\/ul>\n<p><strong>\u4e94\u3001\u5f71\u54cd\u8f66\u9669\u4fdd\u8d39\u7684\u5e38\u89c1\u56e0\u7d20<\/strong><\/p>\n<ul>\n<li>\u4e8b\u6545\u8bb0\u5f55\u3002\u4e8b\u6545\u8d8a\u591a\uff0c\u4fdd\u8d39\u8d8a\u9ad8\u3002<\/li>\n<li>\u9a7e\u9f84\u3002\u9a7e\u9f84\u8d8a\u957f\uff08\u5e76\u4e14\u6ca1\u6709\u4e8b\u6545\uff09\uff0c\u4fdd\u8d39\u8d8a\u4f4e\u3002<\/li>\n<li>\u5e74\u9f84\u300225 \u5c81\u4ee5\u4e0a\u4fdd\u8d39\u4f1a\u964d\u4f4e\u3002\u5341\u51e0\u5c81\u3001\u4e8c\u5341\u5c81\u51fa\u5934\u7684\u5e74\u8f7b\u4eba\u4fdd\u8d39\u9ad8\u5f88\u591a\uff0c\u56e0\u4e3a\u8fd9\u4e2a\u7fa4\u4f53\u51fa\u4e8b\u6545\u7684\u673a\u7387\u8f83\u9ad8\u3002\u7ed3\u5a5a\u3001\u6709\u5b69\u5b50\uff0c\u901a\u5e38\u5f00\u8f66\u4f1a\u66f4\u7a33\u91cd\uff0c\u4fdd\u8d39\u4e5f\u4f1a\u964d\u4f4e\u3002<\/li>\n<li>\u5730\u533a\u3002\u4ea4\u901a\u548c\u6cbb\u5b89\u72b6\u51b5\u8d8a\u5dee\u7684\u5730\u533a\uff0c\u4e8b\u6545\u673a\u7387\u8d8a\u5927\uff0c\u56e0\u800c\u4fdd\u8d39\u4e5f\u8d8a\u9ad8\u3002\u57ce\u5e02\u4fdd\u8d39\u666e\u904d\u6bd4\u519c\u6751\u9ad8\u3002<\/li>\n<li>\u5f88\u591a\u516c\u53f8\u3001\u884c\u4e1a\u534f\u4f1a\u3001\u7ec4\u7ec7\u3001Veteran \u4ee5\u53ca\u5b66\u751f\u7ec4\u7ec7\u751a\u81f3\u6821\u53cb\uff0c\u53ef\u80fd\u6709\u5404\u79cd discount\uff0c\u4fdd\u8d39\u53ef\u4ee5\u6253\u6298\u3002<\/li>\n<li>\u8f66\u8d8a\u8d35\uff0cCollision \u8d8a\u8d35\u3002<\/li>\n<li>\u636e\u8bf4\u5973\u6027\u6bd4\u7537\u6027\u4fdd\u8d39\u9ad8\u3002\u53ef\u80fd\u56e0\u4e3a\u5973\u53f8\u673a\u4e8b\u6545\u8f83\u591a\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\">\uff08<strong>\u626b\u63cf\u4e8c\u7ef4\u7801<span style=\"color: #0000ff;\">\u5206\u4eab<\/span><\/strong>\u6587\u7ae0\u5230<strong><span style=\"color: #0000ff;\">\u5fae\u4fe1<\/span><\/strong>\u6216<span style=\"color: #0000ff;\">QQ<strong>\u670b\u53cb\u5708<\/strong><\/span>\uff09<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/chart.googleapis.com\/chart?cht=qr&amp;chs=150x150&amp;choe=UTF-8&amp;chld=L|4&amp;chl=http:\/\/yibababa.com\/archives\/2246\" alt=\"QR \u7801\" width=\"150\" height=\"150\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5168\u7f8e\u5404\u5730\u7684\u6c7d\u8f66\u4fdd\u9669\u8d39\u8282\u8282\u4e0a\u5347\uff0c2016\u5e74\u5e73\u5747\u4e0a\u6da816%\uff0c\u8fbe\u5230926\u5143\/\u5e74\u3002\u4f46\u662f\u4fdd &hellip; <a href=\"https:\/\/yibababa.com\/article\/archives\/2246\">\u7ee7\u7eed\u9605\u8bfb <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2246","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/2246","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/comments?post=2246"}],"version-history":[{"count":0,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/2246\/revisions"}],"wp:attachment":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/media?parent=2246"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/categories?post=2246"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/tags?post=2246"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}