{"id":1438,"date":"2016-07-09T23:13:13","date_gmt":"2016-07-10T03:13:13","guid":{"rendered":"http:\/\/yibababa.com\/?p=1438"},"modified":"2016-07-09T23:13:13","modified_gmt":"2016-07-10T03:13:13","slug":"%e7%be%8e%e5%9b%bd%e5%85%ac%e5%b9%b3%e8%bf%bd%e5%80%ba%e6%b3%95%e6%a1%88%e7%ae%80%e4%bb%8b","status":"publish","type":"post","link":"https:\/\/yibababa.com\/article\/archives\/1438","title":{"rendered":"\u7f8e\u56fd\u201c\u516c\u5e73\u8ffd\u503a\u6cd5\u6848\u201d\u7b80\u4ecb"},"content":{"rendered":"<p style=\"text-align: center;\">\u6587\u7ae0\u6765\u6e90\uff1a<span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"http:\/\/www.consumer-action.org\/\" target=\"_blank\">Consumer Action<\/a><\/span><\/p>\n<p>\u516c\u5e73\u8ffd\u503a\u6cd5\u6848\uff08The Fair Debt Collection Practices Act, \u7b80\u79f0FDCPA\uff09\u662f\u4e00\u9879\u7f8e\u56fd\u8054\u90a6\u6cd5\u4ee4\uff0c\u7981\u6b62\u8ffd\u503a\u516c\u53f8\u4ee5\u4fae\u8fb1\u6027\u3001\u6b3a\u9a97\u6027\u6216\u4e0d\u516c\u5e73\u7684\u624b\u6bb5\u5411\u503a\u52a1\u4eba\u8ba8\u503a\u3002\u6cd5\u4ee4\u8fd8\u8981\u6c42\u8ffd\u503a\u516c\u53f8\u5411\u6d88\u8d39\u8005\u63d0\u4f9b\u8be5\u516c\u53f8\u53ca\u6240\u6b20\u503a\u52a1\u7684\u76f8\u5173\u8d44\u6599\u3002\u9664\u4e86\u660e\u786e\u8bf4\u660e\u54ea\u4e9b\u8ba8\u503a\u884c\u52a8\u5c5e\u4e8e\u975e\u6cd5\u4e4b\u5916\uff0c\u8be5\u6cd5\u4ee4\u4e5f\u540c\u65f6\u6388\u6743\u6d88\u8d39\u8005\u53bb\u67e5\u8bc1\u67d0\u9879\u503a\u52a1\u662f\u5426\u5c5e\u5b9e\uff0c\u5e76\u5bf9\u4e0d\u5c5e\u4e8e\u81ea\u5df1\u7684\u503a\u52a1\u63d0\u51fa\u4e89\u8bae\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1439\" src=\"http:\/\/yibababa.com\/wp-content\/uploads\/2016\/07\/114.jpg\" alt=\"1\" width=\"484\" height=\"300\" 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Experian \u548c TransUnion)\u7d22\u53d6\u4e2a\u4eba\u7684\u5e74\u5ea6\u4fe1\u7528\u62a5\u544a\uff0c\u4ee5\u4fbf\u67e5\u770b\u62a5\u544a\u4e0a\u5217\u51fa\u7684\u503a\u52a1\u8bb0\u5f55\u53ca\u5176\u4e89\u8bae\u60c5\u51b5\u3002<\/li>\n<\/ul>\n<p><strong>\u4e09\u3001\u8ffd\u503a\u516c\u53f8\u80fd\u505a\u54ea\u4e9b\u4e8b\uff1f<\/strong><\/p>\n<p>\u516c\u5e73\u8ffd\u8ba8\u503a\u52a1\u6cd5\u6848<strong>\u51c6\u8bb8\u8ffd\u503a\u516c\u53f8<\/strong>\uff1a<\/p>\n<ul>\n<li>\u5728\u65e9\u4e0a\u516b\u70b9\u81f3\u665a\u4e0a\u4e5d\u70b9\uff08\u5f53\u5730\u65f6\u95f4\uff09\u6253\u7535\u8bdd\u7ed9\u503a\u52a1\u4eba\uff0c\u9664\u975e\u4f60\u5199\u4fe1\u8981\u6c42\u4ed6\u4eec\u505c\u6b62\u4ee5\u7535\u8bdd\u65b9\u5f0f\u8054\u7edc\u4f60\u3002<\/li>\n<li>\u81f4\u7535\u5230\u4f60\u7684\u5de5\u4f5c\u573a\u6240\u4e0e\u4f60\u8054\u7edc\uff0c\u9664\u975e\u4f60\u544a\u8bc9\u4ed6\u4eec\u81ea\u5df1\u5728\u5de5\u4f5c\u5730\u65b9\u4e0d\u80fd\u63a5\u7535\u8bdd\u3002<\/li>\n<li>\u8054\u7cfb\u4f60\u7684\u5f8b\u5e08\u3002<\/li>\n<li>\u8054\u7edc\u4f60\u7684\u914d\u5076\u6216\u5171\u540c\u503a\u52a1\u4eba\uff1b\u5982\u679c\u4f60\u8fd8\u672a\u6210\u5e74\uff0c\u8054\u7edc\u4f60\u7684\u7236\u6bcd\uff0c\u9664\u975e\u4f60\u5199\u4fe1\u901a\u77e5\u4ed6\u4eec\u505c\u6b62\u8054\u7edc\u4f60\u3002<\/li>\n<li>\u8054\u7edc\u7b2c\u4e09\u8005\uff0c\u4f8b\u5982\u4f60\u7684\u90bb\u5c45\u6216\u540c\u4e8b\uff0c\u4f46\u76ee\u7684\u53ea\u80fd\u662f\u4e3a\u4e86\u627e\u5230\u4f60\u672c\u4eba\u3002\uff08\u8ffd\u503a\u516c\u53f8\u4e0d\u80fd\u6d29\u9732\u6709\u5173\u4f60\u53ef\u80fd\u6b20\u503a\u8fd9\u4ef6\u4e8b\uff09\u3002<\/li>\n<\/ul>\n<p><strong>\u56db\u3001\u8ffd\u503a\u516c\u53f8\u4e0d\u51c6\u505a\u54ea\u4e9b\u4e8b\uff1f<\/strong><\/p>\n<p>\u4f9d\u7167\u516c\u5e73\u8ffd\u8ba8\u503a\u52a1\u6cd5\u6848\u89c4\u5b9a\uff0c\u8ffd\u503a\u516c\u53f8<strong>\u4e0d\u51c6<\/strong>\u505a\u4ee5\u4e0b\u5404\u9879\u4e8b\u60c5\uff1a<\/p>\n<ul>\n<li>\u5728\u4e0d\u5408\u5b9c\u7684\u65f6\u95f4\u5730\u70b9\u548c\u4f60\u8054\u7edc\u3002\u4ed6\u4eec\u4e0d\u53ef\u4ee5\u5728\u65e9\u4e0a\u516b\u70b9\u4ee5\u524d\uff0c\u548c\u665a\u4e0a\u4e5d\u70b9\u4ee5\u540e\u4e0e\u4f60\u8054\u7edc\uff0c\u9664\u975e\u4f60\u8bf4\u53ef\u4ee5\u3002\u5982\u679c\u4f60\u901a\u77e5\u4ed6\u4eec\uff08\u53e3\u5934\u6216\u4e66\u9762\uff09\u4e0d\u80fd\u5728\u5de5\u4f5c\u5730\u70b9\u63a5\u7535\u8bdd\uff0c\u4ed6\u4eec\u5c31\u4e0d\u80fd\u6253\u7535\u8bdd\u53bb\u4f60\u7684\u5de5\u4f5c\u573a\u6240\u3002<\/li>\n<li>\u6253\u7535\u8bdd\u7ed9\u4f60\uff0c\u5374\u4e0d\u5148\u8868\u660e\u4ed6\u4eec\u662f\u8ffd\u503a\u516c\u53f8\u3002<\/li>\n<li>\u5728\u4f60\u4ee5\u4e66\u9762\u8981\u6c42\u8ffd\u503a\u516c\u53f8\u505c\u6b62\u6253\u7535\u8bdd\u7ed9\u4f60\u4e4b\u540e\uff0c\u8ffd\u503a\u516c\u53f8\u4e0d\u53ef\u4ee5\u518d\u6253\u7535\u8bdd\u7ed9\u4f60\uff0c\u9664\u975e\u4ed6\u4eec\u9700\u8981\u901a\u77e5\u4f60\u8ffd\u503a\u884c\u52a8\u5df2\u7ed3\u675f\u6216\u662f\u4ed6\u4eec\u5c06\u5bf9\u4f60\u91c7\u53d6\u67d0\u4e9b\u6cd5\u5f8b\u884c\u52a8\uff08\u8981\u6c42\u8ffd\u503a\u516c\u53f8\u505c\u6b62\u6253\u7535\u8bdd\u7ed9\u4f60\u5e76\u4e0d\u80fd\u8ba9\u503a\u52a1\u6d88\u5931\uff0c\u4e5f\u4e0d\u80fd\u963b\u6b62\u8ffd\u503a\u516c\u53f8\u5bf9\u4f60\u91c7\u53d6\u6cd5\u5f8b\u884c\u52a8\uff09\u3002<\/li>\n<li>\u5982\u679c\u8ffd\u503a\u516c\u53f8\u77e5\u9053\u4f60\u5df2\u6709\u5f8b\u5e08\u4ee3\u8868\uff0c\u4ed6\u4eec\u4e0d\u53ef\u4ee5\u548c\u4f60\u8054\u7edc\uff0c\u9664\u975e\u4f60\u5141\u8bb8\u4ed6\u4eec\u8054\u7edc\u4f60\uff0c\u6216\u662f\u4ed6\u4eec\u8054\u7cfb\u4e0d\u5230\u4f60\u7684\u5f8b\u5e08\u6216\u5f97\u4e0d\u5230\u4f60\u5f8b\u5e08\u7684\u56de\u5e94\u3002<\/li>\n<li>\u5728\u6536\u5230\u4e66\u9762\u201c\u9a8c\u8bc1\u901a\u77e5\u201d30\u5929\u4ee5\u5185\u4f60\u53ef\u4ee5\u8981\u6c42\u8ffd\u503a\u4eba\u67e5\u8bc1\u4f60\u7684\u503a\u52a1\u3002\u5f53\u4f60\u63d0\u51fa\u4e86\u786e\u8ba4\u503a\u52a1\u7533\u8bf7\uff0c\u4f46\u8fd8\u6ca1\u6536\u5230\u503a\u52a1\u786e\u8ba4\u901a\u77e5\u4e4b\u524d\uff0c\u8ffd\u503a\u516c\u53f8\u4e0d\u53ef\u4e0e\u4f60\u8054\u7edc\u3002<\/li>\n<li>\u4e00\u65e6\u4f60\u6709\u8981\u6c42\u786e\u8ba4\u503a\u52a1\uff0c\u8ffd\u503a\u516c\u53f8\u4e0d\u53ef\u7ee7\u7eed\u8ffd\u8ba8\u672a\u7ecf\u786e\u8ba4\u7684\u503a\u52a1\u3002<\/li>\n<li>\u4e0e\u503a\u52a1\u4eba\u914d\u5076\u3001\u5f8b\u5e08\u3001\u5171\u540c\u503a\u52a1\u4eba\u6216\u5e74\u5e7c\u503a\u52a1\u4eba\u7684\u7236\u6bcd\u4ee5\u5916\u7684\u7b2c\u4e09\u65b9\u8054\u7edc\u3002<\/li>\n<li>\u5728\u5f97\u77e5\u4f60\u6709\u5f8b\u5e08\u4ee3\u8868\u540e\uff0c\u4ecd\u7136\u900f\u8fc7\u7b2c\u4e09\u65b9\u627e\u5bfb\u4f60\u3002\u9664\u975e\u88ab\u76f4\u63a5\u67e5\u95ee\uff0c\u5426\u5219\u8ffd\u503a\u4eba\u4e0d\u80fd\u544a\u77e5\u7b2c\u4e09\u65b9\uff08\u4f8b\u5982\u4f60\u7684\u90bb\u5c45\u548c\u540c\u4e8b\uff09\u4ed6\u4eec\u5728\u4e3a\u8c01\uff08\u8ffd\u503a\u516c\u53f8\u7684\u540d\u5b57\uff09\u5de5\u4f5c\uff0c\u4e5f\u4e0d\u53ef\u4ee5\u900f\u9732\u4f60\u6709\u6b20\u503a\u3002\u8ffd\u503a\u4eba\u4e5f\u4e0d\u53ef\u8054\u7edc\u7b2c\u4e09\u65b9\u8d85\u8fc7\u4e00\u6b21\u4ee5\u4e0a\uff0c\u9664\u975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Mail\uff09\uff0c\u5916\u52a0\u6536\u4fe1\u56de\u6761\u670d\u52a1\uff08Return Receipt\uff09\u5bc4\u51fa\u3002\u4e00\u65e6\u8ffd\u503a\u516c\u53f8\u6536\u5230\u4f60\u5f97\u901a\u77e5\u4fe1\uff0c\u4ed6\u4eec\u4e0d\u53ef\u518d\u8054\u7edc\u4f60\uff0c\u9664\u975e\u4ed6\u4eec\u53ea\u662f\u5411\u4f60\u786e\u8ba4\u4ed6\u4eec\u4e0d\u4f1a\u518d\u8054\u7cfb\u4f60\uff0c\u4ee5\u53ca\uff08\u6216\u662f\uff09\u544a\u8bc9\u4f60\u8ffd\u503a\u516c\u53f8\u6216\u501f\u8d37\u516c\u53f8\u5c06\u4f1a\u5bf9\u4f60\u91c7\u53d6\u67d0\u9879\u6cd5\u5f8b\u884c\u52a8\uff0c\u4f8b\u5982\u63a7\u544a\u4f60\u3002\u4f60\u5e94\u4fdd\u5b58\u597d\u76f8\u5173\u8d44\u6599\u4fe1\u4ef6\u3002<\/p>\n<p>\u5728\u6b64\u4e5f\u63d0\u9192\u4f60\uff0c\u5373\u4f7f\u4f60\u901a\u77e5\u8ffd\u503a\u516c\u53f8\u4e0d\u8981\u518d\u6253\u7535\u8bdd\u6765\u8ddf\u4f60\u8054\u7cfb\uff0c\u5e76\u4e0d\u8868\u793a\u8ffd\u503a\u516c\u53f8\u4e0d\u4f1a\u5c06\u4f60\u7684\u503a\u52a1\u5217\u5728\u4fe1\u7528\u62a5\u544a\u4e0a\u6216\u63a7\u544a\u4f60\u3002<\/p>\n<p><strong>\u516d\u3001\u5982\u679c\u8ffd\u503a\u516c\u53f8\u8fdd\u53cd\u516c\u5e73\u8ffd\u8ba8\u503a\u52a1\u6cd5\u6848<\/strong><\/p>\n<p>\u8ffd\u503a\u516c\u53f8\u5982\u4e0d\u9075\u5b88\u6cd5\u4ee4\u89c4\u5b9a\uff0c\u4f1a\u53d7\u5230\u60e9\u7f5a\uff0c\u4f60\u53ef\u4ee5\u5411\u8054\u90a6\u4ea4\u6613\u59d4\u5458\u4f1a\uff08FTC\uff09\u4ee5\u53ca\u6d88\u8d39\u8005\u91d1\u878d\u7406\u8d22\u4fdd\u62a4\u5c40\uff08CFPB\uff09\u8fd9\u4e24\u4e2a\u8054\u90a6\u653f\u5e9c\u4fdd\u62a4\u6d88\u8d39\u8005\u6743\u76ca\u7684\u673a\u6784\u63d0\u51fa\u6295\u8bc9\u3002\u8054\u90a6\u4ea4\u6613\u59d4\u5458\u4f1a\u6267\u884c\u516c\u5e73\u8ffd\u503a\u76f8\u5173\u6cd5\u6848\uff0c\u6d88\u8d39\u8005\u91d1\u878d\u7406\u8d22\u4fdd\u62a4\u5c40\u8d1f\u8d23\u7ba1\u8f96\u8ffd\u503a\u516c\u53f8\u4e1a\u52a1\u3002<\/p>\n<p>CFPB: 855-411-CFPB (855-411-2372)<br \/>\nbit.ly\/CFPB_debt_collection<\/p>\n<p>FTC: 877-FTC-HELP (877-382-4357)<br \/>\nwww.ftccomplaintassistant.gov\/<\/p>\n<p>\u4f60\u4e5f\u53ef\u4ee5\u8054\u7cfb\u5dde\u5e9c\u68c0\u5bdf\u7f72\uff08AG\uff09\uff0c\u67e5\u6838\u8ffd\u503a\u516c\u53f8\u662f\u5426\u6709\u8fdd\u53cd\u5dde\u5e9c\u6cd5\u4ee4\u3002\u5982\u9700\u4e86\u89e3\u8054\u7edc\u8d44\u6599\uff0c\u8bf7\u4e0a\u7f51www.naag.org\u67e5\u8be2\u3002<\/p>\n<p>\u4f60\u4e5f\u53ef\u4ee5\u5411\u8054\u90a6\u6216\u5dde\u5e9c\u6cd5\u5ead\u5bf9\u65bc\u8ffd\u503a\u516c\u53f8\u9020\u6210\u7684\u4e2a\u4eba\u635f\u5931\u6216\u5f8b\u5e08\u8d39\u7528\u63d0\u51fa\u8bc9\u8bbc\u3002\uff08\u6709\u4e9b\u5dde\u6cd5\u7684\u6cd5\u5f8b\u6548\u529b\u751a\u81f3\u5927\u4e8e\u8054\u90a6\u7684\u516c\u5e73\u8ffd\u8ba8\u503a\u52a1\u6cd5\u6848\uff0c\u6709\u4e9b\u5dde\u7684\u8ba8\u503a\u6cd5\u8fd8\u9002\u7528\u65bc\u7ba1\u5236\u539f\u503a\u6743\u4eba\uff09\u3002\u4e13\u95e8\u4e3a\u6d88\u8d39\u8005\u5904\u7406\u8fdd\u53cd\u516c\u5e73\u8ffd\u8ba8\u503a\u52a1\u6cd5\u6848\u4e8b\u4ef6\u7684\u5f8b\u5e08\u53ef\u4ee5\u53d7\u7406\u4f60\u7684\u6848\u5b50\uff0c\u800c\u4e14\u6709\u65f6\u613f\u610f\u201c\u5b98\u53f8\u4e0d\u8d62\u4e0d\u6536\u8d39\uff08\u4e5f\u79f0\u70bacontingency\uff09\u201d\uff0c\u4e5f\u5c31\u662f\u8bf4\u4f60\u8d62\u4e86\u5b98\u53f8\u4ed6\u4eec\u624d\u4f1a\u6536\u8d39\u3002\u5982\u9700\u67e5\u8be2\u672c\u5730\u6d88\u8d39\u8005\u5f8b\u5e08\uff0c\u53ef\u81f3<span style=\"text-decoration: underline;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff; text-decoration: underline;\" href=\"http:\/\/www.consumeradvocates.org\" target=\"_blank\">\u5168\u56fd\u6d88\u8d39\u8005\u4ee3\u8a00\u534f\u4f1a\u7f51\u7ad9<\/a><\/span><\/span>\uff0c\u5728\u641c\u5bfb\u5de5\u5177\u680f\u201cFind an Attorney\u201d\u91cc\u5bfb\u627e\u3002<\/p>\n<p>Nolo\u7f51\u7ad9\u514d\u8d39\u63d0\u4f9b\u7f51\u4e0a\u6cd5\u5f8b\u8d44\u8baf\uff0c\u4ee5\u53ca\u6709\u5173\u201c<span style=\"text-decoration: underline;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff; text-decoration: underline;\" href=\"http:\/\/www.nolo.com\/legal-encyclopedia\/bill-debt-collector-violations-29999.html\" target=\"_blank\">\u5982\u679c\u8ffd\u503a\u516c\u53f8\u505a\u5f97\u8fc7\u4efd\u65f6\u5e94\u5982\u4f55\u5bf9\u4ed8<\/a><\/span><\/span>\u201d\u7b49\u5c0f\u8981\u8bc0\u3002\u5176\u4e2d\u4e00\u4e2a\u5c0f\u8981\u8bc0\u5c31\u662f\u5bc4\u9001\u4e00\u4efdFTC\u6216CFPB\u7684\u6295\u8bc9\u51fd\u590d\u5370\u672c\u7ed9\u8ffd\u503a\u516c\u53f8\u53ca\u539f\u503a\u6743\u4eba\uff0c\u8fd9\u6837\u505a\u662f\u5e0c\u671b\u4ed6\u4eec\u4f1a\u8003\u8651\u53d6\u6d88\u6216\u5546\u8c08\u503a\u52a1\u4e8b\u5b9c\u3002<\/p>\n<p><strong>\u4e03\u3001\u5176\u4ed6\u76f8\u5173\u8d44\u8baf<\/strong><\/p>\n<p>\u8054\u90a6\u4ea4\u6613\u59d4\u5458\u4f1a\uff08FTC\uff09\u5df2\u5c06\u8ffd\u516c\u5e73\u8ffd\u8ba8\u503a\u52a1\u6cd5\u6848\u7684\u76f8\u5173\u91cd\u70b9\u505a\u4e86\u603b\u7ed3\uff0c\u5305\u62ec\u6709\u67d0\u4e9b\u5177\u4f53\u4e8b\u60c5\u662f\u8ffd\u503a\u516c\u53f8\u4e0d\u80fd\u8bf4\u4e0d\u80fd\u505a\u7684\uff0c\u8bf7\u53c2\u9605\u7f51\u7ad9 www.consumer.ftc.gov\/articles\/0149-debt-collection<\/p>\n<p>\u6d88\u8d39\u8005\u91d1\u878d\u7406\u8d22\u4fdd\u62a4\u5c40\uff08CFPB\uff09\u63d0\u4f9b\u4e94\u79cd\u683c\u5f0f\u7684\u6295\u8bc9\u4fe1\u6837\u672c\uff0c\u4f60\u53ef\u4ee5\u5229\u7528\u8fd9\u4e9b<span style=\"text-decoration: underline;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff; text-decoration: underline;\" href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/1695\/ive-been-contacted-debt-collector-how-do-i-reply.html\" target=\"_blank\">\u6295\u8bc9\u4fe1\u6837\u672c<\/a><\/span><\/span>\uff0c\u518d\u6839\u636e\u81ea\u5df1\u7684\u5177\u4f53\u60c5\u51b5\u6765\u8ddf\u8ffd\u503a\u516c\u53f8\u63d0\u51fa\u6709\u5173\u503a\u52a1\u4e89\u8bae\uff0c\u6216\u662f\u8981\u6c42\u66f4\u8be6\u5c3d\u7684\u8d44\u6599\u4ee5\u53ca\u4f60\u5e0c\u671b\u4ed6\u4eec\u4ee5\u4f55\u79cd\u65b9\u5f0f\u8054\u7edc\u4f60\u3002<\/p>\n<p>\u6d88\u8d39\u8005\u884c\u52a8\uff08Consumer Action\uff09\u53d1\u884c\u4e00\u672c16\u9875\u7684\u201c<span style=\"text-decoration: underline;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff; text-decoration: underline;\" href=\"http:\/\/www.consumer-action.org\/chinese\/articles\/debtors_rights_ch\" target=\"_blank\">\u503a\u52a1\u4eba\u6743\u76ca\u6307\u5357\uff1a\u600e\u6837\u907f\u514d\u53d7\u5230\u8ffd\u503a\u516c\u53f8\u7684\u6cd5\u5f8b\u8bc9\u8bbc<\/a><\/span><\/span>\u201d\u3002\u5b83\u63d0\u4f9b\u5173\u65bc\u5982\u4f55\u5904\u7406\u8ffd\u503a\u516c\u53f8\u7684\u6cd5\u5f8b\u8bc9\u8bbc\u5404\u9879\u8be6\u60c5\uff0c\u4ee5\u53ca\u5982\u4f55\u5bfb\u627e\u514d\u8d39\u6216\u4f4e\u8d39\u7684\u6cd5\u5f8b\u534f\u52a9\u3002<\/p>\n<p>\u4fe1\u8d37\u987e\u95ee\u80fd\u5e2e\u4f60\u5904\u7406\u5177\u4f53\u503a\u52a1\u5e76\u63d0\u4f9b\u5408\u9002\u76f8\u5173\u7684\u8d44\u8baf\uff0c\u4e5f\u53ef\u80fd\u5e2e\u4f60\u548c\u8ffd\u503a\u516c\u53f8\u5546\u8c08\uff0c\u5e76\u4e14\uff08\u6216\u662f\uff09\u4e3a\u4f60\u8bbe\u5b9a\u4e00\u4e2a\u6bd4\u8f83\u5b9e\u5728\u53ef\u884c\u7684\u503a\u52a1\u507f\u8fd8\u8ba1\u5212\u3002\u5168\u56fd\u4fe1\u8d37\u8d44\u8baf\u57fa\u91d1\u4f1a\uff08NFCC\uff09\u7f51\u7ad9\uff08www.nfcc.org\uff09\u63d0\u4f9b\u5404\u975e\u725f\u5229\u7684\u4fe1\u8d37\u8d44\u8baf\u673a\u6784\u540d\u5355\u3002<\/p>\n<p style=\"text-align: center;\">\uff08<strong>\u626b\u63cf\u4e8c\u7ef4\u7801<span style=\"color: #0000ff;\">\u5206\u4eab<\/span><\/strong>\u6587\u7ae0\u5230<strong><span style=\"color: #0000ff;\">\u5fae\u4fe1<\/span><\/strong>\u6216<span style=\"color: #0000ff;\">QQ<strong>\u670b\u53cb\u5708<\/strong><\/span>\uff09<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/chart.googleapis.com\/chart?cht=qr&amp;chs=150x150&amp;choe=UTF-8&amp;chld=L|4&amp;chl=http:\/\/yibababa.com\/archives\/1438\" alt=\"QR \u7801\" width=\"150\" height=\"150\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6587\u7ae0\u6765\u6e90\uff1aConsumer Action \u516c\u5e73\u8ffd\u503a\u6cd5\u6848\uff08The Fair Deb &hellip; <a href=\"https:\/\/yibababa.com\/article\/archives\/1438\">\u7ee7\u7eed\u9605\u8bfb <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1438","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/1438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/comments?post=1438"}],"version-history":[{"count":0,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/posts\/1438\/revisions"}],"wp:attachment":[{"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/media?parent=1438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/categories?post=1438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yibababa.com\/article\/wp-json\/wp\/v2\/tags?post=1438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}